Loading...
HomeMy WebLinkAbout08262024 City Council Laydown - Annual Comprehensive Financial ReportCity of Seward, Alaska Annual Comprehensive Financial Report Year Ended December 31, 2023 Prepared by City of Seward Finance Department Annual Comprehensive Financial Report of the City of Seward, Alaska For the Fiscal Year Ended December 31, 2023 Sue McClure Mayor Kat Sorensen City Manager Prepared by the Finance Department Sully Jusino Finance Director City of Seward, Alaska Table of Contents Exhibit No. Page No. INTRODUCTORY SECTION Letter of Transmittal I-V GFOA Certificate of Achievement VI List of Principal Officials VII Organization Chart VIII FINANCIAL SECTION Independent Auditor's Report 1-4 Management's Discussion and Analysis (MD£tA) 5-16 Basic Financial Statements: Government -wide Financial Statements: Statement of Net Position A-1 17-18 Statement of Activities B-1 19 Fund Financial Statements: Balance Sheet - Governmental Funds C-1 20 Reconciliation of Governmental Funds Balance Sheet to Statement of Net Position Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds C-2 21 D-1 22 Reconciliation of Statement of Revenues, Expenditures and Change in Fund Balances of Governmental Funds to the Statement of Activities D-2 23 Proprietary Funds: Statement of Net Position E-1 24-25 Statement of Revenues, Expenses and Changes in Net Position E-2 26 Statement of Cash Flows E-3 27-28 Notes to Financial Statements 29-67 City of Seward, Alaska Table of Contents, Continued Exhibit No. Page No. Required Supplementary Information: Schedule of Revenues, Expenditures, and Change in Fund Balance - Original and Final Budget and Actual: General Fund F-1 68 Public Employees' Retirement System: Schedule of the City's Proportionate Share of the Net Pension Liability G-1 69 Schedule of the City's Proportionate Share of the Net OPEB Liability (Asset) G-2 70 Schedule of the City's Contributions (Pension) G-3 71 Schedule of the City's Contributions (OPEB) G-4 72 International Brotherhood of Electrical Workers (IBEW) Defined Benefit Pension Plan - Schedule of the City's Contributions (Pensions) G-5 73 Notes to Required Supplementary Information 74-75 Additional Supplementary Information: General Fund - Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual H-1 76-81 Other Governmental Funds: Combining Balance Sheet 1-1 82-83 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 1-2 84-85 Nonmajor Enterprise Funds: Combining Statement of Net Position J-1 86 Combining Statement of Revenues, Expenses and Changes in Net Position J-2 87 Combining Statement of Cash Flows J-3 88 Internal Service Funds: Combining Statement of Net Position K-1 89 Combining Statement of Revenues, Expenses and Changes in Net Position K-2 90 Combining Statement of Cash Flows K-3 91 City of Seward, Alaska Table of Contents, Continued Table No. Page No. STATISTICAL SECTION: Net Position by Component 1 92 Changes in Net Position 2 93-94 Fund Balances of Governmental Funds 3 95 Changes in Fund Balances of Governmental Funds 4 96 General Fund Revenues by Source 5 97 General Fund Tax Revenues by Source 6 98 Property Tax Rates 7 99 Property Tax Levies and Collections 8 100 Assessed and Estimated Actual Value of Taxable Property 9 101 Principal Property Taxpayers Compared with Nine Years Ago 10 102 Principal Taxable Sales by Line of Business 11 103 Ratios of Outstanding Debt by Type 12 104 Ratio of General Obligation Bonded Debt to Assessed Value and General Obligation Bonded Debt per Capita 13 105 Computation of Direct and Overlapping Bonded Debt 14 106 Legal Debt Margin 15 107 Revenue Bond Coverage - Electric Enterprise Fund 16 108 Revenue Bond Coverage - Harbor Enterprise Fund 17 109 Demographic and Economic Statistics 18 110 Full -Time Equivalent Employees by Fund 19 111 Operating Indicators by Function 20 112 Capital Asset Statistics by Function 21 113 Property Value, Construction, and Bank Deposits 22 114 Miscellaneous Statistics 23 115 LETTER OF TRANSMITTAL City of Seward Address: 410 Adams Street, P.O. Box 167, Seward, Alaska 99664 Phone: 907.224.4050; Fax: 907.224.4038 July 31, 2024 Honorable Members of the Seward City Council Citizens of the City of Seward: The City of Seward (City) is required by Alaska Statutes (AS 29.35.120 Annual Audit) and Seward City Code to publish a complete set of financial statements presented in conformity with generally accepted accounting principles (GAAP). Pursuant to these requirements, the Annual Comprehensive Financial Report of the City for year ended December 31, 2023 is hereby submitted. Management is responsible for ensuring the accuracy, completeness, and fairness of the presentation of this information, including all disclosures. To provide a reasonable basis for making these representations, management has established a comprehensive framework of internal controls designed to protect the government's assets from loss, theft, or misuse and to provide sufficient reliable information upon which to prepare the City's financial statements in accordance with GAAP. Because the cost of internal control should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute, assurance that the financial statements are free of any material misstatements. Management asserts that, to the best of our knowledge, this financial report is complete and reliable in all material respects. Altman, Rogers & Co., a firm of independent certified public accountants, has issued an unmodified (clean) opinion on the City's financial statements for the year ended December 31, 2023. The goal of the independent audit is to provide reasonable assurance that the financial statements of the City are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the accounting principles used and the significant estimates made by management; and evaluating the overall presentation of the financial statements. Based on the independent audit, it was concluded that there was a reasonable basis upon which to render an unmodified opinion that the City's financial statements for the fiscal year ended December 31, 2023, are fairly presented in conformity with GAAP. The independent auditor's report is presented in the financial section of this report. Management's discussion and analysis (MD&A) immediately follows the independent auditors report and provides a narrative introduction, overview, and analysis of the basic financial statements. This letter of transmittal is designed to complement the MD&A and should be read in conjunction with the MD&A. As a recipient of federal grant awards, the City is required to undergo an audit in accordance with the provisions of the Federal Single Audit Act Requirements of 1996, the related OMB 2 CFR Part 200 (formerly OMB Circular A-133). A schedule of expenditures of federal awards, the independent auditor's report on internal controls and compliance with applicable laws and regulations, and a schedule of findings and questioned costs (if any) are prepared under a separate cover. I PROFILE OF THE GOVERNMENT The City was incorporated on June 1, 1912 and became a first-class City under Alaska Statute's (AS 29.04.010 Home rule) upon adoption of the City Charter by a referendum vote on January 5, 1960. The community is located on the eastern side of the Kenai Peninsula in Southcentral Alaska, 125 highway miles south of Anchorage. Year-round access is available by road, rail, water and two small -aircraft runways. The City has an area of 22 square miles and a population of 2,717 as of the 2020 census. The form of government established by the Charter is the Council -Manager plan. The Council exercises legislative power and determines all matters of policy for the City. The Council is composed of a Mayor and six council members who are elected at -large on a non -partisan basis. Council members and the Mayor are elected and serve three-year terms. City Council appropriates three positions as follows: City Manager, City Clerk, and the City Attorney. The City Manager is responsible for managing the daily operations of the City. The City Clerk's primary responsibilities involve the safekeeping of public records and the administration of City elections. The City Manager appoints all other officers and employees of the City. The City is empowered to levy a property tax on both real and personal property located within its boundaries. The property tax is an ad valorem tax. Funding for the General Fund, by order of significance, is provided by sales tax, payments in lieu of tax and administrative charges assessed to enterprise funds, intergovernmental revenues, property tax, recreation and camping fees, hotel/motel tax, and land rent and leases. The City provides the following services to its citizens: police, fire, public works, motor vehicle testing and licensing, jail, animal control, building inspection, community development, library and museum, parks and recreation, electric, water, wastewater, port and harbor, library, healthcare (primary care clinic, hospital, emergency room, long-term care facility), road maintenance, parking, and general administrative services. BUDGETARY CONTROL The City's budget serves as the foundation for financial planning and control. The City Council approves a Biennial (two-year) budget for the General Fund, eight enterprise funds, and one internal service fund, Motor Pool. Budgets are adopted by fund, function, and object code level. All departments submit budget requests to the City Manager on or before September 1 every odd -numbered year. The City Manager utilizes these requests to formulate a proposed budget and submits the proposed budget to the City Council at a regular meeting in October. The Council holds public hearings on the proposed budget and generally adopts the two-year budget in November. Adjustments to the budget are made throughout the year, as authorized by the City Council. In the second year of the biennial budget, an interim review is conducted, and modifications may be recommended to the City Council. The City Manager is authorized to make transfers between departments and line items within a Fund for amounts up to $30,000. Council action is required for transfers between funds, for all single -item purchases exceeding $30,000 (and all purchases of new motor vehicles regardless of cost) and for all new appropriations. Budget -to -actual comparisons are provided in this report for the General Fund, which is the only governmental fund that has a legally adopted budget. I I LOCAL ECONOMY The natural beauty of Seward, its year-round deep -water port, access by road system and rail, and its relatively mild climate combine to make Seward attractive to marine and tourism -related businesses and has remained a destination of choice for tens of thousands of visitors. Seward's taxes are low and stable. Seward has a diversified economy with a thriving tourism industry that peaks from May through August annually. Strong tourism helps drive the local job market and contributes as a healthy revenue source for the City. Strong tourism, commercial and recreational fishing, boat tours, and recreational opportunities collectively contribute as a healthy revenue source for the City. Seward has a statewide reputation as a maritime powerhouse due to quality port and harbor infrastructure and healthy growth in marine -related businesses. The City's recent $25 million investment in Seward Marine Industrial Center (SMIC) expansion resulted in enclosing the basin by constructing a new breakwater, a new fishing pier, lineal moorage, dock upgrades, fencing, marine washdown pad, 10-ton crane, expansion of the 330-ton lift dock and pit, upgrades to electrical infrastructure, conversion of high -mast lights to LED, and other improvements. These investments are encouraging growth in marine transportation, ship repair, commercial fishing, land development and related business activity, and are attracting commercial fishing interests, transportation companies, marine scientists, the US Coast Guard and other large marine vessel operators with interest in expanded commercial facilities. Seward's downtown corridor continues to experience strong revitalization and growth. The City continues to see activity and growth rebound to above pre -pandemic levels and with continued investment in economic development the City is planning for continued increases in activity into the future. SHORT-TERM FINANCIAL PICTURE In 2023, Seward's sales tax revenues came in at $7.8 million, or around 3% higher than the prior year's $7.6 million. Despite large fluctuations due to the pandemic, over the past ten years, on average, sales tax revenues have increased steadily and represent 74% of the City's overall tax revenues, and 47% of the overall General Fund revenues. The bulk of Seward's sales tax (around 2/3) is generated during the summer months when the City experiences a large increase in tourism. Given the consistent growth in visitors to Seward it is likely Seward can continue to experience healthy sales tax growth. The City's top ten property taxpayers have become more diverse over the past few years. The top -ten taxpayers represent various industries including tourism, seafood processing, grocery, hotel/motel, communications, petroleum products, and marine businesses, and account for approximately 23% of all taxable property in the community. The bulk of these entities are visitor -related and drive the City's tourism industry. And since sales tax, bed tax and camping fees are largely tourism -related these types of taxpayers contribute approximately 53% of the General Fund revenue. III FACTORS AFFECTING FINANCIAL CONDITION LONG-TERM FINANCIAL PLANNING An improved focus on long-term financial planning has resulted in tangible financial improvements in the short-term. General Fund reserves have risen to the top end of the policy band of between three to six months' expenditures and transfers -out, with Reserve levels remaining around 6 months of expenditures and transfers -out; the Capital Acquisition Fund receives periodic contributions toward general government infrastructure needs; and State revenue sharing funds are used for one-time, non -recurring capital needs. FINANCIAL CONDITION The City's fund balance continues to remain financially healthy. The City has worked hard to bring its General Fund unassigned fund balance within the policy band of between three to six months' reserves. Unassigned fund balance increased in 2023 by $2.1 million to $10.9 million representing 7.6 months' reserves, up from 6 months at the end of 2022. Maintaining fund balance levels within the policy band remains a priority since the City frequently relies on reserves to address unanticipated emergencies and unexpected expenses city- wide. INFRASTRUCTURE CONDITION The City continues to refine the assessment of capital infrastructure condition and address the most critical and high -risk repair and replacement projects as funding allows. Major improvements in infrastructure condition have resulted from enterprise fund incremental rate increases over the past ten years and aggressive pursuit of grants. Recent infrastructure improvements and corresponding demand for land leases at Seward Marine Industrial Center, have significantly improved the prospects for eliminating annual deficits. The City has made significant improvements to enterprise fund capital assets based largely on categorizing and prioritizing capital needs as "critical", "high risk" or "moderate risk" and targeting resources to the most critical needs. Nearly $100 million in capital grants have been deployed over the past ten years, allowing external funds to pay the lion's share of capital improvements, including: $27 million SMIC expansion; $6 million electrical upgrades including a new warehouse, automated controls and backup generators; $2 million Snow River flood mitigation; $5.5 million new water tank construction and old tank refurbishments; new harbor floats, docks, restrooms, fish cleaning stations, sewer pump -out station, launch ramps and improvements; Wastewater utility dredging of Lowell Point and SMIC sewage lagoons. These improvements came at little cost to the local taxpayers but will have lasting benefits to residents of Seward for decades to come. MAJOR PROJECTS In 2023, the City concluded some capital projects and continued some large ongoing projects. Electric infrastructure projects continued as the biggest capital expense in the City. Additionally Harbor float improvements and planning for a new public works facility were ongoing. Other major capital projects in the works or in the near future, include: 1) ongoing sidewalk replacement and ADA ramp projects; 2) continuing upgrades to the Electric system funded by a $10 million revenue bond issued in 2022 as well as Electric fund reserves; 3) and various infrastructure projects funded by ARPA grants. Future capital initiatives which require funding and attention include: a new planned public works facility, a new public safety facility for fire and police services, continued electric system work, water and sewer infrastructure expansion, completion of the heat loop project, replacement of utility piping, continued assistance with developer projects; and a number of other major capital initiatives. IV FINANCIAL AND BUDGET REPORTING AWARDS The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Seward for its annual comprehensive financial report (ACFR) for the year ended December 31, 2022. This was the second consecutive award received after a couple of year break from applying due to pandemic related staffing shortfalls. A Certificate of Achievement is valid for a period of one year only. We believe that our current annual comprehensive financial report continues to meet the Certificate of Achievement Program's requirements and we are submitting it to the GFOA to determine its eligibility for another certificate. ACKNOWLEDGMENTS The presentation of this report would not have been possible without the skill, effort, and dedication of the entire staff in the Finance Department. Additional thanks are extended to the other City departments for their assistance in providing necessary information and data to complete the report. Credit is also given to the Mayor and Council members for their interest and support of our efforts in conducting the financial operations of the City in a responsible and progressive manner. Respectfullyybmitted, Kat Sorensen City Manager SulfyJusi Finance Director GD Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to City of Seward Alaska For its Annual Comprehensive Financial Report For the Fiscal Year Ended December 31, 2022 Executive Director/CEO VI City of Seward LIST OF PRINCIPAL OFFICIALS COUNCIL MEMBERS Sue McClure Mayor John Osenga Vice Mayor Bob Barnwell Council Member Mike Calhoon Council Member Julie Crites Council Member Randy Wells Council Member Kevin Finch Council Member ADMINISTRATION Kat Sorensen City Manager Jason Bickling Deputy City Manager Sully Jusino Finance Director Alan Nickell Chief of Police Clinton Crites Fire Chief Brian Hickey Manager of Electric Utility Doug Schoessler Public Works Director Tony Sieminski Harbormaster Danny Meuninck Community Development Director Melanie Hauze Parks & Recreation Director Sue Drover Library Director Kris Peck Sam Severin CITY CLERK City Clerk CITY ATTORNEY City Attorney, Munson, Cacciola & Severin, LLP Term Expires 2025 2024 2026 2024 2026 2025 2025 The City of Seward is a home -rule city with a council-manager form of government. Legislative powers of the City of Seward are vested in a council consisting of a mayor and six council members. The mayor and each council member are elected from the city at large. The term of office is three years. The appointed officers of the City include the city manager, city clerk and the city attorney. The city council generally meets on the second and fourth Mondays of each month in the City Council Chambers located in the City Hall Building at 410 Adams Street in Seward, Alaska. VII Alaska Starts 7-(ere... * City of Seward 2023 Organization Chart Citizens of Seward i Mayor & Council 1 1 1 Boards & Commissions City Clerk Public Community Works Development I Streets & Roads I Municipal Buildings I Water & Sewer I Fire I Building Inspection I Emergency Preparedness I Volunteers/ SVAC City I Assistant City Manager Manager Electric Finance Police J Patrol I Dispatch 1 r Jail 1 Animal Control DMV VI II i Harbor I SMIC City Attorney Information Library/ Parks & Technology Museum Recreation Parks Campgrounds Teen & Rec Center Sports & Recreation Altman, Rogers CERTIFIED Co.6z ACCOUPUBLICNTANTS Independent Auditor's Report Honorable Mayor and City Council City of Seward Seward, Alaska Report on the Audit of the Financial Statements Opinions We have audited the accompanying financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of Seward, Alaska (the City), as of and for the year ended December 31, 2023, and the related notes to the financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents. In our opinion, based on our audit and the report of the other auditors, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City, as of December 31, 2023, and the respective changes in financial position, and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. We did not audit the financial statements of the Providence Seward Medical Center (PSMC) which represent 39%, 28%, and 98% respectively, of the assets and deferred outflows of resources, net position, and revenues of the Healthcare Facilities Enterprise Fund, and 8%, 4%, and 56% respectively, of the assets and deferred outflows of resources, net position and revenues of the business -type activities as of December 31, 2023. Those statements were audited by other auditors whose report has been furnished to us, and our opinion, insofar as it relates to the amounts included for the financial statements of the PSMC, is based solely on the report of the other auditors. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Our responsibilities under those standards are further described in the Auditor's Responsibilities for the Audit of the Financial Statements section of our report. We are required to be independent of the City and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Responsibilities of Management for the Financial Statements Management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. 1 3000 C Street N. Suite 201 Anchorage, Alaska 99503 Offices in Juneau and Soldotna Phone 907-274-2992 Fax 907-274-2993 A Professional Corporation Honorable Mayor and City Council City of Seward In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the City's ability to continue as a going concern for twelve months beyond the financial statement date, including any currently known information that may raise substantial doubt shortly thereafter. Auditor's Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinions. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with generally accepted auditing standards and Government Auditing Standards will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with generally accepted auditing standards and Government Auditing Standards, we: • Exercise professional judgment and maintain professional skepticism throughout the audit. • Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. • Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, no such opinion is expressed. • Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements. • Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the City's ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control -related matters that we identified during the audit. 