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HomeMy WebLinkAboutRES2023-092 AK DEC Agreement CITY OF SEWARD,ALASKA Sponsored by: Regis RESOLUTION 2023-092 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF SEWARD, ALASKA, AUTHORIZING THE CITY MANAGER TO ENTER INTO A LOAN AGREEMENT WITH THE ALASKA DEPARTMENT OF ENVIRONMENTAL CONSERVATION WHEREAS, city staff identified several issues necessitating the addition of a Hypochlorite Generator for the SMIC water pumphouse, and WHEREAS, staff completed and submitted the required questionnaire to for loan monies being offered by the Alaska Drinking Water fund, and WHEREAS accepting the total loan amount of $476,000 with loan forgiveness of $238,000 from the Department of Environmental Conservation Clean Water Fund is in the best interest of the city by allowing the city to utilize the fund to invest in infrastructure,follow regulations set forth by the Alaska Department of Environmental Conservation and remain in compliance with the current permit, WHEREAS,the City of Seward seeks to obtain the necessary financial assistance to complete the SMIC Hypochlorite Pumphouse Addition Project by obtaining a loan from the State of Alaska Department of Environmental Conservation's Alaska Drinking Water Fund. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF SEWARD,ALASKA that: Section 1. The City of Seward hereby confirms its commitment to the State of Alaska (ADEC) and its intent to fund $476,00 for the SMIC Hypochlorite Generator Pumphouse Project,with an estimated principal forgiveness of$238,000 for a total repayment of$238,000 subject to receiving a loan from ADEC. Section 2. The City Manager is authorized to apply for a loan in the amount of $238,000 from the State of Alaska Department of Environmental Conservation, Drinking Water Fund for the water system improvement known as SMIC Hypochlorite Generator Pumphouse Addition Project. Section 3.The City Manager is hereby authorized to execute any and all documents that may be necessary to affect a $238,000 loan from ADEC, the terms of its repayment over 20 years at a rate of interest equal to 1.5% subject to annual appropriations, including but not limited to an agreement for the loan and a promissory note. Annual loan payments shall not exceed $15,470. Section 4.This resolution shall take effect immediately upon adoption. CITY OF SEWARD, ALASKA RESOLUTION 2023-092 PASSED AND APPROVED by the City Council of the City of Seward, Alaska, this 14th day of August 2023. THE CITY OF SEWARD, ALASKA Sue McClure, Mayor AYES: DeMoss, Finch, Barnwell, Calhoon, Osenga, McClure NOES: None ABSENT: Wells ABSTAIN: None ATTEST: ;//- Kris Peck City Clerk (City Seal) �sAstot SEW,q�O.,.,, ai i ° F• O Ors S1'i • '•T✓1NE 1,.c;•'•C:5% City Council Agenda Statement Meeting Date: August 14t'', 2023 To: City Council Through: Norm Regis,Acting City Manager From: Doug Schoessler, Public Works Director Subject: Resolution 2023-092: Authorizing The City Manager To Enter Into A Loan Agreement With The Alaska Department Of Environmental Conservation Background and justification: The current SMIC water system uses chlorine gas cylinders in the SMIC water pumphouse. The declining availability and hazards of chlorine gas cylinders necessitates a change to the same system that was already installed at the North Seward Water Plant facility. CRW Engineering investigated sizing and other requirements for infrastructure in the SMIC water pumphouse. City staff utilized the CRW report as part of a master project list to identify potential funding sources. The SMIC Hypochlorite Generator Project was placed on the master project list because of issues outlined in both reports and staff observations. If the City is successful in procuring funding, it will construct the SMIC Hypochlorite Generator to the SMIC Water Pumphouse,which will serve the clean water needs of the Seward Marine Industrial Complex on the East side of Resurrection Bay well into the future. The City of Seward loan requires the City to commit to the State of Alaska(ADEC) and its intent to fund $476,000 for the Hypochlorite Generator Pumphouse Project, with an estimated principal forgiveness of $238,000 for a total repayment of $238,000 from the State of Alaska Department of Environmental