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HomeMy WebLinkAbout05132024 City Council Laydown - RurAL CAP Housing Presentation-KPEDRurAL CAP Rural Alaska Community Action Program, Inc. Our Alaskan Mission Since 1965 To empower low-income Alaskans through advocacy, education, affordable housing, and direct services that respect our unique values and cultures. Healthy People Sustainable Communities Vibrant Cultures RurAL CAP Statewide Service Provider - All of Alaska 40* Alaska Native Claims Settlement Act Non -Profit Name Number of Locations Aleutian Pribilof Island Association 5 Arctic Slope Native Association 11 Association of Village Council Presidents 67 Bristol Bay Native Association 17 Central Council of the Tlingit and Haida Indian Tribes of Alaska 32 Chugachmiut 10 Cook Intel Tribal Council 66 Copper River Native Association 4 Kawerak, Incorporated 21 Kodiak Area Native Association 9 Maniilaq Association 10 Tanana Chiefs Conference 15 By Zip Code May 2023 Healthy People Sustainable Communities Vibrant Cultures Home Ownership & Construction Services • HUD Certified Housing Counseling Agency • UDSA Rural Development certified loan packager • 523 - Mutual Self -Help Housing 523 Grantee • Community Based Development Organization 0 0 Q Packaged Loans/Housing Counseling areas served to date Current Mutual Self -Help Housing Program Healthy People Sustainable Communities Vibrant Cultures ) Certified Housing Counseling • Credit Counseling and mortgage eligibility assistance • Only certified agency with offices in Alaska Mi'shell French, Director of Rural Housing N M LS #375937 Certified HUD Housing Counselor 907-260-3451 mfrench@ruralcap.org Healthy People Sustainable Communities Vibrant Cultures USDA Rural Development Certified Packager • 502 Direct Mortgage Loan Program • 504 Single Family Home Repair Loan/Grant Program Mi'shell French, Director of Rural Housing N M LS #375937 907-260-3451 mfrench@ruralcap.org Healthy People Sustainable Communities Vibrant Cultures Mutual Self Help Housing Program NMLS #396638 Rural Alaska Community Action Progra What is Mutual Self -Help Housing? Healthy People Sustainable Communities Vibrant Cultures Who is Eligible to Build? • Qualify for 502 loan • Put in 35 hours of labor Healthy People Sustainable Communities Vibrant Cultures Income Guidelines Healthy People Sustainable Communities Vibrant Cultures Credit Guidelines Healthy People Sustainable Communities Vibrant Cultures Benefits of MSHH Healthy People Sustainable Communities Vibrant Cultures Subsequent Loans/Grants Healthy People Sustainable Communities Vibrant Cultures Healthy People Sustainable Communities Vibrant Cultures Healthy People Sustainable Communities Vibrant Cultures Healthy People Sustainable Communities Vibrant Cultures RurAL CAP Rural Aiu:Dka CommuI ,y action Program, Inc. Thank You Mi'shell French, Director of Rural Housing Valerie Lewis, Homeownership Program Supervisor f mfrench@ruralcap.org vlewis@ruralcap.org Ton Healthy People Sustainable Communities I Vibrant Cultures