Loading...
HomeMy WebLinkAbout04272020 City Council Laydown - RESP 200427 LAYDOWN - RESP City Council Meeting Brenda Ballou From: Scott Meszaros Sent: Thursday, April 23, 2020 8:55 AM To: Brenda Ballou; DepiLCouncil Cc: Holly Wells Subject: FW: RESP response Attachments: 200122.1422.USDA_RESP.PDF; 200122.1425.resp-basic-presentation-10-31-2018- coates.pdf; 200122.1656.RESP.EESI.pdf; 200122.1656.UEP_RESP_Report.pdf; 200122.1657.RESP Loan -Adams-Columbia Electric Cooperative.pdf; 200123.0800.Orcas_Power.rebatesnapshotOl-2020.pdf Brenda, Please add this information if possible, or include for the public somehow as a laydown. I just received this about 25 minutes ago and this is being sent to Council in regard to an item on the Agenda. Scott W. Meszaros, CM, CMC Seward City Manager 410 Adams Street P.O. Box 167 Seward,Alaska 99664 Office (907) 224-4047 Direct(907) 224-4012 Fax (907) 224-4038 e-mail: smeszaros@cityofseward.net From:John Foutz<ifoutz@cityofseward.net> Sent:Thursday,April 23, 2020 8:30 AM To:Scott Meszaros<smeszaros@cityofsewa rd.net> Cc: Patrick C. Gillis<pgillis@citvofseward.net> Subject: RESP response Hi Scott, We have reviewed the Rural Energy Savings Program (RESP). This would be a challenge for the City to participate in for the following reasons. 1) There are three utilities that participated in the program last year(as of the date of the document June2019) and we attempted to contact all of them. We were able to contact two of the utilities (Southwest Arkansas Elec cooperative SWREA and Adams Columbia Elec Cooperative ACEC) and they indicated that it was a tremendous burden on their utilities and they have contract out the management of the project. They in turn charge for this 1 service to the customers who apply. No utilities in Alaska participate in this program. I asked a couple other Railbelt Utilities and one (MEA) said they researched it and thought it would be too cumbersome for their utility. The other utility(CEA) said they try to avoid financing through this particular government agency because the reporting is too time consuming and they usually don't qualify for rural loans. 2) From a financial perspective. I have concerns about the risk the utility would be taking on in terms of loaning money to customers and recovering on their electric bills. 3) This program must apply to all energy efficient upgrades, notjust air-to-air heat pumps. The other utilities that are participating show on their flyers weatherization, energy star appliances, building improvements, energy audits and similar items. We do not have the staffing to regulate a program such as this. Our employees are focused on local construction both doing the construction and preparing to do the construction). This utility doesn't have the extra employees and resources that the bigger utilities have to dedicate to something like this. Please left me know if you have any questions. Thank you, John Foutz Electric Utility Manager City of Seward 2 D' United States Department DevelopmentAgriculture Rural f. Rural Energy Savings Program (RESP) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . What does this program do? The Rural Energy Savings Program(RESP) provides loans to entities that agree to make affordable loans to help consumers implement cost-effective,energy efficiency measures.This program,authorized by Congress in the 2014 Farm Bill,helps to build a cleaner and more sustainable domestic energy sector for future generations.RESP will help lower energy bills for rural families and businesses and will reduce barriers to investment in energy efficiency projects or activities. Who is an eligible borrower under this program? Eligible applicants include current and former Rural Utilities Service(RUS) borrowers,subsidiaries of current or former RUS borrowers,and entities that provide retail electric service in rural areas. How is RESP different from the Energy What are the Loan Terms? Efficiency and Conservation Loan The RUS borrower is eligible to apply for a loan of up to Program (EECLP)? 20 years at a 0 percent interest rate.