2 Honorable Mayor and City Council City of Seward Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management's discussion and analysis on pages 5-16, budgetary comparison schedule on page 68, Schedules of Net Pension and OPEB Liabilities (Assets) and Contributions for the Public Employees' Retirement System and International Brotherhood of Electrical Workers Plan, and notes to the required supplementary information on pages 69-75 be presented to supplement the basic financial statements. Such information is the responsibility of management and, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Seward, Alaska's basic financial statements. The accompanying combining and individual fund financial statements and schedules are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual fund financial statements and schedules are fairly stated, in all material respects, in relation to the basic financial statements as a whole. Other Information Management is responsible for the other information included in the annual report. The other information comprises the introductory and statistical sections but does not include the basic financial statements and our auditor's report thereon. Our opinions on the basic financial statements do not cover the other information, and we do not express an opinion or any form of assurance thereon. In connection with our audit of the basic financial statements, our responsibility is to read the other information and consider whether a material inconsistency exists between the other information and the basic financial statements, or the other information otherwise appears to be materially misstated. If, based on the work performed, we conclude that an uncorrected material misstatement of the other information exists, we are required to describe it in our report. 3 Honorable Mayor and City Council City of Seward Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated July 31, 2024, on our consideration of the City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City's internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering City's internal control over financial reporting and compliance. ji--712-->--iee-,--1-- / Anchorage, Alaska July 31, 2024 4 Management's Discussion and Analysis MANAGEMENT'S DISCUSSION AND ANALYSIS For the year ended December 31, 2023 City of Seward This section of the Annual Comprehensive Financial Report provides a narrative overview and analysis of the financial activities of the City of Seward for the fiscal year ended December 31, 2023. It is designed to focus on significant financial matters, provide an overview of the City's financial activities, highlight changes in the City's financial position, identify material changes from the original budget and explain any important subjects. In addition to this management's discussion and analysis (MD&A), readers are encouraged to read the Letter of Transmittal found on pages I-V of this report, which provides additional summary information. FINANCIAL HIGHLIGHTS • At December 31, 2023, the City of Seward's assets and deferred outflows exceeded liabilities and deferred inflows by $218 million (net position). Of this amount, $158.2 million represents net investment in capital assets, $2.6 million is restricted for commercial passenger vessel tax, and the remaining $57.2 million represents unrestricted net position. Unrestricted net position does not necessarily reflect a surplus of resources, since a portion of net position can be designated for capital grants, capital replacement, or other purposes determined by the City Council. • Excluding business -type activities, the assets of the primary government exceeded liabilities by $60.6 million. Of this amount, $14 million in unrestricted net position is legally unreserved and available to meet the government's ongoing financial obligations, although Council has earmarked a portion of these funds for specific purposes. • The City's total net position increased by $4.2 million. Governmental activities increased by $2.2 million and business -type activities increased by $2 million. • The City's governmental funds reported combined ending fund balances of $16.8 million representing an increase of $2.3 million compared to the prior year. While $13.8 million of the fund balance is legally available for spending, only $10.1 million has not already been earmarked for specific purposes (unassigned fund balance). This reflects an increase in available unassigned fund balance of $2.1 million as compared to 2022. • The total debt of governmental activities decreased by $220 thousand excluding the effect of the net pension liability. The total debt of business -type activities decreased by $1.7 million. The net pension liability of governmental activities increased by $272 thousand and increased business - type activities in the amount of $53 thousand for combined total net pension liability debt increase of $325 thousand. OVERVIEW OF FINANCIAL STATEMENTS The MD&A is intended to serve as an introduction to the City's basic financial statements, which include 1) government -wide financial statements; 2) fund financial statements; and 3) notes to the financial statements. This report also contains other required supplementary information. The basic financial statements include two types of statements reflecting different views of the City's financial activities; the government -wide financial statements, and the fund financial statements. Government -wide Financial Statements The government -wide financial statements are intended to provide a comprehensive look at all financial activities of the City. These statements summarize the City's overall financial condition and contain both short-term and long-term information about the City's entity -wide finances, similar to a private -sector business. These statements combine and consolidate short-term, spendable resources with capital assets and long-term obligations. 5 MANAGEMENT'S DISCUSSION AND ANALYSIS For the year ended December 31, 2023 City of Seward The Statement of Net Position examines, on an entity -wide basis, the difference between the City's assets and deferred outflows, and its liabilities and deferred inflows, resulting in net position. Over time, increases or decreases in net position may indicate whether the City's financial position is improving or deteriorating. The purpose of this statement is to present the overall financial position of the City. There are other non- financial factors, such as the condition of public facilities, the timely investment in roads and infrastructure, and the level of maintenance funding that should be considered in evaluating the City's overall financial condition. The Statement of Activities demonstrates how the City's net position changed as a result of the current year's activities. This statement reflects expenses for various programs and functions of the City, as offset by program revenue. Program revenues include fees, fines, and charges for services, as well as operating grants, capital grants, and contributions. Revenues and expenses are reported when incurred, regardless of the timing of the related cash flows. Therefore, revenues and expenses may be reported in this statement for items that will result in cash flows in future periods. Both of the government -wide financial statements distinguish functions of the City of Seward that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business -type activities). The governmental activities of the City of Seward include general government, public safety, public works, parks and recreation, library/museum, the Seward Community Health Center (clinic) and the Alaska Sealife Center. The business -type activities of the City include the hospital and long-term care facilities (healthcare facilities), harbor, marine industrial center, electric, water, wastewater, and parking. The government -wide financial statements can be found on pages 17-19 of this report. Fund Financial Statements Fund financial statements focus on specific areas of City operations and provide more detail than the government -wide statements. A fund is a grouping of related accounts used to maintain control over resources that have been segregated for specific activities or purposes. The City of Seward, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with legal requirements. The funds of the City of Seward are divided into three categories: governmental funds, proprietary funds, and fiduciary funds, each of which is further described below. Governmental Funds Governmental Funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, which provide a broad overview and include short-term and long-term information, the governmental funds' financial statements focus on near -term inflows and outflows of resources, and on the balance of spendable resources available at the end of the year. Such information is useful in evaluating a government's near -term financing requirements. Since the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds, with similar information presented for governmental activities in the government -wide financial statements. Such a comparison enables the reader to better understand the long-term impact of a government's near -term financing decisions. The Governmental Funds Balance Sheet and the Governmental Funds Statement of Revenues, Expenditures, and Changes in Fund Balances provide a reconciliation to facilitate the comparison between governmental funds and governmental activities. 6 MANAGEMENT'S DISCUSSION AND ANALYSIS For the year ended December 31, 2023 City of Seward The City of Seward maintains fourteen individual governmental funds. The General Fund is the only Major Governmental Fund presented as a distinct column on the Governmental Funds Balance Sheet and in the Governmental Fund Statement of Revenues, Expenditures, and Changes in Fund Balances, with the other thirteen governmental funds aggregated and shown in the Non -major Funds column on these same two statements. Individual fund information for the nonmajor governmental funds is provided in the form of combining statements elsewhere in this report (see pages 82-85). The City of Seward adopts a 2-year budget for the General Fund. A budgetary comparison statement (page 68) demonstrates compliance with the budget, and a list of budgetary highlights is found later in this document. The basic governmental fund financial statements are found on pages 20-23 of this report. Proprietary Funds The City of Seward maintains two types of proprietary funds; enterprise funds and internal service funds. Enterprise funds are used to report the same functions identified as business -type activities in the government -wide financial statements. The City uses enterprise funds to account for healthcare facilities (Providence Seward Medical & Care Center), harbor, Seward Marine Industrial Center, electric utility, water utility, wastewater utility, and parking operations. Information for each of these funds is presented in the individual fund statements found on pages 24-28 and 86-88 of this report. Internal service funds accumulate and allocate costs internally among the various functions of the City. The City utilizes two internal service funds to account for its motor pool equipment replacement program and compensated annual leave resources. The motor pool benefits both the governmental and business -type functions. As a result, its activities have been allocated among both the governmental and business -type activities in the government -wide financial statements. Accrued leave that is earned in the governmental funds is accounted for in the Compensated Annual Leave Internal Service Fund. Individual fund data for the internal service funds can be found on pages 89-91 of this report. Notes to the Basic Financial Statements The notes provide additional information essential to a complete understanding of the data in the government -wide and fund financial statements. The notes can be found on pages 29-67 of this report. Other Information In addition to the basic financial statements and accompanying notes, this report presents certain required supplementary information on the City's retirement plans on pages 69-75 of this report. 7 MANAGEMENT'S DISCUSSION AND ANALYSIS For the year ended December 31, 2023 City of Seward GOVERNMENT -WIDE FINANCIAL ANALYSIS Statement of Net Position At December 31, 2023, the City's assets and deferred outflows exceeded liabilities and deferred inflows by $218 million. A significant portion of the City's net position (73%) reflects its investment in capital assets, less any outstanding debt used to acquire those assets. Capital assets are not liquid and are not available for future spending. Since the investment in capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. The following table provides a summary of the City's net position: Table 1 Statement of Net Position As of December 31, 2022 and 2023 Governmental Business -Type Activities Activities Total 2022 2023 2022 2023 2022 2023 Current and other assets 22,903,818 23,837,127 71,916,977 67,731,726 94,820,795 91,568,853 Capital assets 52,262,664 51,442,324 133,643,554 138,308,937 185,906,218 189,751,261 Total assets 75,166,482 75,279,451 205,560,531 206,040,663 280,727,013 281,320,114 Deferred outflows 780,496 792,858 1,715,765 1,580,986 2,496,261 2,373,844 Total assets & deferred outflows 75,946,978 76,072,309 207,276,296 207,621,649 283,223,274 283,693,958 Long-term liabilities outstanding 13,509,858 12,636,046 35,751,937 32,561,141 49,261,795 45,197,187 Other liabilities 3,155,262 2,095,232 10,283,964 11,181,245 13,439,226 13,276,477 Total liabilities 16,665,120 14,731,278 46,035,901 43,742,386 62,701,021 58,473,664 Deferred inflows 924,669 776,853 5,762,260 6,402,822 6,686,929 7,179,675 Total liabilities & deferred inflows 17,589,789 15,508,131 51,798,161 50,145,208 69,387,950 65,653,339 Net position: Net investment in capital assets 47,109,476 46,569,721 112,121,255 111,665,918 159,230,731 158,235,639 Restricted - - 2,220,386 2,589,733 2,220,386 2,589,733 Unrestricted 11,247,713 13,994,457 41,136,494 43,220,790 52,384,207 57,215,247 Total net position 58,357,189 60,564,178 155,478,135 157,476,441 213,835,324 218,040,619 8 MANAGEMENT'S DISCUSSION AND ANALYSIS For the year ended December 31, 2023 1 1 City of Seward Statement of Activities The City's total revenues and expenses for governmental and business -type activities are reflected in the following table. Table 2 Change in Net Position For the Years Ended December 31, 2022 and 2023 Governmental Business -Type Activities Activities 2022 2023 2022 2023 Total 2022 2023 Revenues: Program revenues: Charges for services 2,576,008 2,694,710 52,580,559 51,669,736 55,156,567 54,364,446 Operating grants / contributions 1,840,221 270,756 264,035 24,900 2,104,256 295,656 Capital grants / contributions 1,147,823 954,129 4,750,241 1,075,302 5,898,064 2,029,431 General revenues: Sales taxes 7,635,648 7,856,783 - - 7,635,648 7,856,783 Property taxes 1,705,639 1,738,875 - - 1,705,639 1,738,875 Payments in lieu of tax 11,027 156,404 - - 11,027 156,404 Other 1,863,765 2,325,818 (508,997) 1,254,418 1,354,768 3,580,236 Total revenues 16,780,131 15,997,475 57,085,838 54,024,356 73,865,969 70,021,831 Expenses: General government 2,537,226 3,065,910 - - 2,537,226 3,065,910 Public safety 4,819,285 5,133,558 - - 4,819,285 5,133,558 Public works 3,835,674 2,446,349 - - 3,835,674 2,446,349 Parks and recreation 1,683,508 1,733,775 - - 1,683,508 1,733,775 Library 927,788 923,686 - - 927,788 923,686 Clinic 1,928,031 157,173 - - 1,928,031 157,173 Unallocated interest 144,521 133,562 - - 144,521 133,562 Alaska Sealife Center 1,313,755 1,306,821 - - 1,313,755 1,306,821 Electric - - 13,399,889 13,167,421 13,399,889 13,167,421 Water - - 1,536,791 1,545,468 1,536,791 1,545,468 Wastewater - - 1,315,450 1,358,310 1,315,450 1,358,310 Harbor - - 3,971,031 4,408,596 3,971,031 4,408,596 SMIC - - 2,477,022 2,364,526 2,477,022 2,364,526 Healthcare Facilities - - 26,174,009 27,917,753 26,174,009 27,917,753 Parking - - 111,848 153,628 111,848 153,628 Total expenses 17,189,788 14,900,834 48,986,040 50,915,702 66,175,828 65,816,536 Increase (decrease) in net assets before transfers (409,657) 1,096,641 Transfers 990,719 1,110, 348 Change in net position 581,062 2,206,989 Beginning net position Ending net position 8,099,798 (990,719) 3,108,654 (1,110, 348) 7,109,079 1,998,306 7,690,141 4,205,295 7,690,141 4,205,295 57,776,127 58,357,189 148,369,056 155,478,135 206,145,183 213,835,324 58,357,189 60,564,178 155,478,135 157,476,441 213,835,324 218,040,619 9 MANAGEMENT'S DISCUSSION AND ANALYSIS For the year ended December 31, 2023 City of Seward Governmental Activities The City of Seward's net position in Governmental activities increased by $2.2 million. The following items are of particular note: • Overall revenues for governmental activities were down by around $782 thousand or 5 compared with the prior year, due to a decrease in grant activity during the year. • Overall expenses were lower by around $2.3 million or 13%. Expenditures were lower despite inflation pressure due to planned budget constraints and a planned decrease in health clinic expenses. • Sales tax revenue increased by $221 thousand or 3% due to continued strong growth over the past several years. • The City does not generate sufficient tax revenues to cover depreciation on general government assets. To replace capital assets in the future, the City will need to rely on external financing sources such as grants or incurring debt to finance construction. The following graph reflects the revenues and expenses associated with each of the general government's primary programs: 6,000,000 5,000,000 4,000,000 3,000,000 2,000,000 1,000,000 General Government Programs - Revenues vs. Expenses .1 .1 I I I. I I Gen'I Govt Public Public Parks & Rec Library Clinic SeaLife Interest Safety Works Center ■ Revenues ■ Expenses 10 MANAGEMENT'S DISCUSSION AND ANALYSIS For the year ended December 31, 2023 City of Seward Business -type Activities Business -type activities increased the net position of the City by $2 million. As is the case with governmental activities, a substantial portion (71%) of the $157.5 million in net position is invested in capital assets. The increase in net position is comprised of the following: Net position decreased in three major enterprise funds: Harbor Fund by $.48 million, Seward Marine Industrial Center Fund by $1.5 million; and Electric Enterprise Fund by $.55 million. Net position increased the Healthcare Facilities Enterprise Fund by $4.2 million. Overall net position in Nonmajor Enterprise Funds increased by $.2 million. • The Electric Enterprise Fund experienced earnings from operations of $1.1 million, a decrease of $0.4 million from the prior year. Operating revenues were $.7 million lower than the prior year but operating costs were down by only $0.3 million. The nonoperating performance was impacted by a net increase of $0.5 million in investment income and an increase of $.1 million in interest expense. • The net decrease in Seward Marine Industrial Center (SMIC) net position of $1.5 million is a result of a net operating loss of $1.4 million which was driven by a continuing large depreciation expense due to the $26 million expansion project coming online. Operating revenues increased only slightly and operating expenses decreased by around $0.1 million which resulted in a $0.1 million smaller loss than the previous year. • The net increase in Healthcare Facilities Enterprise Fund net position of $4.2 million is mainly result of positive operating income of $2.3 million and net operating transfer -in in the amount of $1.9 million. Due to those factors, Healthcare Facilities Enterprise Funds presents positive net position at the end of 2023 in the amount of $22.2 million compared to $18 million in 2022. • The net decrease in Harbor Enterprise Fund net position of $0.5 million is due to flat operating revenues and an increase in operating expenses of around $0.4 million. Additionally the Harbor Fund saw a significant decrease in grant activity during the year resulting in a loss during the year. • Other nonmajor enterprise funds experienced the following: 1) increase in Parking Enterprise Fund net position of $0.2 million; 2) a decrease in Wastewater Enterprise Fund net position of $0.1 million; and 3) an increase in Water Enterprise Fund net position of $0.1 million. All 3 nonmajor enterprise funds showed improvements over the prior year operations. FINANCIAL ANALYSIS OF THE GOVERNMENT'S FUNDS Governmental Funds The City of Seward's governmental funds focus on near -term inflows, outflows, and balances of spendable resources; long-term capital assets and long-term debt are not displayed on the governmental funds' individual fund financial statements. This focus on near -term inflows and outflows assesses whether the City is generating sufficient revenues in the current year to pay current -year obligations. However, it does not indicate whether there are sufficient funds available to cover long-term operations. The level of unassigned fund balance is an important indicator of net resources available for spending at the end of the year. 11 MANAGEMENT'S DISCUSSION AND ANALYSIS For the year ended December 31, 2023 City of Seward At the end of the year, the City of Seward's governmental funds reported combined ending fund balances of $16.8 million. Of this amount: $1 million is nonspendable (prepaid items); none is currently restricted; $2.0 has been committed by the City Council for working capital and the hospital line of credit; $3.7 million has been assigned by the administration (primarily for capital projects); and $10.1 million is unassigned, and legally available for spending. These classifications of fund balance promulgated in GASB Statement No. 54, reflect efforts to create a hierarchy of fund balance to enable the reader of the financial statements to understand the extent to which fund balance reserves are available for spending. The hierarchy lists, in order, the least spendable to the most spendable fund balance; first are resources which are not available for spending (nonspendable), then resources which are restricted by legislation or external agencies (restricted), next resources which the City Council has committed to spend for a specific purpose by way of enabling legislation, and then resources which have been assigned for a specific use but don't meet the definition of restricted or committed, and finally, the unassigned fund balance which remains available for spending. Fund balances in the governmental funds increased by $2.2 million. The overall net increase in fund balance is due to the following: General Fund General Fund revenues were $1.2 million higher than expenditures and $1 million higher than the previous year. In addition a net positive transfer of $1 million results in an increase of fund balance by $2.2 million. General Fund revenues came in $1 million higher than in 2022, mainly due to the continued increase in sales tax revenues as well as a large increase in investment income. This was only partially offset by an increase of $.5 million in expenditures. The General Fund's fund balance must be able to meet unforeseen needs and emergencies as well as future spending needs. The City's fund balance policy is to maintain unassigned fund balance equal to between three to six -months' expenditures and routine transfers -out to other funds. The General Fund unassigned fund balance at the end of 2023 is $10.9 million, equal to approximately 7.6 months' reserves, which is up from 6.0 months at the end of 2022. In the City's case, an adequate level of fund balance is between $4.3 million and $8.6 million, which results in the General Fund currently being slightly above the high end of the range of the desired level of unassigned fund balance. Special Revenue Funds Special revenue funds experienced an increase in fund balance of $.2 million in 2023, there was limited activity in the special revenue funds during the year. Capital Project Funds All capital project funds combined experienced a net decrease in fund balance of $.1 million in 2023. This was due to planned spend down in the Capital Acquisition fund and the ongoing developer reimbursement program that requires occasional upfront costs. All but one capital project funds maintained a positive fund balance in 2023, as follows: Capital Acquisition Fund $1.1 million; Street and Sidewalks Fund $0.07 million; Energy Efficiency Fund $0.1 million; Animal Shelter Fund ($0.8) million, and the Developer Reimbursement $1.7 million. 