Conservation Drinking Water Fund. The repayment terms are over 20 years at a rate of interest equal to 1.5%, resulting in annual payments of approximately $15,470. This debt payment was not previously budgeted in the Water Fund and will be subject to annual appropriations. Unfortunately, the Water Fund does not have adequate cash reserves to fund the project without assistance. However, the most recent Financial Capacity Assessment found the fund healthy enough to cover existing and potential loan obligations.The Water fund generates sufficient revenue to fully pay anticipated expenses attributed to the operation of the water system and also pay all debt service for existing loans and the proposed SRF loan during the next 5 years. Comprehensive and Strategic Plan Consistency Information This legislation is consistent with(citation listed): Comprehensive Plan: Strategic Plan: Other: 197 Certification of Funds Total amount of funds listed in this legislation: $ This legislation(✓): Creates revenue in the amount of: $ x Creates expenditure in amount of: $ 238,000/$15,470 Annually Creates a savings in the amount of: $ Has no fiscal impact Funds are (✓): Budgeted Line item(s): x Not budgeted Not applicable Fund Balance Information Affected Fund(✓): General SMIC Electric Wastewater Boat Harbor Parking X Water Healthcare Motor Pool Other Note: amounts are unaudited Available Fund Balance/Net Position $ 9,269,962 Finance Director Signature: Attorney Review RxYes Attorney Signature: Not applicable Comments: Administration Recommendation eAdopt Resolution Other: 198 7/27/23, 12:00 PM Application Review Department of Environmental Conservation DEC Online Application System (OASys) ADWF Loan Application Status: Submitted Status Details: Completed Signed-Administratively signed on 12/2/2021 9:25:21 AM Application Submitted SMIC Water Pumphouse Tracking#: ADWFLA-0252 Facility: Addition&Hypochlorite Type: ADWF Loan Application Gen Org: City of Seward-Public Works General Information Details Project Title: SMIC Water Pumphouse Addition&Hypochlorite Gen Data Universal Numbering System 037996634 (DUNS)Number: Location Latitude: Converter 60.095973 Location Longitude: -149.342382 General Project Location: SMIC Water Pumphouse Total Community Population: 1000 Population served by the system: 1000 Population served by the project: 1000 Project Type: New Construction Is the proposed project an amendment to No an existing SRF Loan? If yes,exiisting SRF Loan Number: Please indicate the type of amendment: Project Scope Water Treatment Distribution System Capacity/Restructuring Project Need: Upgrade to onsite Hypochlorite Generator System and Pumphouse Addition. Project Description: Upgrade to onsite Hypochlorite Generator System and Pumphouse addition. Disinfects organisms/bacteria for safe and healthy water distribution.Benefiting area for 25-30 years with system.Eliminating the issues with gas chlorine usage. Public Health Benefit(s): Water efficiency&rehabilitation of distribution: Elimination the issues with Chlorine Gas usage and upgrade to onsite Hypochlorite Generator.Also,new pumphouse addition-structure and equipment benefiting area for 25-30 years. This will also reduce costs in the future from eliminating Chlorine Gas usage.By eliminating Chlorine it reduces the risk of exposure to this harmful chemical. Providing fire protection? No Expand the drinking water system to No attract future population growth? Expand the drinking water system to an No undeveloped area? https://dec.alaska.gov/ApplicationsM/ater/OASys/PrintForRecords.aspx 201 1/5 7/27/23, 12:00 PM Application Review Contacts Details Signatory Official Doug Schoessler Public Works Director,City of Seward-Public Works PO BOX 167 SEWARD,AK,99664-0167 US Phone: 9072244058 doug*cityofseward.net Financial Contact Sam Hickok Deputy Financial Director,City of Seward PO Box 167 Seward,AK,99664 US Phone: 907-224-4067 shickok*cityofseward.net Application Preparer Kirsten Loertscher City of Seward 434 6thAvenue Seward,AK,99664 US Phone: 9072244058 kloertscher*cityofseward.net Project Costs Details Administration: 8,500 Engineering Design: 55,000 Engineering Construction: 25,000 Construction: 275,000 Equipment: 70,000 Contingencies: 42,500 Other(Identify Cost): Amount: 