(Up to 4 percent of the • RESP offers a lower-cost financing option—a zero percent loan total may be used for startup costs.)The RUS borrower interest rate; can charge an interest rate of up to 3 percent for relending to • RESP also has a broader pool of eligible borrowers(utilities, qualified consumers. nonprofit organizations,municipalities and states),while EECLP program borrowers are limited to utilities that serve What governs this program? rural areas; These loans are made available under the authority of • RESP offers longer loan terms:20 years versus 15 years for section 6407 of the Farm Security and Rural Investment EECLP loans. Act of 2002 (7 U.S.C.8107a) (Section 6407). How may funds be used? How do I learn more? Funds may be used to implement energy-saving measures, For more information about the program,please contact or for energy costs incurred by qualified consumers. Robert Coates at Robert.Coates@wdc.usda. ov. How do we get started? Applications for the RESP program will be accepted on a first-come,first-served basis until funds are depleted.To be considered for funding,applicants should submit a letter of intent to RESP@wdc.usda.gov.More information is available in the annual funding announcement published in the Federal Register. NOTE:own the program instructions I isted in the section above titled'VA at Governs this Program?'You may o coadditional opportunityforms,resources,and prociram information at v;vA,�.rd.uscla.gov.USDA is an equal provider, ,, lender. USDA United States Department of Agriculture Rural Development Presented by: Bob Coates " R.. ( � of• r°�y,''�`+ow^a ;3, The USDA Rural Energy Savings Program ( RESP) Overview and Update EECLP vs RESP Overview • ! 1Million plusIII Eligibility Utilities in rural areas Not limited to utilities but they have to serve rural areas (E.g. subsidiaries of utilities) Purpose To help utilities manage their system load To help rural families & rural small businesses growth or a more beneficial load profile reduce energy costs or consumption Interest Rate US treasury rate + 1/81h % 0% Interest Rate to US treasury rate +borrowers interest rate from o Borrower RUS +1.5% 3/ or lower Mark-up to end user Capped at 1.5%, waived on case by case basis Capped at 3% Advances Reimbursable May or may not be reimbursable Loan term 15 years or useful life of equipment Up to 20 years Acceptable financial On bill, on bill-tariff based structures, direct Only for re-lending like in tariff charge, on-bill, structures/ investments in the utility's system PACE programs, traditional consumer loans (line investments item in the electric bill) RUS Cushion of Credit Available Not available Account Rural Energy for America Program (REAP) Rural Energy for American Program (REAP) provides Grants and Guaranteed Loan funding for Renewable Energy System Installations and Energy Efficiency Improvements for Agriculture Producers and Rural Small Businesses Insert event name&date Page 2 • Rural Energy Savings Program 2018 • Loan Purpose and Authority • Eligibility • Application Process • Eligible Activities • Environmental Review • Loan Conditions • NEW! — Manufactured Home Replacement Loan Purpose • Authority RESP (Direct RUS Loan) • Help rural families and small businesses achieve cost savings through loans that would enable them to implement durable cost-effective energy efficiency measures. • The Agricultural Act of 2014 Eligibility RESP 1710.101 Types of Eligible Borrowers • any public power district, public utility district, or similar entity, or Those that provide: any electric cooperative that 1) The retail electric service needs of borrowed and repaid, prepaid, or is rural areas, or paying an electric loan made or guaranteed by RUS; 2) The power supply needs of • any entity primarily owned or distribution borrowers... controlled by 1 or more entities described before; or • any other entity that is an eligible borrower of RUS, as determined by 7 CFR 1710.101. Program Ev• • • Loan History • Loan Size • Funding Availability Representative programs • NOPEC — Businesses • Reliable — Solar for energy cost reduction • KW Savings- Help My House Program Rural Energy Savings • • • . Why we have RESP? To help rural families and small businesses achieve cost savings through loans that would enable them to implement durable cost-effective energy efficiency measures. How do we help rural families and small businesses achieve cost savings? c�, . Eligible Borrower less for