12 MANAGEMENT'S DISCUSSION AND ANALYSIS For the year ended December 31, 2023 City of Seward Proprietary Funds The City of Seward maintains two types of proprietary funds; enterprise funds and internal service funds. The City's seven enterprise funds (healthcare facilities, harbor, electric, water, wastewater, parking, and SMIC) report the same functions presented as business -type activities in the government -wide financial statements, but individual fund statements are presented in more detail. Enterprise funds reported total net position of $151.4 million with $108.8 million invested in capital assets net of related debt, leaving unrestricted net position of approximately $40.1 million and restricted net position of $2.6 million. Of the unrestricted net position, $7.7 million is restricted cash (bond reserve funds, bond proceeds, etc.) not available for appropriation, and current liabilities total $13.2 million. The most material current liability is $4.4 million due in the Healthcare Enterprise Fund to Providence Health and Services. More specific factors influencing net position of the enterprise funds are addressed above in the discussion of the City's business -type activities. The City maintains two internal service funds; the motor pool and compensated annual leave funds. The Motor Pool Internal Service Fund accumulates cash for replacement of City vehicles and heavy equipment. Departments contribute to the motor pool to purchase vehicles and pay into the motor pool to forward -fund vehicle replacement. This funding mechanism spreads the vehicle costs over the life of the vehicle in each program's annual budget, rather than incur one-time expenses in the year of vehicle/equipment purchases. The cash balance in the motor pool is $2.4 million, reflecting a decrease of $.2 million due to a planned decrease in interfund payments. However, the Motor Pool maintains outstanding loans receivable from the Healthcare Facilities Enterprise Fund of $0.2 million related to the payoff of prior hospital PERS liabilities and an outstanding loan receivable from the Animal Shelter Capital Project Fund of $0.9 million related to the construction the new animal shelter facility. The Compensated Annual Leave Fund accumulates cash reserves to pay annual leave cash -outs for governmental funds. The balance of cash in this fund at the end of 2023 is $0.5 million. General Fund Budgetary Highlights On a budgetary basis, General Fund revenues came in $1,395,997 higher than the final budget primarily due to a continued strong sales tax revenue stream and a strong investment income environment. Intergovernmental revenues were below budget by $346,938, investment income was higher by $487,628, charges for services were lower by $366,570 and licenses and permits were slightly higher by $42,081, other revenues were over budget by $38,299, and fines and bails exceeded budget by $2,703. General Fund Actual Highlights General Fund revenues exceeded expenditures by $1,285,674, and after transfers between funds were accounted for, there was a net increase in fund balance of $2,225,942. 13 MANAGEMENT'S DISCUSSION AND ANALYSIS For the year ended December 31, 2023 City of Seward CAPITAL ASSETS AND DEBT ADMINISTRATION Capital Assets As of December 31, 2023, the City had $189.7 million invested in capital assets net of accumulated depreciation, representing an overall increase of $1.8 million from the previous year. Table 3 City of Seward Capital Assets (in thousands, net of depreciation) Governmental Business -Type Activities Activities Total 2022 2023 2022 2023 2022 2023 Land and improvements 5,509 5,509 30,703 30,703 36,212 36,212 Buildings 34,853 33,160 14,049 12,987 48,902 46,147 Improvements other than buildings 10,358 9,787 27,602 24,400 37,960 34,187 Machinery and equipment 1,452 1,360 8,515 8,684 9,967 10,044 Infrastructure - 46,678 55,931 46,678 55,931 Right -to -use asset - 1,197 - 1,197 - Construction in progress 91 1,626 4,899 5,604 4,990 7,230 Total net capital assets 52,263 51,442 133,643 138,309 185,906 189,751 Additional information regarding the City of Seward's capital assets can be found in Footnote 6 on pages 42- 44. Long-term Debt As of December 31, 2023, the City had total debt outstanding of $42.13 million, excluding unamortized bond premiums. Of this amount, $4.2 million represents outstanding general obligation bonds backed by the full faith and credit of the City for construction of the library/museum and a road improvement bond. An additional $26.3 million represents: revenue bonds backed by operating revenues from the harbor enterprise fund ($1.1 million), the electric enterprise fund ($12.8 million), and long-term care facility ($12.4 million). The remaining debt represents water and wastewater loans ($1.4 million), compensated absences ($0.8 million), and net pension and OPEB liabilities ($9.5 million). Table 4 City of Seward Outstanding Debt (in thousands) Governmental Business -Type Activities Activities Total 2022 2023 2022 2023 2022 2023 General obligation bonds 4,445 4,215 - - 4,445 4,215 Revenue bonds - - 27,855 26,285 27,855 26,285 Loans - - 1,600 1,394 1,600 1,394 Compensated absences 500 527 204 199 704 796 Net pension liability 7,052 7,325 2,137 2,189 9,189 9,514 Total outstanding debt 11,997 12,067 31,796 30,067 43,793 42,134 14 MANAGEMENT'S DISCUSSION AND ANALYSIS For the year ended December 31, 2023 City of Seward Further detail regarding the City's long-term outstanding debt can be found on pages 46-49. Economic Factors and Next Year's Budget and Rates The past several years have seen strong economic growth in Seward, interrupted in 2020 by the COVID-19 pandemic. This growth has been driven largely by increased visitors and expansion of marine repair -related business. Growth has positively impacted nightly lodging businesses, charter and tour boat operators, and local retailers, and has driven up the cost of residential homes. The downtown business district has seen more retail activity and aesthetic improvements to some store fronts. The harbor is bustling, and there is growing interest in land leases at the Seward Marine Industrial Center on the east side of Resurrection Bay. The General Fund's primary source of revenue, sales tax, was greatly impacted in 2020 but saw a strong recovery in 2021 and has rebounded to well above pre -pandemic levels with consistent year over year growth. The City continues to be conservative with spending as the 2024 summer season progresses to see where sales tax and bed tax revenues come in and to deal with any operating interruptions. The 2024 sales tax budget is $6.5 million which is still below actual receipts in 2023 but an increase from previous years. Property tax revenues are budgeted to increase slightly in 2024. Parks and recreation revenues are budgeted to increase around $50,000 thousand, based solely on increased campground rates, continued high utilization and improved scheduling ability. On the General Fund cost side, expenditures were budgeted at $16,625,625. The General Fund budget was balanced largely due to ongoing revenue enhancements (increased property, bed tax, and grant revenue due to steady increases in construction activity) and continued monitoring of expenditures. Tax rates are maintained at 2023 levels after the increase in property tax rates from 3.12 to 3.84 mills to cover a general obligation bond for community -wide road improvements. The City sales tax rate remains at 4.0% and the hotel/motel bed tax rate remains at 4.0%. The harbor tariffs include a .8% rate increase in 2023 and 3.26% in 2024, equal to the consumer price index for Anchorage averaged over the five previous full years. The electric tariff rates resumed approved increases of .8% in 2023 and 3.6% in 2024. A seasonal rate was implemented to provide rate relief to year-round residents by increasing rates in the summer when residential consumption tends to be lower and reducing rates in the winter. The City council continues to review the sustainability of the Electric fund operations after a referendum to sell the utility failed to pass. The water tariff increased .8% in 2023 as funds are needed to repay $159K annual debt on the Third Avenue Water Main upgrade. In 2024, the tariff will increase 3.6%. The Water Fund has not contributed toward replacement of aging infrastructure in a number of years, as all funds are needed to cover new debt payments and is undergoing a rate study to determine if any changes are needed to continue to fund ongoing infrastructure and operational needs. The wastewater tariff increased rates .8% in 2023 and 3.6% in 2024 with rate increases critical to the financial solvency of the Fund due to the unavoidable need to incur new debt related to the replacement of the two sewage lagoons in 2019, at an annual new debt service requirement of more than $75,000 per year. These rate levels do not address critical or high -risk wastewater capital infrastructure needs and the City is in the process of undergoing a rate study. 15 MANAGEMENT'S DISCUSSION AND ANALYSIS Fo r the year ended December 31, 2023 I City of Seward In the future, enterprise fund tariffs are expected to provide annual incremental rate increases equal to the CPI, enabling them to keep pace with the increased cost of goods and services, preventing further erosion of financial stability of those Funds. Requests for Information The City of Seward's financial statements and the accompanying information are designed to present users (citizens, taxpayers, elected officials, customers, investors, and creditors) with a general overview of the City's finances, and to demonstrate accountability to taxpayers and ratepayers. Questions concerning the information in this report, or requests for additional information, can be addressed to the City of Seward, Attention: Finance Director, P.O. Box 167, Seward, Alaska 99664. 16 Basic Financial Statements - Overview These financial statements provide a summary of the financial position and results of operations of all funds of the City, aggregated at the government -wide and the major fund level. The following statements are included in this section: Government -wide - Statement of Net Position Government -wide - Statement of Activities Governmental Funds - Balance Sheet Reconciliation of Governmental Funds Balance Sheet to Statement of Net Position Governmental Funds - Statement of Revenues, Expenditures and Change in Fund Balances Reconciliation of the Changes in Fund Balances of Governmental Funds to Statement of Activities Proprietary Funds - Statement of Net Position Proprietary Funds - Statement of Revenues, Expenses and Change in Net Position Proprietary Funds - Statement of Cash Flows Statement of Fiduciary Assets and Liabilities Notes to Basic Financial Statements Exhibit A-1 City of Seward, Alaska Statement of Net Position December 31, 2023 Governmental Business -type Activities Activities Total Assets and Deferred Outflows of Resources Assets Cash and investments $ 17,226,434 34,364,873 51,591,307 Receivables, net of allowance for doubtful accounts: Taxes 1,026,283 1,026,283 Accounts 737,589 13,147,244 13,884,833 Grants 110,724 1,238,981 1,349,705 Leases 522,953 6,517,271 7,040,224 Accrued interest 117,194 4,906 122,100 Other - 1,739,551 1,739,551 Prepaid items 1,065,335 20,161 1,085,496 Inventory 1,451,102 1,451,102 Restricted cash and investments 7,726,079 7,726,079 Other assets 65,000 65,000 Internal balances (424,082) 424,082 Capital assets not being depreciated 7,135,019 36,307,512 43,442,531 Capital assets being depreciated, net of depreciation 44,307,305 102,001,425 146,308,730 Net OPEB assets 3,454,697 1,032,476 4,487,173 Total Assets 75,279,451 206,040,663 281,320,114 Deferred Outflows of Resources Pension and OPEB related 792,858 236,954 1,029,812 Unamortized deferred loss on refunding 1,344,032 1,344,032 Total Deferred Outflows of Resources 792,858 1,580,986 2,373,844 Total Assets and Deferred Outflows of Resources $ 76,072,309 207,621,649 283,693,958 (continued) 17 Exhibit A-1, continued City of Seward, Alaska Statement of Net Position, Continued December 31, 2023 Governmental Business -type Activities Activities Total Liabilities, Deferred Inflows of Resources, and Net Position Liabilities Accounts payable Payable to Providence Health and Services - Washington Accrued payroll and related liabilities Accrued interest Other accrued liabilities Customer deposits Unearned revenue Noncurrent Liabilities: Due within one year: Accrued compensated absences Notes payable Bonds payable Due in more than one year: Accrued compensated absences Notes payable Bonds payable Net pension liabilities $ 540,598 3,321,202 3,861,800 4,427,000 4,427,000 298,055 1,150,188 1,448,243 21,638 295,027 316,665 174,298 174,298 16,941 703,115 720,056 1,043,702 1,284,713 2,328,415 107,621 55,370 162,991 208,560 208,560 235,000 1,635,000 1,870,000 419,364 143,429 562,793 1,185,874 1,185,874 4,549,021 27,143,735 31,692,756 7,325,040 2,189,173 9,514,213 Total Liabilities 14,731,278 43,742,386 58,473,664 Deferred Inflows of Resources Related to leases 495,805 Pension and OPEB related 192,466 Unamortized deferred gain on refunding 88,582 Total Deferred Inflows of Resources 776,853 6,345,303 57,519 6,402,822 6,841,108 249,985 88,582 7,179,675 Total Liabilities and Deferred Inflows of Resources 15,508,131 50,145,208 65,653,339 Net Position Net investment in capital assets 46,569,721 111,665,918 158,235,639 Restricted for commercial passenger vessel tax 2,589,733 2,589,733 Unrestricted 13,994,457 43,220,790 57,215,247 Total Net Position 60,564,178 157,476,441 218,040,619 Total Liabilities, Deferred Inflows of Resources, and Net Position $ 76,072,309 207,621,649 283,693,958 See accompanying notes to basic financial statements. 18 Exhibit B-1 City of Seward, Alaska Statement of Activities Net (Expense) Revenue and Program Revenues Changes in Net Position Fees, Operating Capital Fines Et Grants a Grants a Govern- Business - Charges for Contri- Contri- mental type Year Ended December 31, 2023 Expenses Services butions butions Activities Activities Total Governmental Activities General government $ 3,065,910 599,669 59,719 (2,406,522) (2,406,522) Public safety 5,133,558 629,540 37,492 (4,466,526) (4,466,526) Public works 2,446,349 28,699 9,388 954,129 (1,454,133) (1,454,133) Parks and recreation 1,733,775 1,416,045 6,171 (311,559) (311,559) Library 923,686 20,757 11,730 (891,199) (891,199) Clinic 157,173 146,256 (10,917) (10,917) SeaLife Center 1,306,821 (1,306,821) (1,306,821) Interest on long-term debt 133,562 (133,562) (133,562) Total Governmental Activities 14,900,834 2,694,710 270,756 954,129 (10,981,239) - (10,981,239) Business -type Activities Electric 13,167,421 13,807,889 1,953 642,421 642,421 Water 1,545,468 1,669,180 4,019 127,731 127,731 Wastewater 1,358,310 1,231,752 4,298 (122,260) (122,260) Harbor 4,408,596 3,815,729 12,445 1,043,226 462,804 462,804 SMIC 2,364,526 1,026,939 1,899 32,076 (1,303,612) (1,303,612) Healthcare Facilities 27,917,753 29,786,000 - 1,868,247 1,868,247 Parking 153,628 332,247 286 178,905 178,905 Total Business -type Activities 50,915,702 51,669,736 24,900 1,075,302 1,854,236 1,854,236 Total $ 65,816,536 54,364,446 295,656 2,029,431 (10,981,239) 1,854,236 (9,127,003) General Revenues Taxes: Sales taxes 7,856,783 7,856,783 Property taxes 1,738,875 1,738,875 Other taxes 840,428 840,428 Payment in lieu of taxes 156,404 156,404 Grants and entitlements not restricted to a specific purpose 441,937 441,937 Investment income 487,853 1,254,418 1,742,271 Gain on disposal of capital assets 555,600 - 555,600 Transfers 1,110,348 (1,110,348) Total General Revenues and Transfers 13,188,228 144,070 13,332,298 Changes in net position 2,206,989 1,998,306 4,205,295 Net Position, beginning of year 58,357,189 155,478,135 213,835,324 Net Position, end of year $ 60,564,178 $157,476,441 $ 218,040,619 See accompanying notes to basic financial statements. 19 Exhibit C-1 City of Seward, Alaska Governmental Funds Balance Sheet December 31, 2023 Total General Nonmajor Governmental Fund Funds Funds Assets Cash and investments $ 13,060,360 3,639,089 16,699,449 Receivables, net of allowance for doubtful accounts: Taxes 1,026,283 1,026,283 Accounts 256,989 480,600 737,589 Grants 59,981 50,743 110,724 Leases 522,953 522,953 Accrued interest 117,194 117,194 Prepaid items 858,515 206,820 1,065,335 Due from other funds 5,336 5,336 Total Assets $ 15,907,611 4,377,252 20,284,863 Liabilities and Fund Balances Liabilities Accounts payable 379,886 160,712 540,598 Accrued payroll and related liabilities 298,055 298,055 Accrued liabilities 174,298 174,298 Deposits 16,941 16,941 Due to other funds 5,336 5,336 Unearned revenue 115,739 927,963 1,043,702 Interfund loans payable 868,467 868,467 Total Liabilities 984,919 1,962,478 2,947,397 Deferred Inflows of Resources Related to leases 495,805 495,805 Total Liabilities and Deferred Inflows of Resources 1,480,724 1,962,478 3,443,202 Fund Balances Nonspendable: Prepaid items Committed: Working capital Hospital line of credit Assigned: Insurance Capital projects Public works Unassigned (deficit) 858,515 1,500,000 500,000 597,995 10,970,377 206,820 1,065,335 1,500,000 500,000 597,995 3,047,284 3,047,284 2,499 2,499 (841,829) 10,128,548 Total Fund Balances 14,426,887 2,414,774 16,841,661 Total Liabilities, Deferred Inflows of Resources, and Fund Balances $ 15,907,611 $ 4,377,252 $ 20,284,863 See accompanying notes to basic financial statements. 20 Exhibit C-2 City of Seward, Alaska Reconciliation of Governmental Funds Balance Sheet to Statement of Net Position December 31, 2023 Total fund balances for governmental funds $ 16,841,661 Capital assets used in governmental activities are not financial resources and therefore are not reported in the funds. These assets consist of: Land $ 5,509,589 Construction in progress 1,625,430 Buildings 72,647,984 Improvements other than buildings 29,333,948 Machinery and equipment 10,963,023 Accumulated depreciation (68,637,650) Total capital assets Other long-term assets are not available to pay for current period expenditures and therefore, are unavailable in the funds: Proportionate share of the collective net OPEB assets Deferred outflows of resources related to pensions and OPEB liabilities (assets) are not deemed available to pay current period expenditures and therefore are not reported as governmental fund assets. Deferred inflows of resources related to pensions and OPEB liabilities (assets) are not deemed available to pay current period expenditures and therefore are not reported as governmental fund liabilities. An internal service fund is used by the City to charge the cost of accrued compensated absences for the governmental funds. The net position of the internal service fund attributable to governmental activities is included in the governmental column of the Statement of Net Position. Net position related to governmental activities Plus amount reported with long-term liabilities 51,442,324 3,454,697 792,858 (192,466) 444,385 526,985 971,370 Long-term liabilities are not deemed due and payable in the current period and therefore are not reported as governmental Internal fund liabilities. These long-term liabilities consist of: Governmental Service General obligation bonds payable $ (4,215,000) Accrued interest on bonds (21,638) Unamortized bond premium (569,021) - Deferred gain on refunding (88,582) Accrued compensated absences - (526,985) Proportionate share of the collective net pension liabilities (7,325,040) Total long-term liabilities $ (12,219,281) (526,985) (12,746,266) Total Net Position of Governmental Activities $ 60,564,178 See accompanying notes to basic financial statements. 21 Exhibit D-1 City of Seward, Alaska Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balances Year Ended December 31, 2023 Total General Nonmajor Governmental Fund Funds Funds Revenues Taxes $ 10,596,294 Licenses and permits 219,131 Intergovernmental 1,201,572 Charges for services 3,756,247 Fines and bails 19,203 Investment income 487,628 Other revenues 329,131 1,075,452 225 59,120 10,596,294 219,131 2,277,024 3,756,247 19,203 487,853 388,251 Total Revenues 16,609,206 1,134,797 17,744,003 Expenditures Current: General government 5,312,135 Public safety 5,145,275 Public works 1,961,086 Parks and recreation 1,731,171 Library 758,259 Clinic Debt service: Principal payments 230,000 Interest payments 185,606 Capital outlay 278,608 146,256 1,373,245 5,590,743 5,145,275 1,961,086 1,731,171 758,259 146,256 230,000 185,606 1,373,245 Total Expenditures 15,323,532 1,798,109 17,121,641 Excess of revenues over (under) expenditures 1,285,674 Other Financing Sources (Uses) Proceeds from sale of assets Transfers in Transfers out 2,824,069 (1,883,801) (663,312) 622,362 555,600 1,934,552 (1,764,472) 555,600 4,758,621 (3,648,273) Total Other Financing Sources (Uses) 940,268 725,680 1,665,948 Change in Fund Balances 2,225,942 62,368 2,288,310 Fund Balances, beginning of year 12,200,945 2,352,406 14,553,351 Fund Balances, end of year $ 14,426,887 2,414,774 16,841,661 See accompanying notes to basic financial statements. 22 Exhibit D-2 City of Seward, Alaska Reconciliation of Statement of Revenues, Expenditures and Change in Fund Balances of Governmental Funds to the Statement of Activities Year Ended December 31, 2023 Net change in fund balances - total governmental funds $ 2,288,310 The change in net position reported for governmental activities in the Statement of Activities is different because: Governmental funds report capital outlays as expenditures. However, on the Statement of Activities, depreciation expense is recognized to allocate the cost of these items over their estimated useful lives. This is the amount by which depreciation ($2,609,060) exceeded capital outlays ($1,788,720). (820,340) Some expenses reported in the Statement of Activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds. Change in accrued interest payable $ 1,459 Change in the proportionate share of the net pension and OPEB assets and liabilities 312,647 314,106 Changes in deferred inflows and outflows of resources are the results of timing differences in the actuarial report and adjustments to reflect employee and non -employee contributions based on the measurement date. Change in deferred inflows and outflows of resources related to net pension and OPEB assets and liabilities The issuance of long-term debt provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net position: Principal repayments 230,000 Amortization of deferred gain on bond refunding 6,814 Bond premium amortization 43,771 An internal service fund is used by the City to charge the cost of vehicles and heavy equipment to individual funds. A portion of the net revenue of these activities is reported with governmental activities. 90,796 280,585 53,532 Change in Net Position of Governmental Activities $ 2,206,989 See accompanying notes to basic financial statements. 