0 Other(Identify Cost): Amount: 0 Other(Identify Cost): Amount: 0 Total of Other Costs: 0 Total Cost: (Sum of Above) 476,000 https://dec.alaska.gov/ApplicationsM/ater/OASys/PrintForRecords.aspx 202 2/5 7/27/23, 12:00 PM Application Review Green Project/Component Information Details Is this a green project? Yes Identify the most appropriate"Green" Water Efficiency-the use of improved technologies and practices to deliver category type. equal or better services with less water.Examples:water meters;fixture retrofit,replace/rehabilitation of distribution,and,leak detection equipment. Green Project/Component Description: Water efficiency&rehabilitation of distribution: Elimination the issues with Chlorine Gas usage and upgrade to onsite Hypochlorite Generator.Also,new pumphouse addition-structure and equipment benefiting area for 25-30 years. This will also reduce costs in the future from eliminating Chlorine Gas usage.By eliminating Chlorine it reduces the risk of exposure to this harmful chemical. Is a project cost estimate attached? No Administration: 8,500 Engineering Design: 55,000 Engineering Construction: 25,000 Construction: 275,000 Equipment: 70,000 Contingencies: 42,500 Other Component(description): N/A Other Amount: 0 Other Component(description): N/A Other Amount: 0 Other Component(description): N/A Other Amount: _0 Total Costs: (Sum of Above) 476,000 Estimated Project Schedule Details Is this application for a construction Yes loan? Loan Agreement Signed: 03/31/2022 Preliminary Engineering Report: 02/28/2022 Design Engineering: 02/27/2022 Preparation of Bid Documents: 02/14/2022 Award of Construction Contract: 03/15/2022 Construction Initiation: 03/31/2022 Construction Completion: 09/30/2022 Initiation of Operation: 04/01/2022 Anticipated first payment request: 01/01/2023 Other Funding Details Federal Funds From: Amount: Other State Funds From: Amount: Other Local Funds From: Amount: Other(Identify Source): Amount: Other(Identify Source): Amount: Describe how these other funds will be used for this project: https://dec.alaska.gov/ApplicationsM/ater/OASys/PrintForRecords.aspx 203 3/5 7/27/23, 12:00 PM Application Review Financial Information Details Loan Amount: 476,000 Desired Repayment Term(yrs): 20 Estimated Annual Payment: (Given the above information,we will provide this if you wish.) General Funds 238,000 Capital Reserves 0 User Fees 0 Assessments,LIDS 0 Taxes(identify type) N/A Amount 0 Other(identify) N/A Amount 0 Describe whether or not any of these sources of funding or revenue have been previously pledged and,if so,please indicate the type of pledge or encumbrance(such as a previous bond sale,special assessment,legal or judicial settlement,etc.),amount pledged and any balance remaining: (If none,enter'no') N/A Please describe any litigation that could affect your community's ability to repay this loan: (If none,enter'no') N/A Does your community have a debt No ceiling? If so,what is it? How much remains available? Does your community have bonded No indebtedness? What is your current level of bonded indebtedness? Date: Rating: Amount: Operating Revenues: 1,275,656 User Fees Collected: 1,275,656 Non-Operating Revenues: 55,139 TOTAL Revenues: 2,606,451 Operating Expenses: 1,320,878 Annual Debt Service: 893,570 Other Non-Operating Expenses: TOTAL Expenses: 2,214,448 Reserves: 0 If User Fees are intended to repay any Current fee structure portion of this loan, please submit: Number of existing residential and 1015 commercial users: Number of proposed residential and 1015 commercial users: How much will this loan repayment 0 increase user fees? Please describe the increase: N/A Current Ave Monthly Residential 54 Customer Charge for Service: Number of days in billing cycle: 30 Frequency of rate setting: Annually https://dec.alaska.gov/ApplicationsM/ater/OASys/PrintForRecords.aspx 204 4/5 7/27/23, 12:00 PM Application Review Number of changes in past 10 years: 10 Date of last rate increase: 01/15/2021 Description of guidance in rate setting: Water and Sewer Tax Tariff. ttached Document Checklist Details ttachments Title(Type),Description Other Documents Type ADWF Loan Application Signature ADWFLoanApplicationSignPageV l0.pdf Page.pdf Xerox Scan_12022021092912.PDF Hardeopy signature page