up 10 Consumer for EE Measures@ h—AN eligible consumer facilities • i RESP ApplicationProcess ApplicationRUS Review \1� Conditional Commitment 4ftComplete Letter Application TR E S P' Borrower Letter of Intent "EL W Publication of NOFA August 6, 2018 RESP Eligible Activities (NOSA • • i. Lighting Improvements (Residential and commercial) ii. HVAC Systems iii. Building Envelope Improvements iv. Water Heaters V. Compressed Air Systems vi. Motors vii. Boilers, Dryers, Heaters and process related equipment viii. Energy Audits ix. On or Off Grid Renewable Energy Systems X. Energy Storage Devices xi. Energy Efficient Appliance Upgrades xii. Irrigation or Water and Waste Disposal System Efficiency Improvements xiii. Replacement of Manufactured Homes xiv. Other Activities and investments directly related to Energy Efficiency Implementation Some ' • as Cat Ex Cooling System - Interior - Add/Replace ■ Improve Cooling Efficiency ■ Multiple Compressors and Air Flow Efficiency - Interior - Add/Replace Controls for Air Conditioning Increase chilled water design Systems ■ Air Destratification temperature ■ Optimize cooling tower flow ■ Airflow and fan speed reduction . Increase Condensing Efficiency controls ■ Ductwork system with centrifugal or vane axial fans . Increase Condensing Unit . parallel unequal reciprocating Efficiency compressor ■ Enclosed high-velocity fan ■ Install Double-Bundle Chillers ■ Reciprocating compressor ■ Improve design and balance of duct system ■ Install High-Efficiency ■ Rotary compressor ■ Increase pipe insulation Compressor ■ Screw compressor ■ Install local ventilation and makeup air hoods ■ Install More Efficient Cooling System ■ Use multiple chillers and ■ Open propeller fans optimization controls ■ Install Refrigerated Space Doors ■ Reduce Ventilation Loads or Curtains ■ Reduce ventilation rate to minimum ■ Lower condenser water design • Variable-air-volume(VAV)system to reduce fan energy use temperature RESP Loan Conditions • 20 Year Maximum Loan Term • 10 Year Advance (Draw) Period • Up to 4% for startup • No more than 50% draw in any one year • Must start repayment at 10 years • Rurality (Currently 20,000 per census tract, but if any of the current service area is rural, all service areas are eligible) • Equipment/materials must be ATTACHED to a dwelling/building/property RESPChanges , • • Notice Period Open through September 2019, or until all funds are exhausted • Addition of: • Replacement of Manufactured Homes (if determined to be more energy efficient) • Applicants are encouraged to consider projects that provide measurable results in helping rural communities build robust and sustainable economies through strategic investments in infrastructure, partnerships and innovation. 1 IN Manufactured Home Replacement This is Eligible! IJ Manufactured Home Replacement This is Not! 'Y a Manufactured Home Replacement modularWhile this is a • . Now . Y�"v,'�n,-' i:, :„r- �.� A u 'y0�9�� '4� •� do-, �r.� . i - .. e i _ iill f Manufactured Home Replacement Is eligible IF replacement would be more cost effective in saving energy HUD Standards (1994) Newer homes — case by case USDA United States Department of Agriculture Rural Development �l r Questions? Contact Information Bob Coates ' .: . htt s://www.rd.usda.gov/contact-us/electric-gfr Rural Development Rural Utilities Service, Electric Program Robert.Coates@wdc.usda.gov Office: (202) 260-5415 USDA Rural Development is committed to the future of rural communities. www.rd.usda.gov 1/22/2020 RESP I EESI Top-Rated Nonprofit—4-Star Charity �h. EE I rlli� Environmental and Energy �Il Study Institute Ideas.Insights.Sustainable Solutions. (/) (/about/recognition) About(/about) News(/news) Get Involved(/get-involved) Contact(/contact) f(https://www.facebook.com/eesionline) W (httpsl/twitter.com/eesionline) You (https://www.youtube.com/eesionline) in(https://www.linkedin.com/company/eesionline) Home(� ► RESP RURAL ENERGY SAVINGS PROGRAM About the Rural Energy Savings Program The Rural Energy Savings Program(RESP)(https://wvfw.rd.usda.gov/programs-services/rural- energy-savings-program),run by the U.S.Department of Agriculture(USDA)Rural Utilities Service(RUS),provides rural electric cooperatives and other rural utilities with zero-percent loans to