23 Exhibit E-1 City of Seward, Alaska Proprietary Funds Statement of Net Position Major Enterprise Funds Nonmajor Total Internal Healthcare Enterprise Enterprise Service December 31, 2023 Electric Harbor SMIC Facilities Funds Funds Funds Assets and Deferred Outflows of Resources Current Assets Cash and investments $ 3,134,234 1,121,042 356,702 18,322,179 9,023,118 31,957,275 2,934,583 Receivables, net of allowance for doubtful accounts: Accounts 1,703,881 240,582 115,417 10,581,000 506,364 13,147,244 Accrued interest 4,906 4,906 15,328 Interfund loans - 68,076 68,076 115,566 Grants - 1,238,981 - 1,238,981 Leases 189,828 82,035 271,863 Other 761,470 490 9,782 967,000 809 1,739,551 Prepaid items 20,161 - 20,161 Inventory 1,382,023 69,079 1,451,102 Total Current Assets 7,001,769 2,790,923 563,936 29,870,179 9,672,352 49,899,159 3,065,477 Noncurrent Assets Restricted cash and investments 3,152,417 3,180,712 1,392,950 7,726,079 Other assets 65,000 65,000 Interfund loans, net of current portion 526,644 526,644 1,020,096 Leases 4,285,733 1,959,675 6,245,408 Property, plant and equipment: Capital assets not being depreciated 1,633,153 21,211,080 12,021,821 158,000 1,283,458 36,307,512 Capital assets being depreciated, net of depreciation 27,929,357 17,969,098 30,602,243 10,720,380 11,891,442 99,112,520 2,888,905 Net OPEB assets 81,002 516,025 78,745 - 356,704 1,032,476 Total Noncurrent Assets 32,795,929 47,162,648 44,662,484 12,336,330 14,058,248 151,015,639 3,909,001 Total Assets 39,797,698 49,953,571 45,226,420 42,206,509 23,730,600 200,914,798 6,974,478 Deferred Outflows of Resources Related to pensions and OPEB Unamortized deferred loss on refunding 18,590 118,428 18,072 313,551 48,527 81,864 236,954 981,954 1,344,032 Total Deferred Outflows of Resources 332,141 166,955 18,072 981,954 81,864 1,580,986 Total Assets and Deferred Outflows of Resources $ 40,129,839 50,120,526 45,244,492 43,188,463 23,812,464 202,495,784 6,974,478 (continued) 24 Exhibit E-1 continued City of Seward, Alaska Proprietary Funds Statement of Net Position, continued Major Enterprise Funds Nonmajor Total Internal Healthcare Enterprise Enterprise Service December 31, 2023 Electric Harbor SMIC Facilities Funds Funds Funds Liabilities, Deferred Inflows of Resources, and Net Position Current Liabilities Accounts payable $ 1,239,209 69,258 6,617 1,750,000 256,118 3,321,202 Payable to Providence Health and Services - Washington 4,427,000 4,427,000 Accrued payroll and related liabilities 60,614 45,512 1,904 1,017,000 25,158 1,150,188 Accrued interest 93,041 17,119 189,448 10,747 310,355 Current portion: Accrued compensated absences 18,676 20,659 2,613 13,422 55,370 107,621 Bonds payable 205,000 385,000 1,045,000 - 1,635,000 Notes payable - 208,560 208,560 Interfund loans 68,076 84,549 152,625 Customer deposits 661,115 27,700 14,300 703,115 Unearned revenue 585,383 22,582 676,748 1,284,713 Total Current Liabilities 2,277,655 1,218,707 48,016 8,512,997 1,190,753 13,248,128 107,621 Noncurrent Liabilities, net of current portion Accrued compensated absences 9,853 79,319 10,783 - 43,474 143,429 419,364 Bonds payable, including unamortized premium 14,047,818 849,515 - 12,246,402 27,143,735 Notes payable - 1,185,874 1,185,874 Interfund loans 526,644 - 182,646 - 709,290 Net pension liabilities 171,751 1,094,134 166,965 756,323 2,189,173 Total Noncurrent Liabilities 14,229,422 2,549,612 177,748 12,429,048 1,985,671 31,371,501 419,364 Total Liabilities 16,507,077 3,768,319 225,764 20,942,045 3,176,424 44,619,629 526,985 Deferred Inflows of Resources Related to leases Related to pensions and OPEB 4,513 4,354,411 1,990,892 - 6,345,303 28,748 4,387 19,871 57,519 Total Liabilities and Deferred Inflows of Resources 16,511,590 8,151,478 2,221,043 20,942,045 3,196,295 51,022,451 526,985 Net Position Net investment in capital assets 16,568,233 37,842,368 42,624,064 (38,118) 11,780,466 108,777,013 2,888,905 Restricted for commercial passenger vessel tax 2,589,733 2,589,733 Unrestricted 7,050,016 1,536,947 399,385 22,284,536 8,835,703 40,106,587 3,558,588 Total Net Position 23,618,249 41,969,048 43,023,449 22,246,418 20,616,169 151,473,333 6,447,493 Total Liabilities, Deferred Inflows of Resources and Net Position $ 40,129,839 50,120,526 45,244,492 43,188,463 23,812,464 6,974,478 Adjustment to reflect the consolidation of internal service fund activities related to enterprise funds. Net Position of Business -type Activities See accompanying notes to basic financial statements. 6,003,108 $ 157,476,441 25 Exhibit E-2 City of Seward, Alaska Proprietary Funds Statement of Revenues, Expenses and Changes in Net Position Year Ended December 31, 2023 Major Enterprise Funds Nonmajor Total Internal Healthcare Enterprise Enterprise Service Electric Harbor SMIC Facilities Funds Funds Funds Operating Revenues Charges for services Vehicle rental and interfund charges $ 13,733,595 3,568,546 929,003 29,786,000 3,206,774 51,223,918 1,010,985 Total Operating Revenues 13,733,595 3,568,546 929,003 29,786,000 3,206,774 51,223,918 1,010,985 Operating Expenses Salaries and employee benefits 1,780,670 1,211,506 174,069 19,407,000 830,350 23,403,595 526,985 Services and supplies 8,039,800 909,370 213,548 4,584,000 864,701 14,611,419 - Administration 1,266,032 478,370 336,891 1,910,500 550,250 4,542,043 Depreciation 1,550,591 1,770,717 1,650,234 1,539,470 794,763 7,305,775 501,647 Total Operating Expenses 12,637,093 4,369,963 2,374,742 27,440,970 3,040,064 49,862,832 1,028,632 Income (Loss) from Operations 1,096,502 (801,417) (1,445,739) 2,345,030 166,710 1,361,086 (17,647) Nonoperating Revenues (Expenses) Intergovernmental- PERS on -behalf 1,953 12,445 1,899 - 8,603 24,900 Interest income - 228,355 97,936 15,980 342,271 14,028 Investment income 330,004 95,749 14,091 494,155 320,419 1,254,418 80,003 Interest expense (547,695) (51,709) (468,256) (22,042) (1,089,702) - Other revenue (expenses) 74,294 18,828 (8,527) 10,425 95,020 22,507 Total Nonoperating Revenues (Expenses) (141,444) 303,668 113,926 17,372 333,385 626,907 116,538 Income (Loss) Before Contributions and Transfers 955,058 (497,749) (1,331,813) 2,362,402 500,095 1,987,993 98,891 Capital contributions: Federal sources State of Alaska Kenai Peninsula Borough Transfers in Transfers out (1,505,667) 32,076 586,888 456,338 (1,028,974) (159,019) 1,867,801 32,076 586,888 456,338 16,000 1,883,801 (300,489) (2,994,149) Change in net position (550,609) (483,497) (1,458,756) 4,230,203 215,606 1,952,947 98,891 Net Position, beginning of year 24,168,858 42,452,545 44,482,205 18,016,215 20,400,563 6,348,602 Net Position, end of year $ 23,618,249 41,969,048 43,023,449 22,246,418 20,616,169 6,447,493 Adjustment to reflect the consolidation of internal service fund activities related to enterprise funds. 45,359 Change in Net Position of Business -type Activities $ 1,998,306 See accompanying notes to basic financial statements. 26 Exhibit E-3 City of Seward, Alaska Proprietary Funds Statement of Cash Flows Major Enterprise Funds Nonmajor Total Internal Healthcare Enterprise Enterprise Service Year Ended December 31, 2023 Electric Harbor SMIC Facilities Funds Funds Funds Cash Flows from (for) Operating Activities Receipts from customers and users $ 13,710,444 3,446,104 862,897 23,418,002 3,659,042 45,096,489 Payments to suppliers (8,023,141) (889,082) (358,757) (5,340,027) (686,654) (15,297,661) (219,439) Payments to employees (1,907,315) (1,213,012) (177,240) (19,609,000) (870,129) (23,776,696) (500,181) Payments for interfund services used (1,120,780) (529,035) (203,170) (493,933) (2,346,918) Receipts from vehicle rentals and interfund charges 1,010,985 Receipts from other sources 22,507 Net cash flows from operating activities 2,659,208 814,975 123,730 (1,531,025) 1,608,326 3,675,214 313,872 Cash Flows from (for) Noncapital Financing Activities Transfers in 1,867,801 16,000 1,883,801 Transfers out (1,505,667) (1,028,974) (159,019) (300,489) (2,994,149) Net cash flows from (for) noncapital financing activities (1,505,667) (1,028,974) (159,019) 1,867,801 (284,489) (1,110,348) Cash Flows from (for) Capital and Related Financing Activities Leases 218,565 89,528 (73,000) 235,093 Principal payments on long-term debt (200,000) (370,000) (1,000,000) (205,477) (1,775,477) Interest payments on long-term debt (586,700) (67,350) (471,005) (23,999) (1,149,054) Acquisition of property, plant and equipment (10,879,007) (278,715) (35,569) (614,000) (1,126,465) (12,933,756) (736,049) Capital contributions 577,195 411,895 43,676 1,032,766 Principal payments on interfund loans (66,415) (80,332) (146,747) Interfund interest payments (16,528) (18,245) (34,773) Net cash flows from (for) capital and related financing activities (11,088,512) (168,548) 97,635 (2,256,582) (1,355,941) (14,771,948) (736,049) Cash Flows from Investing Activities Investment income 330,004 95,749 14,091 494,155 320,419 1,254,418 80,003 Interfund loan receipts 66,415 66,415 111,348 Interfund interest received 16,528 16,528 16,945 Net cash flows from investing activities 330,004 95,749 14,091 494,155 403,362 1,337,361 208,296 Net change in cash and investments (9,604,967) (286,798) 76,437 (1,425,651) 371,258 (10,869,721) (213,881) Cash and Investments, beginning of year 15,891,618 4,588,552 280,265 21,140,780 8,651,860 50,553,075 3,148,464 Cash and Investments, end of year $ 6,286,651 4,301,754 356,702 19,715,129 9,023,118 39,683,354 2,934,583 Reconciliation of cash and investments to the Statement of Net Position: Cash and investments $ 3,134,234 1,121,042 356,702 18,322,179 9,023,118 31,957,275 2,934,583 Restricted cash and investments 3,152,417 3,180,712 1,392,950 7,726,079 Total cash and investments $ 6,286,651 4,301,754 356,702 19,715,129 9,023,118 39,683,354 2,934,583 (continued) 27 Exhibit E-3 continued City of Seward, Alaska Proprietary Funds Statement of Cash Flows. continued Major Enterprise Funds Nonmajor Total Internal Healthcare Enterprise Enterprise Service Year Ended December 31, 2023 Electric Harbor SMIC Facilities Funds Funds Funds Reconciliation of earnings (loss) from operations to net cash flows from (for) operating activities: Income (loss) from operations $ 1,096,502 (801,417) (1,445,739) 2,345,030 166,710 1,361,086 (17,647) Adjustments to reconcile earnings (loss) from operations to net cash flow from (for) operating activities: Depreciation 1,550,591 1,770,717 1,650,234 1,539,470 794,763 7,305,775 501,647 Other nonoperating revenues (expenses) 74,294 18,828 (8,527) 10,425 95,020 22,507 Noncash expense - PERS on -behalf 1,953 12,445 1,899 8,603 24,900 Increase (decrease) in allowance for doubtful accounts 7,293 31,930 (111,000) 8,943 (62,834) (Increase) decrease in assets and deferred outflows of resources: Customer receivables (235,900) (116,097) (65,244) (5,656,000) 432,900 (5,640,341) Prepaid expenses 212,837 212,837 Inventory (642,902) (642,902) Other receivables 12,000 12,000 Net OPEB assets 54,904 (129,662) (11,863) (76,543) (163,164) Deferred outflows of resources - pension and OPEB 18,377 (13,335) 120 (5,659) (497) Increase (decrease) in liabilities and deferred inflows of resources: Accounts payable 591,976 (30,377) (11,488) 732,000 234,364 1,516,475 (219,439) Other payables 419,000 419,000 Accrued payroll and related liabilities (22,830) (11,396) (2,100) (202,000) (19,198) (257,524) 26,804 Accrued compensated absences (8,453) 3,635 8,117 (8,149) (4,850) Customer deposits 131,162 3,600 (2,000) 132,762 Unearned revenue - (60,703) 1,138 (600,998) (660,563) Net pension liabilities (162,278) 144,535 2,583 67,745 52,585 Deferred inflows of resources - pension and OPEB (8,318) (7,728) (1,927) (6,578) (24,551) Net Cash Flows from Operating Activities $ 2,659,208 814,975 123,730 (1,531,025) 1,608,326 3,675,214 313,872 See accompanying notes to basic financial statements. 28 City of Seward, Alaska Notes to Basic Financial Statements December 31, 2023 1. Summary of Significant Accounting Policies Reporting Entity The City of Seward, Alaska (the City) was incorporated June 1, 1912 as a home -rule city and operates under a Council -Manager form of government. The City provides the full range of municipal services as provided for by Alaska Statute. This includes police and fire protection, electric, water and wastewater services, library, parks and recreation, public improvements, planning and zoning, port and harbor, hospital and long-term care, and general administrative services. The City reports the Providence Seward Medical Center (PSMC) as an enterprise fund in accordance with the provisions of GASB Statement No. 61, The Financial Reporting Entity: Omnibus. In 2013, the City entered into a contractual agreement with a nonprofit organization as co-signees to a federally funded health clinic program. The Seward Community Health Center (SCHC) nonprofit organization is legally separate and does not meet the criteria under GASB Statement No. 61 for inclusion as a component unit. However, many activities associated with the clinic are reported in the SCHC Special Revenue Fund as the City is the named grantee on the primary operating grant. The hospital and long-term care facilities (PSMC) are owned by the City of Seward. The facilities are managed by Providence Health Et Services - Washington, a nonprofit corporation (the Corporation), under a management and operating agreement. Under the operating agreement, the Corporation is responsible for day-to-day management of the hospital and long-term care facilities in exchange for a management fee. All financial risks and rewards from the operations of the hospital and long-term care facilities accrue to the City. The City is responsible for debt obligations, including payment of revenue bonds through revenues generated at the PSMC. The City pays for all capital costs of the healthcare facilities and is legally obligated to finance potential deficits. Government -Wide and Fund Financial Statements The accounting policies of the City conform to accounting principles generally accepted in the United States of America as applicable to governments. The following is a summary of the more significant policies: The government -wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the primary government. All fiduciary activities are only reported in the fund financial statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business -type activities, which rely primarily on fees and charges to external parties. As a general rule the effect of interfund activity has been eliminated from the government -wide financial statements. Exceptions to this general rule are utility charges between the enterprise funds and other funds and departments. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. 29 City of Seward, Alaska Notes to Basic Financial Statements, Continued The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) fees, fines and charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes, investment income and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds and proprietary funds. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. The remaining governmental and enterprise funds are being aggregated and reported as nonmajor funds. The internal service funds are combined into a single aggregated presentation in the proprietary fund financial statements. Measurement Focus, Basis of Accounting and Financial Statement Presentation The government -wide and proprietary fund financial statements are reported using the economic resources measurement focus and the accrual basis of accounting. Revenues are recorded when transactions occur and expenses are recorded when a liability is incurred, regardless of the timing of the related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the City considers all revenues, except reimbursement grants, to be available if they are collected within 60 days after year end. Reimbursement grants are considered available if they are collected within one year of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences, pensions and other postemployment benefits are recorded only to the extent they have matured. Property taxes, sales taxes, charges for services, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue in the current period. Most other revenue items are considered to be measurable and available only when received by the City. 30 City of Seward, Alaska Notes to Basic Financial Statements, Continued The City reports the following major funds based on the required quantitative criteria: Major Governmental Funds: The General Fund is the government's main operating fund. It accounts for all financial resources of the general government, except those required to be reported in another fund. Major Enterprise Funds: The Electric Enterprise Fund accounts for all activities related to the operation of the City's electric utility. The Harbor Enterprise Fund accounts for the marine -related activities of the City's harbor. The Seward Marine Industrial Center (SMIC) Enterprise Fund accounts for marine -related services on the east side of Resurrection Bay. The Healthcare Facilities Enterprise Fund accounts for the healthcare facilities, local hospital and long-term care facilities. Additionally, the City also reports the following fund types: Special Revenue Funds - account for revenue sources that are legally restricted or committed to expenditure for specific purposes. Capital Project Funds - account for the acquisition of capital assets or construction of major capital projects not being financed by proprietary funds. Internal Service Funds - the City reports two Internal Service Funds which account for the activities relating to the City's motor pool activities of the other funds and compensated absences of the governmental funds. The Motor Pool Internal Service Fund reports revenues charged to the other funds based on rental fees and capital lease payments designed to cover the cost of the lease payments and to fund depreciation. The Compensated Absences Internal Service Fund accounts for the accrual and payment of compensated absences of the governmental activities. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. In addition, general revenues include all taxes, investment income, and State of Alaska entitlement revenues. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. Operating expenses for the proprietary funds include the costs of sales and services, administrative expenses and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets, deferred outflows of resources, liabilities, and deferred inflows of resources and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenditures / expenses during the reporting period. Actual results could differ from those estimates. 31 City of Seward, Alaska Notes to Basic Financial Statements, Continued Cash and Investments A central treasury is used to account for the City's cash and investments to maximize investment income. Investment income is allocated among the funds based on their respective cash balances. Investments are stated at fair value. For purposes of the statement of cash flows, the City has defined cash as demand deposits and all investments maintained in the cash management pool, regardless of maturity period, since various funds use the cash management pool essentially as a demand deposit account. Accounts Receivable All trade and tax receivables are shown net of an allowance for uncollectible accounts, determined by historical experience. Ambulance receivable allowance is recorded at 30 percent, based on historical recoveries. Inventory Inventories are valued at cost in the proprietary funds using the first -in, first -out method. The cost is recorded as an expense at the time individual inventory items are consumed (consumption method). Restricted Assets Restricted cash and investments are held in the proprietary funds, and are restricted because their use is limited by bond covenant or grant agreements for the construction of capital assets. Leases — Lessor Accounting The City is a lessor for non -cancellable leases and recognizes leases receivable and a deferred inflows of resources in the financial statements. At the commencement of a lease, the City initially measures the lease receivable at the present value of payments expected to be received during the lease term. Subsequently, the lease receivable is reduced by the principal portion of lease payments received. The deferred inflow of resources is initially measured as the amount of the lease receivable at recognition, adjusted for lease payments received at or before the lease commencement date. Subsequently, the deferred inflow of resources is recognized as revenue over the life of the lease term. Key estimates and judgments include how the City determines (1) the discount rate it uses to discount the expected lease receipts to present value, (2) lease term, and (3) lease receipts. a) The City uses its current incremental borrowing rate as the discount rate for leases. b) The lease term includes the non -cancellable period of the lease; the term of the lease contract, including options to extend, must be more than 12 months. Lease receipts included in the measurement of the lease receivable is composed of fixed payments from the lessee. The City monitors changes in circumstances that would require a remeasurement of its leases and will remeasure the lease receivable and deferred inflows of resources if certain changes occur that are expected to significantly affect the amount of the lease receivable. 32 City of Seward, Alaska Notes to Basic Financial Statements, Continued Prepaid Items Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items. The prepaid items do not reflect available resources and, thus, an equivalent portion of fund balance is classified as nonspendable in the governmental fund financial statements. Cost is recorded as an expenditure or expense as the prepayment is applied (consumption method). Interfund Balances Activity between funds that are representative of lending/borrowing arrangements outstanding at the end of the year are referred to as either "due to / from other funds" or "interfund loans" if the balance is not expected to be repaid within one year. Any residual balances outstanding between the governmental activities and business -type activities are reported in the government -wide financial statements as "internal balances." Capital Assets Capital assets, which include property, plant, equipment and infrastructure assets (e.g. roads and similar items), are reported in the applicable governmental or business -type activities columns in the government -wide financial statements. Capital assets are defined by the City as assets with an initial, individual cost of more than $2,500 and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at acquisition value at the date of donation. Acquisition value is the price that would be paid to acquire an asset with equivalent service potential in an orderly market transaction at the acquisition date. In the case of the initial capitalization of infrastructure assets, the City chose to include all such items, regardless of their acquisition date. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend the useful life of the asset are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business -type activities is included as part of the capitalized value of the assets constructed. Capital assets reimbursed by outside entities, including granting agencies, are recorded as capital contributions in the enterprise funds. Property, plant, and equipment of the City is depreciated using the straight-line method over the following estimated useful lives: Assets Years Buildings and improvements 20-40 years Infrastructure 10-50 years Machinery and equipment 3-8 years Improvements other than buildings 3-40 years 33 City of Seward, Alaska Notes to Basic Financial Statements, Continued Accrued Compensated Absences The City allows employees to accumulate earned but unused vacation and sick leave benefits. All accrued compensated absences are accrued when incurred in the government -wide and proprietary fund financial statements. Accrued compensated absences that are earned in the governmental funds are accounted for in the Compensated Absences Internal Service Fund. Long-term Debt In the government -wide and proprietary fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the Statement of Net Position. Bond premiums and discounts are amortized over the life of the bonds on a straight-line basis, which approximates the effective interest rate method. Bonds payable as reported include amounts of unamortized bond premiums or discounts. In the fund financial statements, governmental fund types recognize bond premiums and discounts during the current period. The face amount of the debt issuances are reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Principal payments on debt are reported as debt service expenditures. Fund Balance and Fund Balance Flow Assumptions Governmental fund financial statements report aggregate amounts for five classifications of fund balances based on the constraints imposed on the use of these resources. The nonspendable fund balance classification includes amounts that cannot be spent because they are either (a) not in spendable form — prepaid items or inventories; or (b) legally or contractually required to be maintained intact. The spendable portion of the fund balances comprises the remaining four classifications: restricted, committed, assigned, and unassigned. Restricted fund balance - This classification reflects the constraints imposed on resources either externally by creditors, grantors, contributors, or laws or regulations of other governments; or imposed by law through constitutional provisions or enabling legislation. Committed fund balance - These amounts can only be used for specific purposes pursuant to constraints imposed by formal resolutions of the City Council —the government's highest level of decision making authority. Those committed amounts cannot be used for any other purpose unless the City Council removes the specified use, also through resolution. This classification also includes contractual obligations to the extent that existing resources in the fund have been specifically committed for use in satisfying those contractual requirements. Assigned fund balance - This classification reflects the amounts constrained by the City's "intent" to be used for specific purposes, but are neither restricted nor committed. City Resolution 2009- 131 delegates authority to assign fund balance to the City Manager and the Finance Director. Assigned fund balances, by default, include all remaining amounts (except negative balances) that are reported in governmental funds, other than the General Fund, that are not classified as nonspendable and are neither restricted nor committed. 34 City of Seward, Alaska Notes to Basic Financial Statements, Continued Unassigned fund balance - This fund balance is the residual classification for the General Fund. It is also used to report negative fund balances in other governmental funds. When both restricted and unrestricted resources are available for use, it is the City's policy to use externally restricted resources first, then unrestricted resources —committed, assigned, and unassigned — in order as needed. Net Position and Net Position Flow Assumptions Net position represents the residual interest in the City's assets and deferred outflows of resources after liabilities and deferred inflows of resources are deducted and consists of three components: net investment in capital assets, restricted, and unrestricted net position. Net investment in capital assets includes capital assets, net of accumulated depreciation, reduced by outstanding debt incurred to acquire, construct, or improve those capital assets, excluding unexpended proceeds. The restricted category represents the balance of assets restricted for general use by external parties (creditors, grantors, contributors, or laws or regulations of other governments) or imposed by law through constitutional provisions or enabling legislation. Unrestricted net position consists of the net position not meeting the definition of either of the other two components. Sometimes the City will fund outlays for a purpose from both restricted and unrestricted resources. In order to calculate the amounts to report as restricted and unrestricted net position in the government - wide and proprietary fund financial statements, a flow assumption must be made about the order in which the resources are considered to be applied. It is the City's policy to consider restricted net position to have been depleted before unrestricted net position is applied. Encumbrances Encumbrance accounting, under which purchase orders, contracts and other commitments for expenditures are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of formal budgetary integration in the General Fund during the year. However, it is the City's policy to stop issuing purchase orders in early December. As a result, there are no outstanding encumbrances at December 31, 2023. Outstanding purchase orders, if any, at December 31, are cancelled and new ones are issued in the subsequent year. Unearned Revenue Amounts received from grantor agencies, which are restricted as to use and have not been expended for the intended use, are shown as unearned revenue. Grant and Other Intergovernmental Revenues In applying the measurable and available concepts to grants and intergovernmental revenues, the legal and contractual requirements of the numerous individual programs are used as guidance. There are, however, essentially two types of these revenues. In one, monies must be expended on the specific purpose or project before any amounts are considered "recognizable"; therefore, revenues are recognized based upon expenditures recorded. In the other, monies are virtually unrestricted as to purpose of expenditure and are usually revocable only for failure to comply with prescribed compliance requirements. These resources are reflected as revenues at the time of receipt or earlier if the measurable and available criteria are met. 35 City of Seward, Alaska Notes to Basic Financial Statements, Continued Pension Plans With the exception of certain Electric Fund employees, substantially all other employees of the City participate in the Public Employees' Retirement System (PERS) administered by the State of Alaska. Certain Electric Fund employees participate in the International Brotherhood of Electrical Workers (IBEW) Defined Benefit Pension Plan. Pension and Other Postemployment Benefits (OPEB) For purposes of measuring the net pension and OPEB assets and liabilities, deferred outflows of resources and deferred inflows of resources related to pensions and OPEB, and pension and OPEB expense, information about the fiduciary net position of the Public Employees' Retirement System (PERS) and additions to/from PERS's fiduciary net position have been determined on the same basis as they are reported by PERS. For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Deferred Outflows of Resources and Deferred Inflows of Resources In addition to assets, the statement of net position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a consumption of fund balance / net position that applies to a future period(s) and so will not be recognized as an outflow of resources (expense/expenditure) until then. Generally, the City reports deferred charges on bond refunding and pension and OPEB related items as deferred outflows of resources. These items are amortized as expensea over time. In addition to the liabilities, the financial statements may also present deferred inflows of resources. Deferred inflows of resources represent an acquisition of fund balance / net position that applies to a future period and will be recognized as an inflow of resources (revenue) in a future period(s). The City reports certain pension and OPEB related items as deferred inflows of resources. These items are recognized as a reduction of the pension and OPEB expense over varying periods of time based on their nature. Property Taxes Property taxes are liens on the assessed value of taxable property as of January 1. Pursuant to Alaska Statutes, the City establishes the mill rate and tax levy on or before June 15. The City is located within the Kenai Peninsula Borough, which acts as the City's agent in the billing and collection of property taxes. Tax bills for one-half of the taxes are mailed prior to July 1 and are payable on August 15; tax bills for the second -half of the taxes are mailed by October 1 and are payable on November 15. City property tax revenues are recognized in the fiscal year in which they are collectible and available (collected within sixty days after year-end) to finance expenditures of the fiscal year. At December 31, any delinquent real and personal property taxes not currently available are reflected as deferred inflows of the General Fund. No delinquent amounts were reported as of December 31, 2023. 36 City of Seward, Alaska Notes to Basic Financial Statements, Continued 2. Stewardship, Compliance, and Accountability Allocation of Sales Tax Revenues When the City transferred the operations of the Hospital to Providence Seward Medical and Care Center on July 1, 1996, the City agreed to allocate 1% of the sales tax for the benefit of the Hospital. During construction, the allocated sales tax was used to offset losses and transition costs. Subsequent to completion of the construction, the allocated sales tax has been used to fund the debt service on the Hospital general obligation bonds. Upon maturity of hospital bonds, sales tax revenues will be used to fund healthcare capital and operating costs, and debt service on long-term care facility bonds, if necessary. All sales tax revenue is recorded in the General Fund. The allocated portion is then transferred to the Healthcare Facilities Enterprise Fund for debt service. 3. Cash and Investments The City of Seward maintains a central treasury that is available for use by all funds. Each fund's portion of the central treasury is displayed on the balance sheet as "cash and investments" or in the case of "negative cash," is included in "due to other funds." Investments City statutes authorize the City to invest in obligations of the U.S. Treasury and U.S. agencies, bankers' acceptances, repurchase agreements, commercial paper issued by corporations or businesses and having the highest rating of a nationally -recognized rating service and maturing within nine months, certificates of deposit insured by federal depository insurance or secured by eligible collateral held by a third party in the City's name, and investments through the Alaska Municipal League Investment Pool (AMLIP). The City's investment policy does not specify a maximum investment maturity, but the City generally invests funds for less than five years from the date of purchase. The City has complied with its investment policy throughout the year. The City's investments are recorded at fair value. The AMLIP is an external investment pool. Alaska Statute 37.23 establishes regulatory oversight of the Pool. The law sets forth numerous requirements regarding authorized investments and reporting. On a monthly basis the investments in the Pool are reviewed for fair value by an independent pricing service. The values of investments in the AML Pool are approximately equal to fair value. Reconciliation of Cash and Investment Balances The following is a reconciliation of the City's cash and investment balances to the financial statements as of December 31, 2023: Cash and investments Restricted cash and investments Total Cash and Investments Government -Wide Statement of Net Position $ 51,591,307 7,726,079 $ 59,317,386 37 City of Seward, Alaska Notes to Basic Financial Statements, Continued As of December 31, 2023, the City had the following investments: Investment Maturities (in Years) Less than 1 Investment Fair Value year 1 to 5 years Over 5 years U.S. treasury securities (SLGS) $ 17,504,060 2,767,983 14,736,077 U.S. government bonds 4,965,037 1,679,176 3,285,861 Total Subject to Interest Rate Risk 22,469,097 4,447,159 18,021,938 Carried at Amortized Cost Pooled investments / AMLIP 11,960,435 Certificates of deposit 6,885,537 Money market account 3,485,269 Total Investments 44,800,338 Cash 14, 517, 048 Total Cash and Investments $ 59,317,386 Fair Value Measurement The City categorizes its fair value measurements within the fair value hierarchy established by generally accepted accounting principles. The hierarchy is based on the valuation inputs used to measure the fair value of the asset. Level 1 inputs are quoted prices in active markets for identical assets; Level 2 inputs are significant other observable inputs; Level 3 inputs are significant unobservable inputs. The City's investments that are classified as Level 2 are valued using third party pricing models provided by brokerages. The City has the following recurring fair value measurements as of December 31, 2023: Total Level 1 Level 2 Level 3 Investments by fair value level: U.S. treasury securities (SLGS) $ 17,504,060 - 17,504,060 U.S. government bonds 4,965,037 4,965,037 Total investments at fair value 22,469,097 22,469,097 Investments measured at amortized cost: Pooled investments / AMLIP 11,960,435 Certificates of deposit 6,885,537 Money market account 3,485,269 Total investments at amortized cost 22,331,241 Total Investments $ 44,800,338 38 City of Seward, Alaska Notes to Basic Financial Statements, Continued Restricted Cash and Investments The City maintains bond redemption and reserve accounts as required by bond covenants. The balances at December 31, 2023 are as follows: Electric Enterprise Fund $ 944,990 Harbor Enterprise Fund 442,898 Healthcare Enterprise Facilities Fund 1,392,950 Total Restricted for Bond Retirement $ 2,780,838 The City also includes in restricted cash and investments amounts that have been designated for capital projects. The total amount of restricted cash and investments that has been designated for capital projects follows: Electric Enterprise Fund Harbor Enterprise Fund Total Restricted for Capital Projects $ 2,207,427 2,737,814 $ 4,945,241 Custodial Credit Risk The fair value of the City's investments at year-end is shown above. GASB Statement No. 3, as amended by GASB Statement 40, establishes categories as an indication of the level of custodial credit risk involved in the investments. All of the City's remaining investments are in the category of least risk and include investments that are insured or registered in the City's name, or securities that are held by the City or its agent in the City's name. All of the United States treasury bills, treasury notes, and United States agency securities are held in custodial accounts in the U.S. Bank and Bank of New York Trust Departments and are recorded in the City's name, in accordance with safekeeping agreements. U.S. Bank and Bank of New York are not counter parties to security transactions. To limit exposure to custodial credit risk, City policy requires that all deposits and investments be fully insured or collateralized. As of December 31, 2023, $520,000 of the Healthcare Facilities Enterprise Fund cash balance attributable to PSMCC was subject to custodial credit risk. Interest Rate Risk The fair value of the City's fixed -income investments fluctuate in response to changes in market interest rates. Increases in prevailing interest rates generally translate into decreases in fair value of those investments. Fair value of interest rate -sensitive instruments may be affected by the creditworthiness of the issuer, prepayment options, relative values of alternative investments, the liquidity of the instrument, and other general market conditions. The City manages interest rate risk by allocating specific percentages of the portfolio over specified time periods, and generally holds investments for less than five years, which minimizes the sensitivity of fair value to changes in market interest rates. The City has no formal policy relating to a specific deposit or interest rate risk. 39 City of Seward, Alaska Notes to Basic Financial Statements, Continued Option Risk Option risk is the risk that an investment's counterparty may exercise a right embedded in the investment - an embedded option. The City invests in securities issued by U.S. government agencies that contain call provisions. The exercise of the call option by the counterparty occurs during times of declining interest rates; therefore the City is exposed to the risk of having to reinvest at a lower interest rate. In the table above, securities are categorized according to the final maturity, regardless of call option dates. If call options were exercised at the next possible call date, many of the callable securities would mature in less than one year. Concentration of Credit Risk The City's investment policy places no limit on the amount that can be invested in any one issuer. No single holding comprised 5% or more of the portfolio total at December 31, 2023. Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. All of the U.S. Treasuries (SLGS) and Bond investments are rated AAA by Standard and Poor's. AMLIP investments are rated AAAm. At December 31, 2023, the City's investments in U.S. Treasuries (SLGS) and Bond investments implicitly guaranteed by the U.S. Government were rated AAA. The City's investment policy specifies the types of investments that can be purchased in order to limit credit risk. The City may invest in obligations of the United States government, its agencies and instrumentalities; insured or collateralized certificates of deposit; savings accounts; collateralized repurchase agreements; commercial paper maturing within nine months issued by corporations having the highest rating of a national rating agency; bankers' acceptances; and the State investment pool. Credit risk is mitigated by limiting the eligible investment options. (The remainder of this page intentionally left blank.) 40 City of Seward, Alaska Notes to Basic Financial Statements, Continued 4. Receivables Aggregate receivables including applicable allowances for doubtful accounts, are as follows: Governmental Funds Enterprise Funds Total General Nonmajor Governmental Fund Funds Funds Electric Harbor Receivables: Taxes $ 1,026,283 Accounts 256,989 Grants 59,981 Accrued interest 117,194 Leases 522,953 Other 1,026,283 480,600 737,589 1,784,158 331,260 50,743 110,724 1,238,981 117,194 522,953 4,475,561 761,470 490 Gross receivables 1,983,400 531,343 2,514,743 2,545,628 6,046,292 Less: allowance for doubtful accounts Net receivables $ 1,983,400 531,343 2,514,743 (80,277) 2,465,351 (90,678) 5,955,614 Receivables: Taxes Accounts Grants Accrued interest Leases Other Gross receivables Enterprise Funds Nonmajor Total Total Healthcare Enterprise Enterprise Primary SMIC Facilities Funds Funds Government 115,417 2,041,710 9,782 2,166,909 Less: allowance for doubtful accounts Net receivables $ 2,166,909 1,026,283 12,268,000 530,224 15,029,059 15,766,648 1,238,981 1,349,705 4,906 4,906 122,100 6,517,271 7,040,224 967,000 809 1,739,551 1,739,551 13,235,000 535,939 24,529,768 27,044,511 (1,687,000) (23,860) (1,881,815) (1,881,815) 11,548,000 512,079 22,647,953 25,162,696 5. Leases Leases receivable The City is the lessor on several multiple year lease agreements with third parties for various nonfinancial assets. The lengths of the lease terms vary, and the City used their estimated incremental borrowing rate of 5% when there was no stated interest rate in the lease contracts. The City recognized $428,326 in lease revenue and $326,291 in interest revenue for the fiscal year ended December 31, 2023. As of December 31, 2023, the City's receivables for lease payments were $7,040,224. The City also recognized deferred inflows of resources associated with lessor agreements of $6,841,108 at December 31, 2023 that will be recognized as revenue over the remaining lives of the various lease terms. 41 City of Seward, Alaska Notes to Basic Financial Statements, Continued 6. Capital Assets Capital asset activity for the year ended December 31, 2023 was as follows: Governmental Activities Balance Balance January 1, Additions and Deletions and December 31, 2023 Reclassifications Reclassifications 2023 Capital assets not being depreciated: Land and land improvements $ 5,509,589 5,509,589 Construction in progress 90,081 1,535,349 1,625,430 Total assets not being depreciated 5,599,670 1,535,349 7,135,019 Capital assets being depreciated: Buildings and improvements 72,592,708 55,276 72,647,984 Improvements other than buildings 29,294,548 39,400 29,333,948 Machinery and equipment 10,804,328 158,695 10,963,023 Total assets being depreciated 112,691,584 253,371 112,944,955 Less accumulated depreciation for: Buildings and improvements 37,739,787 1,747,881 39,487,668 Improvements other than buildings 18,936,374 610,642 19,547,016 Machinery and equipment 9,352,429 250,537 9,602,966 Total accumulated depreciation 66,028,590 2,609,060 68,637,650 Total capital assets being depreciated 46,662,994 (2,355,689) 44,307,305 Governmental Activities Capital Assets, net $ 52,262,664 (820,340) 51,442,324 (The remainder of this page intentionally left blank.) 42 City of Seward, Alaska Notes to Basic Financial Statements, Continued Business -type Activities Balance Balance January 1, Additions and Deletions and December 31, 2023 Reclassifications Reclassifications 2023 Capital assets not being depreciated and amortized: Land and land improvements $ 30,703,256 30,703,256 Construction in progress 4,898,936 12,244,236 (11,538,916) 5,604,256 Total assets not being depreciated and amortized 35,602,192 12,244,236 (11,538,916) 36,307,512 Capital assets being depreciated: and amortized: Buildings and improvements 38,061,267 38,061,267 Infrastructure 55,794,741 11,474,829 67,269,570 Improvements other than buildings 140,189,499 140,189,499 Right -to -use asset 1,565,000 (1,565,000) Machinery and equipment 32,802,418 1,489,656 (293,718) 33,998,356 Total assets being depreciated and amortizd: 268,412,925 12,964,485 (1,858,718) 279,518,692 Less accumulated depreciation and amortization for: Buildings and improvements 24,012,392 1,061,829 25,074,221 Infrastructure 9,116,432 2,222,089 11,338,521 Improvements other than buildings 112,587,516 3,201,927 115,789,443 Right -to -use asset 368,000 (368,000) Machinery and equipment 24,287,223 1,321,577 (293,718) 25,315,082 Total accumulated depreciation and amortization 170,371,563 7,807,422 (661,718) 177,517,267 Total capital assets being depreciated and amortized 98,041,362 5,157,063 (1,197,000) 102,001,425 Business -type Activities Capital Assets, net $ 133,643,554 17,401,299 (12,735,916) 138,308,937 * The ending balances include $10,104,270 and $7,215,365 of equipment cost and accumulated depreciation and amortization, respectively, related to the Motor Pool Internal Service Fund. 43 City of Seward, Alaska Notes to Basic Financial Statements, Continued Depreciation and amortization for the year ended December 31, 2023 was charged to the functions as follows: Governmental Activities General government $ 77,236 Public safety 246,044 Public works 652,251 Parks and recreation 72,615 Library 243,176 Clinic 10,917 SeaLife Center 1,306,821 Total Governmental Activities $ 2,609,060 Business -type Activities Electric $ 1,550,591 Harbor 1,770,717 SMIC 1,650,234 Healthcare facilities 1,539,470 Water 407,399 Wastewater 346,843 Parking 40,521 In addition, depreciation on capital assets held by the City's Motor Pool internal service fund is charged to the various functions based on their usage of the assets. 