for ADWF Loan Application,Tracking Number: ADWFLA-0252, Signed By:Doug Schoessler,Title:Public Works Director, Authority:Not Applicable ADWFLA-0252.pdf ADWF Loan Application.pdf https://dec.alaska.gov/ApplicationsM/ater/OASys/PrintForRecords.aspx 205 5/5 State Revolving Fund Program—Alaska Drinking Water Fund Financial Capacity Assessment Project Name: Seward Marine Industrial Center(SMIC)Water Pumphouse Addition Hypochlorite Generator System Upgrade Project Number: 769121-S Loan Applicant: City of Seward Project Description: This project will include an addition to a pumphouse and upgrade the hypochlorite generator system to eliminate the use of chlorine gas. Date: 11/29/2022 Loan Amount $476,000 Proposed Principal Forgiveness $238,000 Loan Principal to be Repaid $238,000 Estimated Annual Debt Service $14,555 Assumed Loan Finance Rate (to be determined at time of loan offer) 2% Loan Repayment Term 20 years City of Seward—Population (2020 U.S. Census)' 2,717 Number of commercial and residential accounts 11015 Population served by project 1,000 Median Household Income $74,110 Audit Findings Fiscal Year(FY) 2021—Type of Opinion Issued: Unmodified Finding 2021-001—Lack of Internal Controls over Billings A Corrective Action Plan was prepared to address this issue. FY2020—Type of Opinion Issued: Unmodified Finding 2020-001 —Lack of Internal Controls over Governmental Activities Capital Assets Finding 2020-002—Lack of Internal Controls over Lack of Year End Close Procedures. Finding 2020-003—Lack of Internal Controls over Utility Billing Corrective Action Plans were prepared to address these issues. FY2019—Type of Opinion Issued: Unmodified Finding 2019-001 —Lack of Internal Controls over Year End Inventory Balances Finding 2019-002—Lack of Internal Controls over Lack of Year End Close Procedures Corrective Action Plans were prepared to address these issues. FY2018—Type of Opinion Issued: Unmodified No material weakness or significant deficiency was identified. FY2017—Type of Opinion Issued: Unmodified No material weakness or significant deficiency was identified. ' https://data.census.gov/cedsci/all?q=seward,alaska%20population Z https://data.census.gov/cedsci/all?q=seward,alaska%20median%20household%20income SOURCE OF REPAYMENT State Revolving Fund (SRF) Program borrowers are required to submit documentation of the availability of, and the commitment to use, one or more dedicated sources of revenue for repayment of the financial assistance and sufficient 206 reserves for the loan as may be necessary.The City of Seward (City) has indicated that the proposed loan will be repaid with the General Fund. OPERATING RATIO The operating ratio indicator measures the utility's self-sufficiency—whether the revenues are sufficient to operate the facility.The natural benchmark for the operating ratio is 1.0, or break-even, but often a higher number is desired. An operating ratio of 1.2 with depreciation and 1.5 without depreciation is recommended to cover daily expenses, debt service, capital replacement costs, emergencies, and unexpected revenue shortfalls. As shown in the table below,the operating ratio with depreciation fell below 1.0 in two of the past five years, specifically in 2018 and 2020. For the past five years, when depreciation is excluded from the calculation,the operating ratio is below the recommended EPA level of 1.5, except for two years: 2017 and 2021. Expenses dropped to the lowest in the five-year period in 2020 due primarily to a drop in administration expenses in that year. Operating Ratio—Water Enterprise Fund 2017 2018 2019 2020 2021 Operating Revenues $1,441,320 $1,356,104 $1,453,343 $1,275,656 $1,511,295 Operating Expenses $955,270 $1,084,964 $1,032,225 $897,206 $969,217 Depreciation $396,426 $393,587 $423,612 $423,672 $417,881 Operating Ratio(with Depreciation) 1.07 0.92 1.00 0.97 1.09 Operating Ratio(without Depreciation) 1.51 1.25 1.41 1.42 1.56 The table below shows projected water utility operating revenues and expenses that were provided by the City of Seward. The projected operating ratio is above the recommended ratio of 1.5. It should be noted that the revenue and expense projections are considerably higher than the amounts recorded in recent financial statements.The applicant pointed