launch or expand energy efficiency financing programs for their members.Beneficial electrification and renewable energy projects are also eligible. RESP will reopen for applications by early 2020,with approximately$100M in loan capital available.The anticipated deadline for applications will be September 30,2020. How To Apply During the application window,interested utilities must submit a Letter Of Intent(LOI)that provides basic utility information and sketches out how the funds would be used.The application window will reopen by early 2020.RUS reviews the LOls on a first-come,first- serve basis.RUS then invites selected applicants to proceed with a full application.EESI offers application assistance to utilities at no-cost. https://www.eesi.org/Rural-Energy-Savings-Program 1/4 1/22/2020 RESP I EESI STEP ONE STEP TWO STEP THREE STEP FOUR Submit a Letter Of Rural Utrities Service RUS invites selected Full application Intent LOI) (PUS)revie.,the LOIS applicants submitted We Can Help! ProgramEnvironmental and ACCESS CLEAN ENERGY SAVINGS Learn Niltaxaw Rural Energy Savings (https://www.eesi.org/Access-Clean-Energy-Savings) The Environmental and Energy Study Institute(EESI)is a nonprofit that provides no-cost assistance to rural electric co-ops.EESI's project team can help with all aspects of a RESP application including:Letter of Intent(LOI)templates,case studies,and lessons learned from past applicants and awardees. EESI also assists utilities to develop on-bill financing programs(https://www.eesi.org/obf/main)— those backed by RESP capital and those that are not.EESI is currently working with several electric co-ops to design on-bill programs,secure financing,and develop technical documents. For more information: John-Michael Cross Miguel Yanez Imcross@eesi.org(mailto:jmcross(deesi.org7) myanez@eesi.org(mailto:myanez(deesi.org) 202-662-1883 202-662-1882 Eligible Investments and Activities RESP supports the creation and expansion of on-bill financing programs(including on-bill tariff programs),where energy investments are repaid via the utility bill with no-upfront costs,to help rural utility members/customers afford energy upgrades and beneficial electrification. MEASURESUSING YOUR LOAN ELIGIBLE LIGHTING ON- . C OFF- GRID RENEWABLE PERMANENTLY- ENERGY SYSTEMS INSTALLED ENERGY 0° STORAGEBUILDING _� ENVELOPEWATER&WASTE UPGRADES Newer on-bill financing programs are designed to broaden accessibility from traditional financing programs by assigning the loan or charge to the meter,allowing the investment to transfer to the next occupant.These programs approve applicants through bill payment history instead of credit scores,and prioritize cost-effectiveness and flexibility. RESP loans can be used for a variety of measures,providing the utility can justify the cost- effectiveness of the measures for the end-user. https://www.eesi.org/Rural-Energy-Savings-Program 2/4 1/22/2020 RESP I EESI Utilities can even apply for funds to fully replace manufactured homes. "EESI provides invaluable resources to small rural utilities like ours. [...]When you have to do this for the first time, EESI has a depth of knowledge to help make the project a success:' —Travis Neal,Head Accountant,Orcas Power&Light Cooperative(OPALCO) Beneficial Electrification Projects Beneficial electrification(https://www.eesi.org/electrification/be)is a term for replacing direct fossil fuel use(e.g.,propane,heating oil,and gasoline)with electricity in a way that reduces overall emissions and energy costs.RESP has already funded several beneficial electrification projects—including ones that finance heat pump conversions and electric vehicle charging infrastructure.However,RESP funding cannot be used to finance electric vehicles themselves. RESP Loan Recipient Ohio Northeast Ohio Public Energy Council $1 million South Carolina KW Savings(7 co-ops) $13 million Washington Orcas Power&Light Cooperative $5.8 million Virginia 6ARC Electric $1,77 million Arkansas Ouachita Electric Cooperative $8 million Arkansas Woodruff Electric Cooperative $1 million Wisconsin Adams-Colu m b is E le ctric Coo perative $1 million North Carolina Pee Dee Electric Membership Corporation $0.2 million Colorado Holy Cross Energy $11 million Colorado Hi hline Electric Association $C.5 million Arkansas Southwest Arkansas Electric Cooperative $1 million Tennessee Appalachian Electric Cooperative $5 million Oregon Umatilla Electric Cooperative $1.5 million Total $51 million "The team at EESI has been very helpful to us in evaluating the pros and cons of on-bill financing and other program structures aimed at relieving the upfront cost of energy efficiency and distributed energy resource projects for our members [...]