501,647 Total Business -type Activities $ 7,807,422 (The remainder of this page intentionally left blank.) 44 City of Seward, Alaska Notes to Basic Financial Statements, Continued 7. Interfund Receivables, Payables and Transfers A schedule of interfund balances and transfers as of and for the year ended December 31, 2023, follows. Interfund balances typically result from short-term operating or capital advances. Transfers typically result from capital matching, operating subsidies, and payment in lieu of taxes. Transfers From General Fund to: Healthcare Facilities Enterprise Fund $ 1,867,801 Nonmajor Enterprise Funds 16,000 Total transfers from General Fund 1,883,801 From Electric Enterprise Fund to: General Fund 1,505,667 From Harbor Enterprise Fund to: General Fund 577,733 Nonmajor Governmental Funds 451,241 From SMIC Enterprise Fund to: General Fund 159,019 From Nonmajor Enterprise Funds to: General Fund 300,489 From Nonmajor Governmental Funds to: General Fund 281,161 Nonmajor Governmental Funds 1,483,311 Total Transfers From Other Funds $ 4,758,621 The City has the following outstanding interfund loans: In 2020, the Motor Pool Internal Service Fund issued an interfund loan in the amount of $565,268 to the Healthcare Facilities Enterprise Fund for the purpose of paying the Seward General Hospital PERS unfunded pension liability. Repayment is scheduled over seven years bearing interest at 5.25%. At December 31, 2023 the outstanding balance of the loan is $267,195 of which $84,549 is presented as current. At December 31, 2023 $14,028 of interest has been accrued on this loan. In 2022, the Motor Pool Internal Service Fund issued an interfund loan in the amount of $930,500 to the Animal Shelter Capital Project Fund for the purpose of financing construction of the new animal shelter. Repayment is scheduled over 30 years and is an interest free loan. At December 31, 2023 the outstanding balance of the loan was $868,467, of which $31,017 is presented as current. In 2022, the Parking Enterprise Fund issued an interfund loan in the amount of $733,212 to the Harbor Enterprise Fund to finance construction of the North East Harbor Launch Ramp and is scheduled to be repaid over ten years bearing interest at 2.5%. At December 31, 2023 the outstanding balance of the loan was $594,720, of which $68,076 is presented as current. 45 City of Seward, Alaska Notes to Basic Financial Statements, Continued 8. Long-term Liabilities The following is a summary of long-term liability transactions of the City for the year ended December 31, 2023: Balance at Balance at Due January 1, December 31, Within Governmental Activities 2023 Additions Retirements 2023 One Year General obligation bonds - $2,890,000 2018 General Obligation bonds, due in annual installments of $110,000 to $200,000, plus interest at 2.5% to 5.0% through May 1, 2037 $ 2,365,000 120,000 2,245,000 125,000 $2,180,000 2021 General Obligation Refunding Bond, due in annual installments of $100,000 to $200,000, plus interest at 4.0% to 5.0% through December 1, 2036 2,080,000 110,000 1,970,000 110,000 Net pension and OPEB liabilities 7,052,402 272,638 7,325,040 Accrued compensated absences 500,181 526,985 500,181 526,985 107,621 Total Governmental Activities Long-term Liabilities $ 11,997,583 799,623 730,181 12,067,025 342,621 Plus unamortized bond premium 569,021 $ 12,636,046 Liquidation of governmental accrued compensated absences is made by the Compensated Absences Internal Service Fund. All other debt service payments above are made by the General Fund. (The remainder of this page intentionally left blank.) 46 City of Seward, Alaska Notes to Basic Financial Statements, Continued Business -type Activities Balance at Balance at Due January 1, December 31, Within 2023 Additions Retirements 2023 One Year Revenue bonds: $17,135,000 refunding long-term care facility bonds, due in annual installments of $870,000 to $1,405,000, plus interest at 2.0% to 5.0% through August 1, 2033 $ 13,350,000 1,000,000 12,350,000 1,045,000 $5,045,000 refunding electric revenue bonds, due in annual installments of $165,000 to $330,000, plus interest at 2.0% to 5.0%, through August 1, 2038 $8,835,000 electric revenue bonds, due in annual installments of $150,000 to $565,000, plus interest at 5.0%, through December 31, 2052 $830,000 2014 A refunding harbor revenue bonds, due in annual installments of $65,000 to $100,000, plus interest at 5.0%, through April 1, 2025 $2,575,000 2014 B refunding harbor revenue bonds, due in annual installments of $210,000 to $320,000, plus interest at 3.0% to 5.0%, through April 1, 2026 Notes payable: $678,740 sewer note payable to State of Alaska Department of Environmental Conservation, due in annual installments of $36,688 including interest at 1.5% through September 1, 2035 4,195, 000 200,000 3,995,000 205,000 8,835,000 8,835,000 290,000 1,185,000 428,109 95,000 275,000 30,267 195,000 95,000 910,000 290,000 397,842 30,721 47 City of Seward, Alaska Notes to Basic Financial Statements, Continued Balance at Balance at Due January 1, December 31, Within Business -type Activities 2023 Additions Retirements 2023 One Year Notes payable, continued: $620,047 sewer note payable to State of Alaska Department of Environmental Conservation, due in annual installments of $35,944 including interest at 1.5% through September 11, 2035 $ 421,672 29,618 392,054 30,063 $2,652,849 water note payable to State of Alaska Department of Environmental Conservation, due in annual installments of $156,844 including interest at 1.5% through April 1, 2027 750,130 145,592 604,538 147,776 Net pension and OPEB liabilities 2,136,588 52,585 2,189,173 Accrued compensated absences 203,649 198,799 203,649 198,799 55,370 Total Business -type Activities Long-term Liabilities $ 31,795,148 251,384 1,979,126 30,067,406 1,898,930 Plus unamortized bond premium 2,493,735 $ 32,561,141 (The remainder of this page intentionally left blank.) 48 City of Seward, Alaska Notes to Basic Financial Statements, Continued Annual debt service requirements to maturity on the bonds and notes follow: General Obligation Bonds Governmental Activities Year Ending December 31, Principal Interest Total 2024 $ 235,000 175,544 410,544 2025 245,000 165,232 410,232 2026 255,000 152,856 407,856 2027 265,000 139,952 404,952 2028 285,000 127,981 412,981 2029-2033 1,595,000 457,802 2,052,802 2034-2037 1,335,000 106,582 1,441,582 $ 4,215,000 1,325,949 5,540,949 Revenue Bonds Business -type Activities Year Ending December 31, Principal Interest Total 2024 $ 1,635,000 1,046,556 2,681,556 2025 1,870,000 964,806 2,834,806 2026 1,860,000 866,506 2,726,506 2027 1,570,000 826,106 2,396,106 2028 1,630,000 761,656 2,391,656 2029-2033 9,025,000 2,931,656 11,956,656 2034-2038 2,830,000 1,826,575 4,656,575 2039-2043 1,655,000 1,308,750 2,963,750 2044-2048 2,105,000 852,500 2,957,500 2049-2052 2,105,000 269,500 2,374,500 26,285,000 11,654,611 37,939,611 Notes Payable Business- type Activities Year Ending December 31, Principal Interest Total 2024 $ 208,560 20,917 229,477 2025 211,689 17,788 229,477 2026 214,864 14,613 229,477 2027 218,086 11,391 229,477 2028 64,514 8,118 72,632 2029-2033 337,379 25,784 363,163 2034-2035 139,342 3,123 142,465 $ 1,394,434 101,734 1,496,168 49 City of Seward, Alaska Notes to Basic Financial Statements, Continued 9. Revenue Bond Requirements Pledged Revenues The enterprise funds have pledged future customer revenues, net of specified operating expenses, to repay revenue bonds. Electric Revenue Bonds The Electric Enterprise Fund has pledged future electric customer revenues, net of specified operating expenses, to repay Electric Enterprise Fund revenue bonds. Proceeds from the bonds provided financing for construction and other capital improvements. The bonds are payable solely from electric customer net revenues and are payable through 2052. The total principal and interest remaining to be paid on the bonds is $22,156,925. Principal and interest paid for the current year and total customer net revenues were $786,700 and $3,051,391, respectively. Harbor Revenue Bonds The Harbor Enterprise Fund has pledged future harbor customer revenues, net of specified operating expenses, to repay Harbor Enterprise Fund revenue bonds. Proceeds from the bonds provided financing for construction and other capital improvements. The bonds are payable solely from harbor customer net revenues and are payable through 2026. The total principal and interest remaining to be paid on the bonds is $1,188,250. Principal and interest paid for the current year and total customer net revenues were $437,350 and $1,312,232, respectively. Healthcare Revenue Bonds The Healthcare Enterprise Fund has pledged future healthcare customer revenues, net of specified operating expenses, to repay Healthcare Enterprise Fund revenue bonds. Proceeds from the bonds provided financing for construction and other capital improvements. The bonds are payable solely from healthcare customer net revenues and are payable through 2033. The total principal and interest remaining to be paid on the bonds is $14,594,438. Principal and interest paid for the current year and total customer net revenues were $1,471,006 and $4,370,128, respectively. (The remainder of this page intentionally left blank.) 50 City of Seward, Alaska Notes to Basic Financial Statements, Continued Revenue Requirements The Electric and Harbor revenue bonds also require that rates be maintained at a level that will produce net revenues after certain adjustments, equal to 1.3 and 1.2, respectively, times the amount required each year to pay the principal and interest. The City met these revenue requirements for both bonds in 2023. The bond coverage calculations are as follows: Electric Revenue Bonds Total revenues, excluding grants $ 14,137,893 Total operating expenses, excluding depreciation (11,086,502) Available for Debt Service $ 3,051,391 Debt service payments: Principal $ 200,000 Interest 586,700 Total Debt Service Payments $ 786,700 Debt Coverage 3.88 Harbor Revenue Bonds Total revenues, excluding grants Total operating expenses, excluding depreciation $ 3,911,478 (2,599,246) Available for Debt Service $ 1,312,232 Debt service payments: Principal $ 370,000 Interest 67,350 Total Debt Service Payments $ 437,350 Debt Coverage 3.00 51 City of Seward, Alaska Notes to Basic Financial Statements, Continued 10. Fund Balances Fund balances, reported for the major funds and the nonmajor funds in the aggregate on the governmental funds balance sheet are subject to the following constraints: General Fund Nonmajor Funds Totals Nonpendable: Prepaid items $ 858,515 206,820 1,065,335 Committed: Working capital 1,500,000 1,500,000 Hospital line of credit 500,000 500,000 Total committed 2,000,000 2,000,000 Assigned: Insurance 597,995 597,995 Capital projects 3,047,284 3,047,284 Public works 2,499 2,499 Total assigned 597,995 3,049,783 3,647,778 Unassigned (deficit) 10,970,377 (841,829) 10,128,548 Total Fund Balances $ 14,426,887 2,414,774 16,841,661 Deficits of ($10,351) and ($831,478) exist in the Teen Council Special Revenue Fund and Animal Shelter Capital Project Fund, respectively. It is expected that these deficits will be eliminated through future revenues or transfers from the General Fund. 11. Employee Retirement Systems and Plans The City follows Governmental Accounting Standards Board (GASB) Codification P20, Accounting for Pensions by State and Local Governmental Employees and GASB Codification P50, Accounting and Financial Reporting by Employers for Post -employment Benefits Other than Pensions. GASB Codification P20 and GASB Codification P50 establish uniform standards for the measurement, recognition, and display of pension and other post -employment benefits other than pensions (healthcare) expenditures/expense and related liabilities, assets, note disclosure and applicable required supplementary information in the financial reports of state and local governmental employers. All full-time employees and certain permanent part-time employees of the City participate in the State of Alaska Public Employees' Retirement System (PERS). In addition to the pension plan, PERS also administers other post -employment benefit (OPEB) plans. The system is governed by the Alaska Retirement Management Board. The benefit and contribution provisions are established by State law and may be amended only by the State legislature. The Administrator of the Plan is the Commissioner of Administration or the Commissioner's designee. 52 City of Seward, Alaska Notes to Basic Financial Statements, Continued Summary of Significant Accounting Policies. The financial statements for PERS are prepared using the accrual basis of accounting. Plan member contributions are recognized in the period in which the contributions are due. The City's contributions are recognized when due and a formal commitment to provide the contributions has been made. Benefits and refunds are recognized when due and payable in accordance with the terms of the plan. All plan investments are reported at fair value. PERS acts as the common investment and administrative agencies for the following multiple - employer plans: Plan Name Type of Plan Defined Benefit Pension Plan (DB) Cost -sharing, Defined Benefit Pension Defined Contribution Pension Plan (DC) Defined Contribution Pension Defined Benefit Other Postemployment Benefits (OPEB): Occupational Death and Disability Plan Cost -sharing, Defined Benefit OPEB Alaska Retiree Healthcare Trust Plan Cost -sharing, Defined Benefit OPEB Retiree Medical Plan Cost -sharing, Defined Benefit OPEB Defined Contribution Other Postemployment Benefits (DC): Healthcare Reimbursement Arrangement Defined Contribution OPEB Plan Plan Memberships The table below includes the plan membership counts from the separately issued financial statements for the various plans: PERS Retired plan members or beneficiaries currently receiving benefits 36,951 Inactive plan members entitled to but not yet receiving benefits 4,781 Inactive plan members not entitled to 9,961 benefits Active plan members 8,557 Total plan memberships 60,250 Other Postemployment Benefit Plans (OPEB) Occupational Death and Disability Plan (ODD) The Occupational Death and Disability Plan provides death benefits for beneficiaries of plan participants and long-term disability benefits to all active members within the System. For the year ended June 30, 2024 (latest available information) the employer contribution rate is 0.68% for peace officers and firefighters and 0.30% for all other members. 53 City of Seward, Alaska Notes to Basic Financial Statements, Continued Alaska Retiree Healthcare Trust Plan (ARHCT) Beginning July 1, 2007, the Alaska Retiree Healthcare Trust Plan (ARHCT), a Healthcare Trust Fund of the State, was established. The ARHCT is self -funded and provides major medical coverage to retirees of the System. The System retains the risk of loss of allowable claims for eligible members. The ARHCT began paying member healthcare claims on March 1, 2008. Prior to that, healthcare claims were paid for by the Retiree Health Fund (RHF). For the year ended June 30, 2024 employer contributions were 0.00% of annual payroll. Retiree Medical Plan (RMP) The retiree medical plan provides major medical coverage to retirees of the DC plan. The plan is self -insured. Members are not eligible to use this plan until they have at least 10 years of service and are Medicare age eligible. For the year ended June 30, 2024 employer contributions were 1.01%. Healthcare Reimbursement Arrangement Plan The Healthcare Reimbursement Arrangement Plan was established to allow medical expenses to be reimbursed from individual savings accounts established for eligible participants. Employer contributions are 3.00% of the average annual compensation of all employees in the plan. Investments The Board is the investment oversight authority of the system's investments. As the fiduciary, the Board has the statutory authority to invest the assets under the Prudent Investor Rule. Fiduciary responsibility for the Board's invested assets is pursuant to AS 37.10.210.390. State of Alaska Department of Treasury provides staff for the Board. Treasury has created a pooled environment by which it manages investments of the Board. Additionally, Treasury manages a mix of Pooled Investment Funds and Collective Investment Funds for the DC Participant -directed Pension plans under the Board's fiduciary responsibility. Rate of Return The money -weighted rate of return expresses investment performance, net of investment expense, adjusted for the changing amounts actually invested. The annual weighted rate of return, net of investment expense, for the year ended June 30, 2023 (latest available report) for the DB Plans for PERS are: DB Pension 7.56%, ARHCT 7.64%, ODD 7.71%, and RMP is 7.71%. For additional information on securities lending, interest rates, credit risks, foreign exchange, derivatives, fair value, and counterparty credit risks, see the separately issued report on the Invested Assets of the State of Alaska Retirement and Benefits Plans at: http:/ /treasury_.dor.alaska.gov/armb/ Reports-and-Policies/Annual-Audited-Financial- Schedules.aspx. 54 City of Seward, Alaska Notes to Basic Financial Statements, Continued The long-term expected rate of return on pension and OPEB plan investments was determined using the building-block method in which best -estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. These ranges are combined to produce the long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and adding expected inflation. The best estimates of arithmetic real rates of return for each major asset class are summarized below for the PERS plan (rates shown below exclude an annual inflation component of 2.82%): Asset Class Broad Domestic Equity Global Equity (ex-U.S.) Aggregate Bonds Real Assets Private Equity Cash Equivalents Long -Term Expected Real Rate of Return 6.17% 6.55% 1.63% 4.87% 11.57% 0.49% Discount Rate: The discount rate used to measure the total pension and OPEB liabilities and assets is 7.25%. The projection of the cash flows used to determine the discount rate assumes that Employer and State contributions will continue to follow the current funding policy, which meets State statutes. Based on those assumptions, the net pension and OPEB plans fiduciary net pension and OPEB liabilities and assets were projected to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on pension and OPEB plan investments were applied to all periods of projected benefit payments to determine the total pension and OPEB liabilities and assets. In the event benefit payments are not covered by the plan's fiduciary net position, a municipal bond rate would be used to discount the benefits not covered by the plan's fiduciary net position. The SEtP Municipal Bond 20-Year High Grade Index rate was 4.13% as of June 30, 2023. Employer and Other Contribution Rates. There are several contribution rates associated with the pension and healthcare contributions and related liabilities. These amounts are calculated on an annual basis. Employer Effective Rate: This is the actual employer pay -in rate. Under current legislation, this rate is statutorily capped at 22% of eligible wages, subject to the salary floor, and other termination costs as described below. This rate is calculated on all PERS participating wages, including those wages attributable to employees in the defined benefit plan. ARM Board Adopted Rate: This is the rate formally adopted by the Alaska Retirement Management Board. This rate is actuarially determined and used to calculate annual Plan funding requirements, without regard to the statutory rate cap or the GASB accounting rate. Prior to July 1, 2015, there were no constraints or restrictions on the actuarial cost method or other assumptions used in the ARM Board valuation. Effective July 1, 2015, the Legislature requires the ARM Board to adopt employer contribution rates for past service liabilities using a level percent of pay method over a closed 25 year term which ends in 2040. This will result in lower ARM Board Rates in future years. 55 City of Seward, Alaska Notes to Basic Financial Statements, Continued On -behalf Contribution Rate: This is the rate paid in by the State as an on -behalf payment as mandated under current statute. Under state law, subject to annual appropriation, the state will contribute an on -behalf payment into the plan in an amount equal to the difference between the ARM Board Rate and the Employer Effective Rate. On -behalf contribution amounts have been recognized in these financial statements as both revenue and expenditures. GASB Rate: This is the rate used to determine the long-term pension and healthcare liability for plan accounting purposes. Certain actuarial methods and assumptions for this rate calculation are mandated by the Governmental Accounting Standards Board (GASB). Medicare Part D subsidies are not reflected in this rate. The rate uses a 7.25% discount rate. Employer Contribution rates for the plan year ended 2024 are as follows: PERS: Pension OPEB Total PERS contribution rates ARM Employer Board State Effective Adopted Contribution Rate Rate Rate 22.00% 0.00% 22.00% 25.10% 3.10% 0.00% 0.00% 25.10% 3.10% Termination Costs: If the City decides to terminate coverage for a department, group, or other classification of members, even if that termination results from the decision to divest of a particular City function, all affected employees in that department, group, or other classification of members become immediately vested in the plan. The City must pay to have a termination study completed. The purpose of the study is to calculate the City's one-time termination costs. The costs represent the amount necessary to fully fund the costs of plan members who become vested through this process and for other changes in actuarial assumptions, such as, earlier than expected retirement, that arise from the act of termination of coverage. The City must pay a lump sum within 60 days of termination or arrange a payment plan that is acceptable to the PERS Administrator. For plan year ended 2023 (measurement period) the past service rate for PERS is 16.33%. Actuarial Assumptions: The total pension and OPEB liabilities on June 30, 2023 (latest available) were determined by an actuarial valuation as of June 30, 2022 which was rolled forward to the measurement date June 30, 2023. These actuarial assumptions were based on the results of an actuarial experience study for the period from July 1, 2017 to June 30, 2021. Inflation Salary Increases 2.50% per year. Increases range from 2.85% to 8.50% based on service. Investment return / discount rate 7.25%, net of expenses based on average inflation of 2.50% and a real return of 4.75%. 56 City of Seward, Alaska Notes to Basic Financial Statements, Continued Mortality Healthcare cost trend rates Based upon 2017-2021 actual experience study and applicable tables contained in Pub-2010, projected with MP-2021 generational improvement. Pre-65 medical: 6.7% grading down to 4.5% Post-65 medical: 5.5% grading down to 4.5% Rx/EGWP: 7.2% grading down to 4.5%. Ultimate trend rates reached in FY2050. The actuarial assumptions used in the June 30, 2022 actuarial valuation are the same as those used in the June 30, 2021 valuation with the following exceptions related to the ARHCT plan: 1. Per capita claims costs were updated to reflect recent experience. 