HomeMy WebLinkAboutRes2004-020
I
I
I
Sponsored by: Shealy
CITY OF SEWARD, ALASKA
RESOLUTION 2004-20
A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF SEWARD,
ALASKA, OPPOSING SENATE BILL 276 IMPOSING A 2% ANNUAL
ASSESSMENT ON JOINT INSURANCE ARRANGEMENTS AND SELF-
INSURED EMPLOYERS
WHEREAS, Senate Bill 276 is the proposed bailout for the Alaska guaranty fund made
necessary by the recent insolvencies of several workers' compensation insurers; and
WHEREAS, the bill proposes a two percent assessment on all workers compo expenses
paid out annually by a joint insurance arrangement or self-insured employer; and
WHEREAS, the City of Seward is a member of the Alaska Municipal League Joint
Insurance Association (AMUJIA) and as a member would be subject to the assessment proposed
by SB276; and
WHEREAS, the City of Seward is concerned about the budget implications for the City
and other municipalities in Alaska with Senate Bill 276; and
WHEREAS, self-insureds and joint insurance arrangements get no protections under the
guaranty fund; and
WHEREAS, local governments are being asked to pay for something with public funds
while receiving no benefits.
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE
CITY OF SEWARD, ALASKA, that:
Section 1. The City Council opposes Senate Bill 276 imposing a 2% annual assessment
onjoint insurance arrangements and self-insured employers.
Section 2. The City Council respectfully requests that the provisions of SB276 assessing
self-insureds and joint insurance arrangements be removed from the bill.
Section 3. This resolution shall take effect immediately upon its adoption.
PASSED AND APPROVED by the City Council of the city of Seward, Alaska, this 23rd
day of February, 2004.
CITY OF SEWARD, ALASKA
RESOLUTION 2004-20
AYES:
NOES:
ABSENT:
ABSTAIN:
ATTEST:
THE CITY OF SEWARD, ALASKA
C&J~
C. David Brossow, Mayor
Branson, Dunham, Clark, Valdatta, Amberg, Shafer
None
Brossow
None
J~
City Clerk
.,\tUJu.."
\.., ... S"" ".t'
(City Seal) ,.;. .1 Or' ..: [,1~ ,.,
-t;. ..t:......\, ..... . - -Y.") '~
~.,." "':,' .~~~POJ:i:".. II')~" ~
.:- v,"cP . ~~"'v -:.
1 :.:; ......e- \..')." ~
,\ ",. ~ l..
'. ., T . .-
: 0: SE'\..L1 : 0 ::
~ : ...
.. ......-. 1;0'" ;:
~ n"...
-:.,"&.. ~".,:.',?",:-
.~, ~.'~/V!l:l '\ J~' ..,~ ...
.."':.. .;........~~, ~
", ,.;.. \r" ....
", -, 11,. p..... ,..'
i!?',~~!!", .~~,\,
CITY OF SEWARD, ALASKA
RESOLUTION 2004-41
AYES:
NOES:
ABSENT:
ABSTAIN:
Dunham, Branson, Valdatta, Clark, Amberg, Shafer
None
Brossow
None
ATTEST:
'"
~. !(~"L / \ ; ~--~<;u'-z';<J
Jean tewis
Citytlerk -'
""un.""
(City ~~~O~.~~~A1~"'~
$ ,,~~""~OFt4;:... ~ \
~ "'l ~<,'..-:.
~ ......:.-..- ...
- . . ..
: : SEtAL i.:
:., " ::
'1\ -0- .':
~ e. "'....
'\ '~.'~~N! 1 ..?>~~I
"'~~..... .......1.. h:'"'".f#t
....~ '1: OF Jl..\.~~.
~..lInu'"
COUNCIL AGENDA STATEMENT
Meeting Date: February 23, 2004
Through: Phil Shealy, City Manager
From: Rick Gifford, Assistant City Manager
Agenda Item: SB276: Alaska Guaranty Association
Legislation
BACKGROUND & JUSTIFICATION:
The Alaska Guaranty Fund was established by the State of Alaska and is used to pay for
claims of insolvent insurers. Insurance companies currently pay a 2% tax on premiums
into the fund. Recent insolvencies of Freemont, Legion and Reliance have left the Guaranty
Fund holding the bag of $60,000,000 in unpaid claims.
Senate Bill 276 sponsored by the Governor proposes the following changes to the fund:
· Raises the maximum assessment against insurers doing business in Alaska to pay
guaranty fund claims from 2% to 4% of workers comp. premiums;
· Allows the fund to assess other insurers, such as auto and homeowners, 2% of
premiums to help cover shortages in the workers comp. arena;
’
· Changes the law to allow the fund to assess self-insureds and joint insurance
arrangements (pools), such as the AML/JIA, 2% of workers comp. claims paid;
’
· Allows the Alaska Industrial Development and Export Authority (AIDEA) to
guarantee loans made to the fund to cover claims.
The City is a member of the Alaska Municipal League Joint Insurance Association
(AML/JIA) and as a member would be subject to the assessment proposed by SB276.
Neither joint insurance arrangements like the AML/JIA nor self-insured employers are
eligible to receive any benefit from the fund. As a member of the AML/JIA, the City can be
assessed additional monies in the event that the pools reserves are needed to protect
’
injured workers. SB276 amounts to a subsidy by local governments of the private
insurance industry that engaged in poor business practices. It is nothing more than a new
tax, which will result in an automatic increase in premiums for local governments on top of
other anticipated workers comp increases, which NCCI already estimates could average
’
22-32% for 2004.
The provisions assessing self-insureds and pools are projected to generate about $1 million.
Removing self-insureds and pools from the bill will have only a minor impact on the bill’s revenue
raising provisions, and will not undermine the bill’s primary purpose, to put significant additional
funds into the guaranty fund. Although the assessment on public entities under the bill is small
relative to the other bill provisions, the City of Seward is already dealing with other budget issues
resulting from increased insurance and employee benefit costs to unfunded mandates from the federal
and state governments.
COUNCIL AGENDA STATEMENT
Meeting Date: February 23, 2004
SB 276
Page 2
Self-insureds and joint insurance arrangements get no protections under the guaranty fund. Thus,
local governments are being asked to pay for something with public funds, while receiving no
benefits. The City believes that private insurers rightfully should be paying for the fund, since they are
essentially paying for a service.
SB276 is on a fast track for approval. The administration previously sent a letter (copy attached) to
Senator Con Bunde who is the Chairman of the Senate & Labor Commerce Committee with copies to
Senator Gary Stevens and Representative Seaton in opposition of the provisions assessing pools and
self-insureds in SB276.
CONSISTENCY CHECKLIST: Yes No
1. Comprehensive Plan
2. Strategic Plan
3. Other
4. Not applicable X
FISCAL NOTE:
If SB276 is approved as introduced, the cost to the City of Seward would be approximately
$4,000 with projected increases each year. The cost to the AML/JIA is projected to be
approximately $100,000.
Approved by Finance Department:
RECOMMENDATION:
Council approve Resolution 2004-20, opposing Senate Bill 276 imposing a 2% annual
assessment on join insurance arrangements and self-insured employers.