. Their advice ultimately helped HCE secure an $11M loan commitment" —Sam Whelan,Supervisor,Holy Cross Energy(HCE) RESP Program to Date Created by the 2014 Farm Bill,and launched in 2016,RESP helps rural households and small businesses achieve energy cost savings by implementing sustainable,cost-effective energy measures.RESP was reauthorized through 2023 by the 2018 Farm Bill.The reauthorization included the following changes: • Utilities can relend at up to 5 percent interest to participants.This revenue can be used to help cover the utility's program costs and/or create a loan loss reserve. • RESP loans do not count as debt for co-ops in debt-to-equity calculations. • Rural water utilities and rural telecommunication entities are also now eligible for RESP funds. https://www.eesi.org/Rural-Energy-Savings-Program 3/4 1/22/2020 RESP I EESI Environmental and About EESI Energy Study Institute EESI advances Innovative policy solutions 1020 19th Street,NW,Suite 650 that set us on a cleaner,more secure and Washington,DC 20036-6101 sustainable energy path. (202)628-1400 phone More about EESI(/about) (202)204-5244 fox info@eesirorg(mailto:info(ateesi.org) Wrrbcrof.di"� Staff directory(/about/staf) EarthSharB (http://www.earthsha re.org) *-6rc— #10627 (http://www.opm.gov/combined-federal- campaign) Copyright U Environmental and Energy Study Institute(EESI)_Our work is licensed under a Creative Commons Attribution License_ (/copyright) https://www.eesi.org/Rural-Energy-Savings-Program 4/4 RURAL ENERGY SAVINGS PROGRAM (RESP) Project Description: The Rural Energy Savings Program (RESP)helps rural families and small businesses achieve cost savings by providing loans to qualified consumers to implement durable cost-effective energy efficiency measures. Eligible applicants under the RESP include current and former RUS electric borrowers, subsidiaries of current or former RUS electric borrowers, and entities eligible to borrow from the RUS electric program. RUS will lend funds to an eligible borrower at 0% interest rate for a term of up to 20 years. Four per cent of the total loan amount may be used for startup expenses. The eligible RUS borrower will then relend funds to qualified residential and business consumers for eligible energy efficiency measures at an interest rate not to exceed 5% for a term of up to 10 years. Potential applicants submit a letter of interest (LOI). The RUS electric program reviews the LOIs and those that are eligible are invited to apply. Number of LOIs & Applications: FY 2017 FY 2018 FY 2019 LOIs Applications LOIs Applications LOIs Applications 35 14 9 9 7 5 (to date) Number of Loans Made: FY 2017 FY 2018 FY 2019 Loans Obligated In Process Loans Obligated Process Loans Obligated In Process 8 4 3 2 3 1 2 Recipients of Loan funds: 2017 2018 NOPEC Inc. Southwest Arkansas Missoula Electric Cooperative KW Savings Co. Umatilla Electric Cooperative Appalachian Electric Cooperative Adams-Columbia Electric Ouachita Electric Thumb Electric Cooperative Reliable Energy,LLC Holy Cross Electric Association Highline Electric Association Woodruff Electric PeeDee EMC Orcas Power&Light Coop Publication Date : June 10, 2019 CO-OP PROGRAMS START SERVICE FORTH E HOME NEWS& BILLING LOANS FARM Q) (HTTPS://WWW.ACECWI.COM/BILLING/) (HTTPS./O VVW ROGC EEC 51„OM/CO- (HTTPS://WWSERVIC W.ACECWI.COM/START- (HTTPS://WWW.ACECWI.COM/LOANS/) (HTTPS://WWW.HCO MEI W'.COM/FOR- (HTTPS://WWW.ACECWI.COM/FARM/) (HTTPS'/ NFORMA CO-OP PROGRAMS START SERVICE FORTH E HOME NEWS&INFO BILLING LOANS FARM (HTTPS://WWW.ACECWI.COM/BILLING/) (HTTPS://WWW.AC ECWI.CO M/CO- (HTTPS://WWW.AC ECWI.CO M/START- (HTTPS://WWW.ACECWI.COM/LOANS/) (HTTPS://WWW.AC ECWI.CO M/FOR- (HTTPS://WWW.ACECWI.COM/FARM/) (HTTPS://VYWW.ACECWI.CC OP-PROGRAMS/) SERVICE/) THE-HOME/) INFORMATION/) se—b Here. NEI r RESP LOAN RURAL ENERGY SAVINGS PROGRAM Do you have energy efficiency projects that you've put on the back-burnerforyour home or business?Then our new Rural Energy Savings Program(RESP)loan isforyou! You can apply for low-interest loans to implement cost-effective,energy efficiency measures on your home.We are partneringwith VISA Professional Services to administerthe can program. Interest rates as low as 3%for up to 10 years.Member is responsible for 5%ofthe loan amount upfront.