2. Normal cost for administrative expenses were updated to reflect recent two years of actual administrative expenses paid from plan assets. The changes of assumptions from the latest experience study significantly reduced deferred inflows of resources attributable to the City, as well as a net OPEB benefit recognized by the City for the State's proportionate share of OPEB plan expense attributable to the City. In some instances the reduction of revenues and expenses reported for the State's proportionate share of OPEB plan expense attributable to the City creates a net negative Pension/OPEB expense (net pension/OPEB benefit) which results in negative operating grants and contributions for certain functions reported on the Statement of Activities. Alaska Public Employee Retirement System (PERS) - Defined Benefit Plan (DB) Plan Description. The City participates in the Alaska Public Employees' Retirement System (PERS), a cost sharing multiple employer defined benefit pension plan. PERS provides retirement benefits, disability and death benefits, and post -employment healthcare to plan members and beneficiaries. The Plan was established and is administered by the State of Alaska, Department of Administration. The Public Employee's Retirement System issues a publicly available financial report that includes financial statements and required supplementary information for PERS. This report may be obtained from the system at Pouch C, Juneau, Alaska 99811 or online at: http://doa.alaska.gov/drb/pers. Pension Benefits. All tier employee benefits vest with five years of credited service. There are three tiers of employees based on entry date. Tier I employees enrolled prior to July 1, 1986, with five or more years of credited service are entitled to annual pension benefits beginning at normal retirement age 55 or early retirement age 50. For Tier II and III employees enrolled after June 30, 1986, but before July 1, 2006, the normal and early retirement ages are 60 and 55, respectively. All tier employees with 30 or more years of credited service may retire at any age and receive a normal benefit. The PERS defined benefit plan is closed to new hires enrolled on or after July 1, 2006. New hires after this date participate in the PERS defined contribution plan (DC) described later in these notes. 57 City of Seward, Alaska Notes to Basic Financial Statements, Continued Currently there are 150 employers participating in PERS defined benefit plan and 151 participating in PERS defined contribution and OPEB plans. Retirement benefits are calculated by multiplying the average monthly compensation (AMC) times credited PERS service times the percentage multiplier. The AMC is determined by averaging the salaries earned during the five highest (three highest for peace officers/firefighters members or members hired prior to July 1, 1996) consecutive payroll years. Members must earn at least 115 days of credit in the last year worked to include it in the AMC calculation. The PERS pays a minimum benefit of $25 per month for each year of service when the calculated benefit is less. The percentage multipliers for peace officers/firefighters are 2% for the first ten years of service and 2.5% for all service over 10 years. The percentage multipliers for all other participants are 2% for the first ten years, 2.25% for the next ten years, and 2.5% for all remaining service earned on or after July 1, 1986. All service before that date is calculated at 2%. Post -employment healthcare benefits are provided without cost to all members first enrolled before July 1, 1986. Members first enrolled after June 30, 1986, but before July 1, 2006, and who have not reached age 60 may elect to pay for major medical benefits. Post Retirement Pension Adjustments. The plan has two types of postretirement pension adjustments (PRPA). The automatic PRPA is issued annually to all eligible benefit recipients, when the cost of living increases in the previous calendar year. The discretionary PRPA may be granted to eligible recipients by the DB Plan's administrator if the funding ratio of the DB Plan meets or exceeds 105%. If both an automatic and discretionary PRPA are granted, the retiree is eligible for both adjustments, the one that provides the retiree with the greatest benefit will be paid. Funding Policy. In April 2008 the Alaska Legislature passed legislation which statutorily capped the employer contribution, established a state funded "on -behalf" contribution, and required that employer contributions be calculated against all PERS eligible wages, including wages paid to participants of the PERS Tier IV defined contribution plan (DC) described later in these footnotes. The state legislature capped the rate at 22%, with the State contributing an on -behalf payment for the difference between the actuarial contribution and the cap. Salary Floor. During the 25th legislation session, Senate Bill 125 passed, which established a June 30, 2008 salary floor under AS 39.35.255(a)(2). The salary floor is the total base salaries paid by an employer to active employees of the system as of the fiscal year ending June 30, 2008. The statute requires the Division of Retirement and Benefits (Division) to collect employer contributions at a minimum based on FY 2008 base salaries. Employee Contribution Rate. PERS active members are required to contribute 6.75%, 7.50% for peace officers and firefighters, and 9.60% for certain school district employees. 58 City of Seward, Alaska Notes to Basic Financial Statements, Continued Employer contributions for the year ended December 31, 2023, were: Pensions Other Post -Employment (DB) Benefits (DB) $ 948,923 68,372 Public Employees Retirement Plans Total 1,017,295 For the year ended December 31, 2023 the State of Alaska contributed $184,825 (100% pension cost) on -behalf of the City, which has been recorded in the fund financial statements under the modified - accrual basis of accounting. In the government -wide financial statements the on -behalf contribution has been adjusted as of the measurement date of June 30, 2023 to a total of $108,213 to represent the pension/OPEB expense attributable to the State under the full accrual basis of accounting. Pension and OPEB Liabilities and Assets, Pension and OPEB Expense, and Deferred Outflows of Resources and Deferred Inflows of Resources Related to Pensions and OPEB: At December 31, 2023, the City reported liabilities and assets that reflected a reduction for State pension and OPEB support provided to the City. The amount recognized by the City as its proportionate share of net pension and OPEB liabilities (assets), the related State support, and the total portion of the net pension and OPEB liabilities (assets) that were associated with the City were as follows: Defined Benefit: City's proportionate share of the net pension liability State's proportionate share of the net pension liability Total $ $ Pension 9,514,213 3,172,870 12,687,083 OPEB City's proportionate share of the ARHCT OPEB liability (asset) $ (4,211,539) State's proportionate share of the ARHCT OPEB liability (asset) (1,414,184) Total $ (5,625,723) City's proportionate share of the ODD OPEB liability (asset) $ (146,314) City's proportionate share of the RMP OPEB liability (asset) $ (129,320) Total City's share of net pension and OPEB liabilities and assets $ 5,027,040 The net pension and OPEB liabilities and assets were determined by an actuarial valuation as of June 30, 2022, rolled forward to the measurement date of June 30, 2023 and adjusted to reflect updated assumptions. The City's proportion of the net pension and OPEB liabilities and assets were based on the present value of contributions for the fiscal years ending 2024 through 2039, as determined by projections based on the June 30, 2022 valuation. 59 City of Seward, Alaska Notes to Basic Financial Statements, Continued The City's proportionate share and changes in the pension and OPEB liabilities and assets were as follows: June 30, 2023 June 30, 2022 Measurement Measurement Change Pension 0.18349% 0.18029% 0.00320% OPEB: ARHCT 0.18304% 0.17890% 0.00414% ODD 0.28519% 0.28502% 0.00017% RMP 0.27235% 0.26933% 0.00302% Based on the measurement date of June 30, 2023, the City recognized pension expense of $1,634,075; ARHCT OPEB (benefit) of ($1,022,417); ODD OPEB (benefit) of ($4,484); and RM OPEB expense of $16,790 for a total OPEB expense/(benefit) of ($1,010,111) for the year ended December 31, 2023. At December 31, 2023, the City reported deferred outflows of resources and deferred inflows of resources related to pensions and OPEB from the following sources: Defined Benefit: Differences between expected and actual experience Changes of assumptions Net difference between projected and actual earnings on pension plan investments Changes in proportion and differences between City contributions and proportionate share of contributions City contributions subsequent to the measurement date Total Pension Deferred Deferred Outflows Inflows of Resources of Resources $ 248,336 510,740 $ 759,076 (The remainder of this page intentionally left blank.) 60 City of Seward, Alaska Notes to Basic Financial Statements, Continued OPEB ARHCT Deferred Deferred Outflows Inflows of Resources of Resources Differences between expected and actual experience $ 8,744 Changes of assumptions - (77,502) Net difference between projected and actual earnings on OPEB plan investments 191,689 Changes in proportion and differences between City contributions and proportionate share of contributions (13,879) City contributions subsequent to the measurement date Total $ 200,433 (91,381) OPEB ODD Deferred Outflows of Resources Deferred Inflows of Resources Differences between expected and actual experience $ (41,111) Changes of assumptions (609) Net difference between projected and actual earnings on OPEB plan investments 3,378 Changes in proportion and differences between City contributions and proportionate share of contributions 242 (7,356) City contributions subsequent to the measurement date 9,956 Total $ 13,576 (49,076) (The remainder of this page intentionally left blank.) 61 City of Seward, Alaska Notes to Basic Financial Statements, Continued OPEB RMP Deferred Deferred Outflows Inflows of Resources of Resources Differences between expected and actual experience $ 3,941 (4,174) Changes of assumptions 13,906 (105,161) Net difference between projected and actual earnings on OPEB plan investments 10,837 Changes in proportion and differences between City contributions and proportionate share of contributions 2,118 (193) City contributions subsequent to the measurement date 25,925 Total $ 56,727 (109,528) $510,740 and $35,881 are reported as deferred outflows of resources related to pension and OPEB resulting from City contributions subsequent to the measurement date and will be recognized as a reduction of the net pension and OPEB liabilities and as an increase to the net pension and OPEB assets in the year ended December 31, 2024, respectively. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pension and OPEB will be recognized in pension and OPEB expense as follows: Year Ended December 31, Pension OPEB ARHCT OPEB OPEB ODD RMP 2024 $ (10,614) (16,115) 2025 (11,286) (18,200) 2026 (5,453) 2027 (7,483) (19,030) 2028 - (5,850) (13,642) Thereafter (4,770) (11,739) Total $ 248,336 109,052 (45,456) (78,726) (94,185) (208,304) 563,533 (12,708) (166, 027) (173,156) 459,971 (11,736) For the year ended December 31, 2023, the City recognized $237,715 and ($64,702) of pension and OPEB amortization of the net deferred outflows and inflows of resources, respectively. Sensitivity of the Net Pension and OPEB Liabilities and Assets to Changes in the Discount Rate: The following presents the net pension and OPEB liabilities and assets of the plan calculated using the discount rate of 7.25%, as well as what the Plans' net pension and OPEB liabilities and assets would be if they were calculated using a discount rate that is 1-percentage-point lower (6.25%) or 1- percentage-point higher (8.25%) than the current rate: Net pension liability Net OPEB ARHCT (asset) Net OPEB ODD (asset) Net OPEB RMP (asset) 1% Decrease (6.25%) Current Rate (7.25%) 1% Increase (8.25%) $ 12,772,803 9,514,213 6,761,665 $ (2,799,383) (4,211,539) (5,397,829) $ (137,476) (146,314) (153,193) $ (4,494) (129,320) (224,677) 62 City of Seward, Alaska Notes to Basic Financial Statements, Continued Sensitivity of the City's proportionate share of the Net OPEB liability and assets to changes in the healthcare cost trend rates. The following present the City's proportionate share of the net OPEB liability (asset), as well as what the City's proportionate share of the net OPEB liability (asset) would be if it were calculated using healthcare cost trend rates that are 1-percentage-point lower or 1- percentage-point higher than the current healthcare cost trend rates: 1% Decrease Current Rate 1% Increase Net OPEB ARHCT (asset) $ (5,533,523) (4,211,539) (2,637,418) Net OPEB ODD (asset) $ N/A (146,314) N/A Net OPEB RMP liability (asset) $ (237,474) (129,320) 15,954 Alaska Public Employee Retirement System (PERS) - Defined Contribution Plan (DC) Plan Description and Funding Requirements. Cities and Public Employers in the State of Alaska have a defined contribution retirement plan (PERS Tier IV) for new hires first enrolled on or after July 1, 2006. This Plan is administered by the State of Alaska, Department of Administration in conjunction with the defined benefit plan noted above. The Administrator of the Plan is the Commissioner of Administration or the Commissioner's designee. Plan members make mandatory contributions of 6.75% of gross eligible compensation. This amount goes directly to the individual's account. State statutes require the employer to contribute 5.00% of employees' eligible compensation. Additionally, employers are required to contribute to OPEB (DB): 1.01% for the retiree medical plan (DB), 0.30% and 0.68% (peace officers) for occupational and death and disability benefits (DB) and 3.00% of employers' average annual employee compensation to the health reimbursement arrangement (HRA DC). The effective employer contribution is capped at 22.00% with anything in excess of the previously listed rates being contributed to the Defined Benefit Unfunded Liability (DBUL). Plan members are 100% vested with their contributions. Members become vested in employers' contributions as follows: 2 years of service - 25% 3 years of service - 50% 4 years of service - 75% 5 years of service - 100% The City contributed $386,168 for the year ended December 31, 2023, which included forfeitures of $31,066 which have been applied as employer contributions. 63 City of Seward, Alaska Notes to Basic Financial Statements, Continued 12. International Brotherhood of Electrical Workers Defined Benefit Plan Certain Electric Fund employees are members of the International Brotherhood of Electrical Workers (IBEW), and participate in a cost -sharing defined benefit plan, the Alaska Electrical Pension Plan of the Alaska Electrical Pension Fund (IEBW Plan). The Alaska Electrical Pension Trust (AEPT) Board of Trustees administers the IBEW Plan and has the authority to establish and amend benefit terms and approve changes in employer required contributions. Each year, AEPT issues annual financial reports that can be obtained by writing the plan administrator, Alaska Electrical Pension Trust, 2600 Denali Street, Suite 200, Anchorage, Alaska 99503. The City had seven employees covered by the Plan as of December 31, 2023. The IBEW Plan provides several levels of retirement benefits, including early retirement, normal retirement, late retirement, and disability retirement and includes several options for spouse participation and death benefits. The City contributes to the IBEW Plan for its covered employees according to the terms of its Agreement Covering Terms and Conditions of Employment (Agreement) with the IBEW Local 1547. The current Agreement became effective on July 1, 2022 and expires on June 30, 2025. The Agreement automatically renews for a period of one year from its expiration date and for successive periods of one year each thereafter for so long as there is no proper notification of an intent to negotiate a successor Agreement. Employer contributions are determined from hours of work reported by participating employers and the contractual employer contribution rate in effect. The City's required contribution to the IBEW Plan for each hour for which compensation is paid to the employee for July 1, 2022 to June 30, 2023 was $9.33 and July 1, 2022 to December 31, 2023 was $9.70. The City's total employer contributions to the IBEW Plan for 2023 were $163,535. These amounts are paid during the normal course of business in the month following each year end. The City is not subject to withdrawal penalties, nor are there any future minimum payments to the IBEW Plan required other than the contribution per hour compensated as required by the Agreement. Defined Contribution Plan - Money Purchase Plan The Agreement requires employer contributions to be made in an amount of $225 per month for eligible employees to the Alaska Electrical Workers Money Purchase Plan (Money Purchase Plan). The City's employer and employee contributions to the Money Purchase Plan during 2023 were $18,225 and $63,226, respectively. One hundred percent (100%) of the City's required contributions to the IBEW plans have been made through these contributions to the AETF. 13. Deferred Compensation Plan The City offers its employees a voluntary deferred compensation plan created in accordance with Internal Revenue Code Section 457. The Plan, available to all employees, permits them to defer a portion of their salary until future years. The deferred compensation is not available to employees until termination, retirement, death, or unforeseeable emergency. The provisions of the Plan require that all assets and income of the Plan be held in trust for the exclusive benefit of participants and their beneficiaries. 64 City of Seward, Alaska Notes to Basic Financial Statements, Continued 14. Risk Management The City faces a considerable number of risks of loss, including (a) damage to and loss of property and contents, (b) employee torts, (c) professional liability; i.e., errors and omissions, (d) environmental damage, (e) workers' compensation; i.e., employee injuries, and (f) medical insurance costs of employees. The City is a member of the Alaska Municipal League Joint Insurance Association (JIA), a governmental insurance pool established by the Alaska Municipal League. The JIA provides the City coverage for property, including building and contents, automobiles, mobile equipment, data processing equipment and boiler and machinery; casualty, including general liability, public officials and employees liability, law enforcement professional liability, auto liability and employee benefit liability; workers' compensation, including employers liability; and commercial blanket bond. The City maintains supplemental marine insurance and firefighters group accident coverage with insurance companies placed through JIA. The City has no coverage for potential losses from environmental damages. The JIA is a public entity risk pool organized to share risks among its members. The Association's bylaws provide for the assessment of supplemental contributions from members in the event that losses and expenses for any coverage year exceed the annual contributions and income earned on such contributions for the year. Such supplemental contributions shall be based on each member's deposit contribution in comparison to the aggregate deposit contributions of all members. The Association made no supplemental assessments during the year ended December 31, 2023. The JIA provides loss control services and conducts periodic inspections to ensure safe operations. The City has utilized an established safety committee to review and recommend safety policies and procedures for all departments. The City Council has committed a portion of the General Fund balance to meet potential losses not covered by insurance and insurance deductibles. The City also participates in the Alaska Public Utilities Insurance Trust, which provides insurance coverage for employee health benefits. The Plan is a public entity risk pool in which risks are shared among the members. Stop loss insurance limits participants' liability for individual and aggregate claims. There was no significant reduction in the City's major categories of risk insurance coverage from the prior year, and the amount of settlements for the past three fiscal years did not materially exceed the City's insurance coverage. 15. Commitments and Contingencies Amounts received or receivable from grantor agencies are subject to audit and adjustment by grantor agencies, principally the state and federal government. Any disallowed claims, including any amount already collected, could become a liability of the applicable funds. 65 City of Seward, Alaska Notes to Basic Financial Statements, Continued The City of Seward is the owner of the Alaska SeaLife Center ("Center"), which is operated on the City's behalf by the Seward Association for the Advancement of Marine Science ("SAAMS"). The City is obligated to abide by provisions of the Cooperative Agreement ("Agreement") between the City and the State of Alaska Department of Fish and Game, which served as a significant funding source for the construction of the Center. The City has passed most of its obligations for operating the Center on to SAAMS through a management and operating agreement ("Operating Agreement"), but the City ultimately remains responsible to ensure that provisions of the Agreement with the State are met. The Operating Agreement requires, in part, that SAAMS maintain sufficient termination fund reserves to enable the City to operate the facility for up to one full year in the event SAAMS is unable to meet its obligations under the Operating Agreement. The estimated costs of operating the Center for a full year are not easily measured based on imprecise definitions of the requirements, but could approach $3 million per year. The Operating Agreement does not require SAAMS to maintain that level of reserves, and to the extent their termination fund reserve levels are inadequate, the City would be expected to cover any shortfall. Should the City be required to cover any shortfall, there could be a material adverse impact on the General Fund undesignated reserves. Various other claims and lawsuits against the City are pending, but are either covered by insurance or are the types which are normal and reasonable in view of the City's operations. City management believes the total amount of the liability, if any, which may arise from such claims and lawsuits beyond that which is covered by insurance would not have a material effect on the City's financial condition or its ability to carry on its activities as now conducted. 16. Subsequent Accounting Pronouncements The Governmental Accounting Standards Board has issued several new accounting principles with upcoming implementation dates covering several topics as follows: • GASB 100 Accounting Changes and Error Corrections —an amendment of GASB Statement No. 62. Effective for fiscal years beginning after June 15, 2023. Multiple effective dates. • GASB 101 Compensated Absences. Effective for fiscal years beginning after December 15, 2023. GASB Statement No. 100 will improve the clarity of the accounting and financial reporting requirements for accounting changes and error corrections, which will result in greater consistency in application in practice. In turn, more understandable, reliable, relevant, consistent, and comparable information will be provided to financial statement users for making decisions or assessing accountability. In addition, the display and note disclosure requirements will result in more consistent, decision useful, understandable, and comprehensive information for users about accounting changes and error corrections. GASB Statement No. 101 unified recognition and measurement model in this Statement will result in a liability for compensated absences that more appropriately reflects when a government incurs an obligation. In addition, the model can be applied consistently to any type of compensated absence and will eliminate potential comparability issues between governments that offer different types of leave. 