out the fact that the projections were prepared using a cash accounting method, as opposed to the accrual method used for past financial statements, as an explanation for the higher revenue and expense projections during the next five years. In addition,the provided projections include a gradual increase in the number of customers throughout the projection period from 1,017 in 2022 to 1,058 in 2026. Operating Ratio Projections—Water Enterprise Fund (not including depreciation) 2022 2023 2024 2025 2026 Operating Revenues $2,121,597 $1,877,529 $1,909,080 $1,941,262 $1,974,087 Operating Expenses $1,204,169 $1,227,153 $1,251,696 $1,276,730 $1,302,264 Operating Ratio 1.76 1.53 1.53 1.52 1.52 The General Fund operating ratio has been included in this financial capacity assessment because, as stated in the SRF loan application,the applicant has indicated that the General Fund will be the source of loan repayment.The General Fund operating ratio remained at or above the 1.0 benchmark from 2017 to 2021. Both revenues and expenditures decreased significantly in 2020.The City of Seward 2020 financial report states that"General Fund revenues came in $2.9 million lower than in 2019, mainly due to the lack of tourism due to COVID-19, and expenditures came in $1.2 million dollars less." It should be noted that the revenue/expenditures and the operating ratio increased considerably in 2021 compared to the previous year; in fact,the 2021 revenues/expenditures were the highest in all of the five past years.The operating ratio was the highest in this period as well, and this can be explained by a return of the tourism industry and "normal"financial conditions in that year. 207 General Fund Operating Ratio(not including Depreciation) 2017 2018 2019 2020 2021 Operating Revenues $11,472,454 $12,382,548 $12,814,693 $9,941,142 $15,212,200 Operating Expenses $10,055,269 $10,513,847 $11,028,343 $9,934,619 $12,730,903 Operating Ratio 1.14 1.18 1.16 1.00 1.19 DEBT SERVICE COVERAGE The debt service coverage ratio (DSCR) helps determine whether there are sufficient revenues available after operating and maintenance expenses to pay debt service on existing and anticipated loans. A coverage ratio greater than 1.0 shows that revenues exceed expenses; many lenders require a minimum coverage ratio greater than 1.0. The City of Seward is currently repaying existing Alaska Drinking Water Fund loans. Repayment of those loans is reflected in the DSCR shown in the table below.The DSCR was well above 1.0 for all five past years between 2017 and 2021. DSCR—Water Enterprise Fund 2017 2018 2019 2020 2021 Operating Revenues $1,411,320 $1,356,104 $1,453,343 $1,127,656 $1,511,295 Operating Expenses $955,270 $1,084,964 $1,032,225 $897,206 $969,217 Debt Service $156,844 $156,844 $156,844 $156,844 $156,844 Result 2.91 1.73 2.68 2.41 3.46 The DSCR for the General Fund for 2017 through 2021 is also included in the table below and remained above 1.0 for all years, except for 2020 when the ratio fell to 0.02 due to the COVID-19 pandemic and the significant decrease in tourism revenue in that year. General Fund DSCR 2017 2018 2019 2020 2021 Operating Revenues $11,472,454 $12,382,548 $12,814,693 $9,941,142 $15,212,200 Operating Expenses $10,055,269 $10,513,847 $11,028,343 $9,934,619 $12,730,903 Debt Service $921,839 $1,030,497 $454,106 $434,581 $492,976 Result 1.54 1.81 3.93 0.02 5.03 The General Fund Beginning Ending and Change in Balance for the years 2017 through 2021 can be seen in the table below. Overall,the table demonstrates a gradual increase in the Fund's Ending Balance within this time frame, although there is some variability in both the Fund revenue and expenditures during the period between 2017 and 2021. It should be noted that the General Fund is used for a variety of the City's programs, only one of which includes water projects such as the proposed project discussed in this assessment. In addition, as has been mentioned above,the General Fund fluctuates with the source of revenue.The low Change in Fund Balance in 2020 demonstrates how the recent COVID-19 pandemic and the subsequent loss in tourism-related tax revenue affected the Fund. General Fund Beginning, Ending, and Change in Balance 2017 2018 2019 2020 2021 Beginning Balance: $7,957,498 $7,477,288 $8,540,289 $10,031,708 $10,224,310 Ending Balance: $7,477,288 $8,540,289 $10,031,708 $10,224,310 $11,583,494 Change in Fund Balance -$480,210 $1,063,001 $1,491,419 $192,602 $1,359,184 208 The Water Fund DSCR is projected to remain well above 1.0 throughout the projection period.This indicates that there is adequate revenue to cover operating expenditures and any debt service in each of the projected years.The City of Seward expects to begin repaying the proposed loan (769121-S) in 2024 and this explains the increase in debt service and the decrease in the DSCR in that year and subsequent years. DSCR Projections 2022 2023 2024 2025 2026 Operating Revenues $2,121,597 $1,877,529 $1,909,080 $1,941,262 $1,974,087 Operating Expenses $1,204,169 $1,227,153 $1,251,696 $1,276,730 $1,302,264 Debt Service $156,844 $156,844 $171,399 $171,399 $171,399 Result 5.85 4.15 3.84 3.88 3.92 AFFORDABILITY In order to determine the affordability of user rates,the U.S. Environmental Protection Agency(EPA) uses the user rates as a percentage of Median Household Income (MHI).Typical benchmarks used by EPA are 1.5%for water rates, 2%for sewer rates, and therefore, 3.5%combined. The current average rate for residential water service, $54 per month, has been in effect since 2021.The user rate is approximately 0.88%of MHI which is well under the EPA's benchmark for water rate affordability. Current User Rates as Percentage of Median Household Income Annual Water User Fees -Current $648 Median Household Income $74,110 User Fees as a%of MHI 0.88% The City of Seward 2022 Utilities Tariff includes a provision for annual rate adjustments that reflect an average of the five previous published years' annual increases in the Consumer Price Index published by the Alaska Department of Labor. Because the current rate is under the affordability benchmark,the anticipated rate increases to adjust for inflation are not expected to create unaffordable rates in the next five years. SUMMARY Some of the important summary points of this financial capacity assessment are listed below. • Based on financial records provided for 2017-2021,The City of Seward's Water Enterprise Fund has operated below the break-even point with an operating ratio including depreciation below 1.0 during two of the past five years; however,the City's General Fund has operated at or above the break-even point for all of the past five years. • The General Fund Ending Balance increased annually between 2017 and 2021. • Projected operating revenues for the Water Enterprise Fund exceed expenses in the next 5 years according to information prepared by the City of Seward. • The City's utility tariff includes a provision to allow for annual rate adjustments to reflect an average of the five previous published years' annual increase in the Consumer Price Index. Current water rates are well below the EPA benchmark for affordability;therefore, rates are anticipated to remain affordable over the course of the next 5 years. • The City is currently repaying existing Alaska Drinking Water Fund loans, and these are reflected in the Water Enterprise Fund's debt service coverage ratio for the past five years (2017-2021);the coverage ratio remained above the target of 1.2 during this period. 209 • The debt service coverage ratio for the past years (2017-2021)for the General Fund also remained above the target of 1.2 except for one year: 2020. • The Water Enterprise Fund projected coverage ratio through 2026 remains above a target of 1.2 Based on the information supplied by the applicant,the City of Seward generates sufficient revenue to fully pay anticipated expenses attributed to the operation of the water system and also pay all debt service for existing loans and the proposed SRF loan during the next 5 years. RECOMMENDATION Based on the assessment of financial capacity, acceptance of the City of Seward's request for a loan of$476,000 with $238,000 in principal forgiveness from the Alaska Drinking Water Fund is recommended. It is also recommended that the SRF Program conduct an annual review of the City of Seward Certified Annual Financial Report to detect changes in indicators such as the operating ratio and the debt service coverage ratio that may indicate short-term weakness. 210