$7,500 minimum loan. Here's what qualifies for this loan: % 4 0 • Lighting Improvements(residential and commercial) • HVAC Systems • Building Envelope Improvements _ • Water Heaters �••� • Compressed Air Systems Motors R III S III ■■ LOAN • • Boilers,Dryers,Heaters and process related equipment Energy Audits RURAL ENERGY SAVINGS PROGRAM • On or Off Grid Renewable Energy Systems • Energy Storage Devices • Energy Efficient Appliance Upgrades • Irrigation or Water and Waste Disposal System Efficiency Improvements • Other Activities and investments directly related to Energy Efficiency Implementation Fora network oftrade allies,visit https://focusonenergy.com/trade-ally/find(hops://focusonenergy.com/trade-ally/find), HERE'S HOW OUR RESP LOAN PROGRAM WORKS: 1.Member submits completed RESP Loan Application to MSA. 2.Afterthe completed application and required documents are received,a credit check will be run.MSAwill then mail the member loan approval or denial letter. 1 If loan is approved,memberwill receive approval letter alongwith any other required documents. 4.Member is responsible for submitting any additional documentation backto MSA. S.Once MSA has received all required documents,MSAwill schedule the loan closing and be in contact with memberfor any other information. 6.After loan closing,member schedules work to be performed with the Contractor. 7.Member submits payment request and any other required documents to MSA. MSA will be in Contact with the member every step of the way and can answer any questions that arise. RESP Loan ARolication fbuos://mk0acecwimf55vfrtbrb.kinstacdrtcom/wo-content/uploads/2019/11/Revised-11.8.19-2-A[E[-RESP-A Rgitation.pi f) fmup"D$ly .1110 Please keep in mind that home energy assessment may need to be completed as well as additional paperwork.We have partnered with MSAto implement this program.Equal Opportunity Provider,USDAfunded program. Ifyou have any questions,please give us a call at(800)831-8629. PARDEEVILLE OFFICE W6290 State Road 33 Pardeeville, !ps/place/Adams"E2_%80%93Columbia+Electric+Cooperative/@43.9685739,-89,8185092,14.411data=!4m12!1m6!3m5!1 s0x8800ba57b1193faf015109f10067a4f089!2sAda MS%E2%80%93COlumbia+Electric+Cooperative!8m2!3d43.974086!4d- WI 53954 i7b1193faRoO 5f09fl 0067a4f089!8m2!3d43.974086!4d-89.811485) Drop Box Only About Us hUp---i.,,--ii-us/ Contact Us lhttps://www.acecwi.com/contact-u s4 Careers lhttps://www.ace—com/careers/I 01010 Adams Col—,a Eieraic p — g ape pea byyspUre p�ippp�i, u+Am,ran rn,rvi ` guide to OPALCOrebates* Measures Description Reba ' Load Sensing Power Strips Must be on Qualified Product List $15-20 Heat Pump Must be on BPA Qualified Product List $300-$600 Water Heater http://energysavings.opalco.com/ SSS Energy Star Electric Must be ENERGY STAR Rated per $50 Clothes Dryer www.energystar.gov Top & Front Load Front Load:Any ENERGY STAR rated w/electric $15-30 n ENERGY STAR water heater. Top Load: Must be CEE Rated V Clothes Washer Ductless Heat Pumps Existing single-family and manufactured homes $800 with zonal electric heat Existing single-family and manufactured homes $800 r� with electric forced air furnace S Switching from non electric heat source $1500 PTCS Heat Replacing an existing heat pump or adding heat $500-$700 -- Pump Upgrade pump to non-electric heating system. HSPF 9.0/SEER 14 PTCS Heat Pump Converting from electric forced-air furnace to a $1400- Conversion heat pump. HSPF 9.0/SEER 14 $1600 Insulation Upgrade Existing homes with electric heat $.06-$2 oat SQ. FT. Window Upgrade Existing homes with electric heat $448 SQ.FT EV Home Charging Station Must be a Level 2 240V AC Charging Station $500 : Line Voltage Existing electrically heated homes, replacing $18/Unit Thermostat bi-metal thermostats to line voltage electronic 3118programmable thermostats 'updated January 2020