66 City of Seward, Alaska Notes to Basic Financial Statements, Continued The model also will result in a more robust estimate of the amount of compensated absences that a government will pay or settle, which will enhance the relevance and reliability of information about the liability for compensated absences. 67 Required Supplementary Information Exhibit F-1 City of Seward, Alaska General Fund Schedule of Revenues, Expenditures, and Changes in Fund Balance - Original and Final Budget and Actual Year Ended December 31, 2023 Budgeted Amounts Variance with Original Final Actual Final Budget Revenues Taxes $ 9,057,500 9,057,500 10,596,294 1,538,794 Licenses and permits 177,050 177,050 219,131 42,081 Intergovernmental 1,548,510 1,548,510 1,201,572 (346,938) Charges for services 4,122,817 4,122,817 3,756,247 (366,570) Fines and bails 16,500 16,500 19,203 2,703 Investment income 487,628 487,628 Other 270,220 290,832 329,131 38,299 Total Revenues 15,192, 597 15, 213, 209 16,609,206 1,395,997 Expenditures Current: General government 5,083,425 6,010,640 5,312,135 698,505 Public safety 5,647,080 5,685,080 5,145,275 539,805 Public works 2,131,191 2,170,591 1,961,086 209,505 Parks and recreation 1,961,721 1,961,721 1,731,171 230,550 Library 797,593 797,593 758,259 39,334 Debt service: Principal payments 230,000 (230,000) Interest and payments 185,606 (185,606) Total Expenditures 15,621,010 16,625,625 15,323,532 1,302,093 Excess of Revenues Over (Under) Expenditures (428,413) (1,412,416) 1,285,674 2,698,090 Other Financing Sources (Uses) Transfers in 2,485,019 2,753,112 2,824,069 70,957 Transfers out (1,641,000) (1,641,000) (1,883,801) (242,801) Total Other Financing Sources (Uses) 844,019 1,112,112 940,268 (171,844) Change in Fund Balance $ 415,606 (300,304) 2,225,942 2,526,246 Fund Balance, beginning of year 12,200,945 Fund Balance, end of year $ 14,426,887 See accompanying notes to required supplementary information. 68 Exhibit G-1 City of Seward, Alaska Schedule of the City's Proportionate Share of the Net Pension Liability Public Employees' Retirement System (PERS) December 31, 2023 Year City's Proportionate Share of the Plan Fiduciary City's City's State of Alaska Net Pension Net Position as Proportion Proportionate Proportionate Liability as a a Percentage of the Net Share of the Share of the Total City's Percentage of of the Total Pension Net Pension Net Pension Net Pension Covered Covered Pension Liability Liability Liability Liability Payroll Payroll Liability 2015 0.1853% $ 8,985,893 $ 2,408,070 $ 11,393,963 $ 5,021,085 179% 63.96% 2016 0.2068% $ 11,558,576 $ 1,457,718 $ 13,016,294 $ 5,098,436 227% 59.55% 2017 0.1565% $ 8,088,553 $ 3,013,251 $ 11,101,804 $ 4,902,901 165% 63.37% 2018 0.1867% $ 9,276,595 $ 2,687,289 $ 11,963,884 $ 5,160,904 180% 65.19% 2019 0.1569% $ 8,586,970 $ 3,409,173 $ 11,996,143 $ 5,123,006 168% 63.42% 2020 0.1512% $ 8,920,386 $ 3,692,619 $ 12,613,005 $ 4,838,355 184% 61.61% 2021 0.1815% $ 6,658,097 $ 901,089 $ 7,559,186 $ 5,588,777 119% 76.46% 2022 0.1803% $ 9,188,990 $ 2,542,744 $ 11,731,734 $ 5,779,823 159% 67.97% 2023 0.1835% $ 9,514,213 $ 3,172,870 $ 12,687,083 $ 6,251,500 152% 68.23% See accompanying notes to Required Supplementary Information. 69 Exhibit G-2 City of Seward, Alaska Schedule of the City's Proportionate Share of the Net OPEB Liability (Asset) Public Employees' Retirement System (PERS) December 31, 2023 City's Proportionate Plan Fiduciary City's City's State of Alaska Share of the Net Position as Proportion Proportionate Proportionate Net OPEB a Percentage of the Net Share of the Share of the Total Liability as a of the Total OPEB Net OPEB Net OPEB Net OPEB City's Percentage of OPEB Liability Liability Liability Liability Covered Covered Liability Year (Asset) (Asset) (Asset) (Asset) Payroll Payroll (Asset) Alaska Retiree Healthcare Trust Plan (ARHCT): 2017 0.1565% $ 1,321,817 $ 492,356 $ 1,814,173 $ 4,902,901 26.96% 89.68% 2018 0.1866% $ 1,915,028 $ 556,157 $ 2,471,185 $ 5,160,904 37.11% 88.12% 2019 0.1569% $ 232,830 $ 92,538 $ 325,368 $ 5,123,006 4.54% 98.13% 2020 0.1511% $ (684,490) $ (283,697) $ (968,187) $ 4,838,355 -14.15% 106.15% 2021 0.1824% $ (4,678,439) $ (610,964) $ (5,289,403) $ 5,588,777 -83.71% 135.54% 2022 0.1789% $ (3,520,238) $ (1,007,644) $ (4,527,882) $ 5,779,823 -60.91% 128.51% 2023 0.1830% $ (4,211,539) $ (1,414,184) $ (5,625,723) $ 6,251,500 -67.37% 133.96% Occupational Death and Disability (ODD): 2017 0.2280% $ (32,352) $ $ (32,352) $ 4,902,901 -0.66% 212.97% 2018 0.2258% $ (43,856) $ $ (43,856) $ 5,160,904 -0.85% 270.62% 2019 0.2477% $ (60,055) $ $ (60,055) $ 5,123,006 -1.17% 297.43% 2020 0.2547% $ (69,440) $ $ (69,440) $ 4,838,355 -1.44% 283.81% 2021 0.2561% $ (112,865) $ $ (112,865) $ 5,588,777 -2.02% 374.22% 2022 0.2850% $ (124,946) $ $ (124,946) $ 5,779,823 -2.16% 348.80% 2023 0.2852% $ (146,314) $ $ (146,314) $ 6,251,500 -2.34% 349.24% Retiree Medical Plan (RMP): 2017 0.2280% $ 11,890 $ $ 11,890 $ 1,703,098 0.70% 93.98% 2018 0.2258% $ 28,734 $ $ 28,734 $ 1,690,592 1.70% 88.71% 2019 0.2275% $ 54,424 $ $ 54,424 $ 1,306,356 4.17% 83.17% 2020 0.2385% $ 16,914 $ $ 16,914 $ 1,370,400 1.23% 95.23% 2021 0.2416% $ (64,842) $ $ (64,842) $ 1,489,300 -4.35% 115.10% 2022 0.2693% $ (93,540) $ $ (93,540) $ 1,610,791 -5.81% 120.08% 2023 0.2724% $ (129,320) $ $ (129,320) $ 6,251,500 -2.07% 124.29% See accompanying notes to Required Supplementary Information. 70 Exhibit G-3 City of Seward, Alaska Schedule of the City's Contributions (Pension) Public Employees' Retirement System (PERS) December 31, 2023 Year Contributions Relative to the Contributions Contractually Contractually Contribution City's as a Percentage Required Required Deficiency Covered of Covered Contribution Contribution (Excess) Payroll Payroll 2015 $ 485,647 $ (485,647) $ $ 5,098,436 9.53% 2016 $ 541,407 $ (541,407) $ $ 4,902,901 11.04% 2017 $ 645,662 $ (645,662) $ $ 5,160,904 12.51% 2018 $ 644,586 $ (644,586) $ - $ 5,123,006 12.58% 2019 $ 550,925 $ (547,855) $ 3,070 $ 4,838,355 11.39% 2020 $ 567,373 $ (570,443) $ (3,070) $ 4,894,286 11.59% 2021 $ 703,865 $ (716,692) $ (12,827) $ 5,522,664 12.75% 2022 $ 857,967 $ (850,713) $ 7,254 $ 6,158,904 13.93% 2023 $ 951,820 $ (948,923) $ 2,897 $ 6,379,377 14.92% See accompanying notes to Required Supplementary Information. 71 Exhibit G-4 City of Seward Alaska Schedule of the City's Contributions (OPEB) Public Employees' Retirement System (PERS) December 31, 2023 Year Contributions Relative to the Contributions Contractually Contractually Contribution City's as a Percentage Required Required Deficiency Covered of Covered Contribution Contribution (Excess) Payroll Payroll Alaska Retiree Healthcare Trust Plan (ARHCT): 2017 $ 285,897 $ (285,897) $ $ 5,160,904 5.54% 2018 $ 207,098 $ (207,098) $ $ 5,123,006 4.04% 2019 $ 209,371 $ (209,371) $ $ 4,838,355 4.33% 2020 $ 163,155 $ (163,155) $ $ 4,894,286 3.33% 2021 $ 110,629 $ (110,629) $ $ 5,522,664 2.00% 2022 $ 47,816 $ (47,816) $ $ 6,158,904 0.78% 2023 $ $ - $ $ 6,379,377 0.00% Occupational Death and Disability (ODD): 2017 $ 5,285 $ (5,285) $ $ 5,160,904 0.10% 2018 $ 7,742 $ (7,742) $ $ 5,123,006 0.15% 2019 $ 10,726 $ (10,726) $ $ 4,838,355 0.22% 2020 $ 12,097 $ (12,097) $ $ 4,894,286 0.25% 2021 $ 14,889 $ (14,889) $ $ 5,522,664 0.27% 2022 $ 17,905 $ (17,905) $ $ 6,158,904 0.29% 2023 $ 18,199 $ (18,199) $ $ 6,379,377 0.29% Retiree Medical Plan (RMP): 2017 $ 26,831 $ (26,831) $ $ 1,703,098 1.58% 2018 $ 26,770 $ (26,770) $ $ 1,690,592 1.58% 2019 $ 34,650 $ (34,650) $ $ 1,306,356 2.65% 2020 $ 42,569 $ (42,569) $ $ 1,370,400 3.11% 2021 $ 45,130 $ (45,130) $ $ 1,489,300 3.03% 2022 $ 50,710 $ (50,710) $ $ 1,762,795 2.88% 2023 $ 50,173 $ (50,173) $ $ 1,755,309 2.86% See accompanying notes to Required Supplementary Information. 72 Exhibit G-5 City of Seward, Alaska Schedule of the City's Contributions (Pension) International Brotherhood of Electrical Workers (IBEW) Defined Benefit Pension Plan December 31, 2023 Year Contributions Relative to the Contributions Contractually Contractually Contribution City's as a Percentage Required Required Deficiency Covered of Covered Contribution Contribution (Excess) Payroll Payroll 2014 $ 72,669 $ (72,669) $ $ 806,727 9.01% 2015 $ 81,964 $ (81,964) $ $ 668,257 12.27% 2016 $ 102,429 $ (102,429) $ $ 752,587 13.61% 2017 $ 129,627 $ (129,627) $ $ 790,348 16.40% 2018 $ 103,547 $ (103,547) $ - $ 958,591 10.80% 2019 $ 113,631 $ (113,631) $ $ 862,937 13.17% 2020 $ 133,453 $ (133,453) $ $ 865,034 15.43% 2021 $ 127,768 $ (127,768) $ $ 921,477 13.87% 2022 $ 152,357 $ (152,357) $ $ 992,737 15.35% 2023 $ 163,535 $ (163,535) $ $ 1,173,382 13.94% See accompanying notes to required supplementary information. 73 City of Seward, Alaska Notes to Required Supplementary Information December 31, 2023 Budgets and Budgetary Accounting The City follows these procedures in establishing the budgetary data reflected in the fund financial statements: • The City manager must submit to the city council by November 15th a proposed operating budget for the next biennial fiscal year commencing the following January 1. The operating budget includes proposed expenditures which shall not exceed the expected revenues of the city. • The budget proposal of the city manager shall be reviewed by the council and shall be available for public inspection in the office of the city clerk. The Council shall direct that a public hearing on the biennial budget proposal shall be held not less than one week before its final adoption. Notice of the public hearing shall be published in a newspaper by the City clerk at least one week prior to the date of the hearing. • At a regular meeting held not less than ten days prior to the end of the fiscal year, the council shall, by resolution, adopt a budget for the next two fiscal years and make appropriation of the money needed therefore. If the council does not adopt a biennial budget prior to the third day preceding the commencement of the next fiscal year, it shall be held to make an appropriation therefore, without any further council action. • Amendments to the budget can occur anytime during the fiscal year through the City Council or administrative action. Generally, the following actions are required at the level of the particular change. o The City Council may at any time, amend the budget by passing an appropriating resolution that amends the original budget. o Unencumbered appropriation balances may be transferred to any department within the same fund by the city manager at any time. At the request of the city manager, or on its own initiative, the council may transfer unencumbered balances from one fund to another. • Appropriations lapse at year end to the extent that they have not been expended for all funds, except Capital Projects Funds, which lapse at project completion. • Budgets adopted by the City Council are in accordance with accounting principles generally accepted in the United States of America. • The City published a separate 2023-2024 biennial budget document. That document may be obtained from the City of Seward, City Clerk, 410 Adams Street City Hall Building, Seward, AK 99664 or at www.cityofseward.us. Excess of Expenditures over Appropriations The Council approves operating budgets and appropriations of direct costs at the function and department level. For the year ended December 31, 2023, expenditures exceeded appropriations in the following General Fund function: Debt service $ 415,606 74 City of Seward, Alaska Notes to Required Supplementary Information, Continued Public Employees' Retirement System Schedule of City's Proportionate Share of Net Pension and OPEB Liability (Asset) The table is presented based on the Plan measurement date which is six months prior to fiscal year end for all years presented. Changes in Actuarial Assumptions, Methods, and Benefits Since the Prior Valuation Defined Benefit Pension and Postemployment Healthcare Benefit Plan a) Changes in Methods Since the Prior Valuation - June 30, 2021 to June 30, 2022 There were no changes in actuarial methods since the prior valuation. b) Changes in Assumptions Since the Prior Valuation - June 30, 2021 to June 30, 2022 Effective for the June 30, 2022 valuation, the Alaska Retirement Management Board adopted the changes to the demographic and economic assumptions recommended by the actuary, based on the results of an experience study performed on the plan experience from July 1, 2017 to June 30, 2021. The changes in assumptions were adopted at the June 2022 Board meeting. The effect of the new assumptions was to increase the actuarial accrued liability as of June 30, 2022 by approximately $144 million for pension and $21 million for healthcare. The healthcare per capital claims cost assumption is updated for each valuation. The amounts included in the Normal Cost for the administrative expenses were updated based on the last two years of actual administrative expenses paid from plan assets. c) Changes in Benefit Provisions Since the Prior Valuation - June 30, 2021 to June 30, 2022 There were no changes in benefit provisions since the prior valuation. Defined Contribution Occupational Death and Disability and Retiree Medical Benefits Plans a) Changes in Methods Since the Prior Valuation - June 30, 2021 to June 30, 2022 There were no changes in the asset or valuation methods since the prior valuation. b) Changes in Assumptions Since the Prior Valuation - June 30, 2021 to June 30, 2022 Effective for the June 30, 2022 valuation, the Alaska Retirement Management Board adopted the changes to the demographic and economic assumptions recommended by the actuary, based on the results of an experience study performed on the plan experience from July 1, 2017 to June 30, 2021. The changes in assumptions were adopted at the June 2022 Board meeting. The effect of the new assumptions was to decrease the actuarial accrued liability as of June 30, 2022 by less than $1,000 for occupational death Ft disability and by approximately $3,374,000 for retiree medical. The healthcare per capital claims cost assumption is updated for each valuation. The amounts included in the Normal Cost for the administrative expenses were updated based on the last two years of actual administrative expenses paid from plan assets. c) Changes in Benefit Provisions Since the Prior Valuation - June 30, 2021 to June 30, 2022 There have been no changes in benefit provisions valued since the prior valuation. The GASB requires ten years of information be presented. However, until a full ten years of information is available, the City will present only those years for which information is available. Schedule of City Contributions (Pension) and (OPEB) The table valuation date is June 30, 2022 which was rolled forward to June 30, 2023. Actuarially determined contribution rates are calculated as of June 30th, two years prior to the fiscal year in which contributions are reported. 75 Additional Supplementary Information General Fund The General Fund is established to account for the revenues and expenditures necessary to carry out basic governmental activities of the City such as fire and police protection, public works, recreation, planning, administrative services, etc. Appropriations are made from the General Fund annually. Revenue is recorded by source, i.e., taxes, charges for services, intergovernmental. Expenditures are recorded first by function then by activity and object of expenditures. Exhibit H-1 City of Seward, Alaska General Fund Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual Year Ended December 31, 2023 Final Budget Actual Variance Revenues Taxes: Sales $ 6,500,000 7,856,783 1,356,783 Property 1,739,000 1,738,875 (125) Hotel/motel room 725,000 840,428 115,428 Payments in lieu of taxes 90,000 156,404 66,404 Penalties and interest 3,500 3,804 304 Total taxes 9,057,500 10,596,294 1,538,794 Licenses and permits: Building permits 70,400 120,796 50,396 Taxi permits 1,000 2,441 1,441 Department of Motor Vehicles commissions 80,000 62,300 (17,700) Animal control licenses 200 85 (115) Business licenses 22,000 21,600 (400) Miscellaneous 3,450 11,909 8,459 Total licenses and permits 177,050 219,131 42,081 Intergovernmental: Jail contract 564,810 521,537 (43,273) Dispatch contracts 88,800 88,800 - Raw fish tax 400,000 317,042 (82,958) Shared fisheries business and landing tax 2,400 5,049 2,649 Library grants 7,000 7,000 Community assistance program 107,071 107,071 PERS relief program 142,298 142,298 Other grants 485,500 12,775 (472,725) Total intergovernmental 1,548,510 1,201,572 (346,938) Charges for services: Administrative 2,243,143 2,243,143 Rents and leases 115,000 63,658 (51,342) Copying charges 5,000 12,248 7,248 Work orders 2,261 396 (1,865) Recreation 1,738,952 1,416,045 (322,907) Library and museum 18,461 20,757 2,296 Total charges for services $ 4,122, 817 3,756,247 (366,570) (continued) 76 Exhibit H-1, continued City of Seward, Alaska General Fund Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual, continued Year Ended December 31, 2023 Final Budget Actual Variance Revenues, continued Fines and bails $ 16,500 19,203 2,703 Investment income 487,628 487,628 Other revenues: Sale of land, equipment and gravel 230,000 136,912 (93,088) Refuse contract 25,750 28,303 2,553 Insurance recovery 46,354 46,354 Interest 29,234 29,234 Other 35,082 88,328 53,246 Total other 290,832 329,131 38,299 Total Revenues 15,213,209 16,609,206 1,395,997 Expenditures General government: Mayor and council: Salaries 233,419 230,720 2,699 Employee benefits 193,142 218,093 (24,951) Audit 140,700 134,197 6,503 Legal 5,000 5,000 Purchased services 45,140 17,945 27,195 Supplies and maintenance 59,630 53,717 5,913 Legislative representation 177,500 169,837 7,663 General and administrative 112,960 86,527 26,433 Total mayor and council 967,491 911,036 56,455 City manager: Salaries 423,613 463,353 (39,740) Employee benefits 238,725 186,140 52,585 Purchased services 61,010 64,766 (3,756) Supplies and maintenance 11,334 33,124 (21,790) Legislative representation 2,740 (2,740) General and administrative 63,600 37,187 26,413 Total city manager 798,282 787,310 10,972 (continued) 77 Exhibit H-1, continued City of Seward, Alaska General Fund Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual, continued Year Ended December 31, 2023 Final Budget Actual Variance Expenditures, continued Management information systems: Salaries $ 278,375 319,033 (40,658) Employee benefits 167,600 173,908 (6,308) Purchased services 22,515 16,428 6,087 Supplies and maintenance 209,600 208,871 729 General and administrative 13,691 8,429 5,262 Total management information systems 691,781 726,669 (34,888) Finance: Salaries 466,028 440,235 25,793 Employee benefits 373,950 312,344 61,606 Purchased services 546,615 336,232 210,383 Supplies and maintenance 112,800 61,018 51,782 General and administrative 21,570 17,801 3,769 Total finance 1,520,963 1,167,630 353,333 Community development: Salaries 187,500 229,314 (41,814) Employee benefits 160,450 146,022 14,428 Purchased services 876,003 556,510 319,493 Supplies and maintenance 11,558 405 11,153 General and administrative 13,100 7,995 5,105 Total community development 1,248,611 940,246 308,365 General services: Salaries 52,525 15,410 37,115 Employee benefits 17,010 3,449 13,561 Purchased services 117,790 140,348 (22,558) Supplies and maintenance 86,860 38,360 48,500 General and administrative 7,327 33,512 (26,185) Total general services 281,512 231,079 50,433 Contributions to organizations: Senior Citizens 80,000 80,000 Chamber of Commerce 300,000 300,000 Boys and Girls Club 25,000 25,000 Alaska Sea Life Center 72,000 118,165 Small businesses 25,000 25,000 (46,165) Total contributions to organizations 502,000 548,165 (46,165) Total general government $ 6,010,640 5,312,135 698,505 (continued) 78 Exhibit H-1, continued City of Seward, Alaska General Fund Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual, continued Year Ended December 31, 2023 Final Budget Actual Variance Expenditures, continued Public safety: Police: Salaries $ 1,538,775 1,365,879 172,896 Employee benefits 1,034,865 822,930 211,935 Purchased services 238,467 210,574 27,893 Supplies and maintenance 165,013 122,245 42,768 General and administrative 90,762 67,644 23,118 Capital outlay 40,000 19,773 20,227 Total police 3,107,882 2,609,045 498,837 Jail: Salaries 406,270 310,238 96,032 Employee benefits 267,030 204,187 62,843 Purchased services 36,200 40,837 (4,637) Supplies and maintenance 21,900 12,586 9,314 General and administrative 130,795 120,001 10,794 Total jail 862,195 687,849 174,346 Animal control: Salaries 127,445 138,623 (11,178) Employee benefits 63,645 65,885 (2,240) Purchased services 12,774 35,705 (22,931) Supplies and maintenance 31,200 18,563 12,637 General and administrative 5,670 712 4,958 Capital outlay 20,000 (20,000) Total animal control 240,734 279,488 (38,754) Fire: Salaries 291,015 347,600 (56,585) Employee benefits 192,295 251,295 (59,000) Purchased services 263,353 251,200 12,153 Supplies and maintenance 73,492 60,560 12,932 General and administrative 76,980 76,353 627 Total fire 897,135 987,008 (89,873) Volunteer training: Employee benefits 17,300 10,000 7,300 Purchased services 38,786 34,660 4,126 Supplies and maintenance 71,900 61,884 10,016 General and administrative 46,920 44,835 2,085 Total volunteer training $ 174,906 151,379 23,527 (continued) 79 Exhibit H-1, continued City of Seward, Alaska General Fund Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual, continued Year Ended December 31, 2023 Final Budget Actual Variance Expenditures, continued Public safety, continued: Emergency preparedness: Purchased services $ 9,996 1,890 8,106 Supplies and maintenance 11,800 13,167 (1,367) General and administrative 5,344 2,208 3,136 Capital outlay 8,350 (8,350) Total emergency preparedness 27,140 25,615 1,525 Building inspection: Salaries 167,620 200,411 (32,791) Employee benefits 167,865 176,893 (9,028) Purchased services 13,800 7,400 6,400 Supplies and maintenance 8,477 3,711 4,766 General and administrative 17,326 16,476 850 Total building inspection 375,088 404,891 (29,803) Total public safety 5,685,080 5,145,275 539,805 Public works: Roads and streets: Salaries 325,388 349,697 (24,309) Employee benefits 260,872 240,585 20,287 Purchased services 174,550 167,473 7,077 Supplies and maintenance 287,279 216,311 70,968 General and administrative 291,864 144,405 147,459 Capital outlay 26,752 (26,752) Total roads and streets 1,339,953 1,145,223 194,730 City shop: Salaries 135,150 159,200 (24,050) Employee benefits 82,203 88,546 (6,343) Purchased services 97,881 87,729 10,152 Supplies and maintenance 58,578 99,866 (41,288) General and administrative 12,486 14,461 (1,975) Total city shop 386,298 449,802 (63,504) Municipal building: Salaries 95,000 77,784 17,216 Employee benefits 59,470 47,444 12,026 Purchased services 195,916 187,897 8,019 Supplies and maintenance 54,554 13,536 41,018 Capital outlay 39,400 39,400 Total municipal building 444,340 366,061 78,279 Total public works $ 2,170,591 1,961,086 209,505 (continued) 80 Exhibit H-1, continued City of Seward, Alaska General Fund Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual, continued Year Ended December 31, 2023 Final Budget Actual Variance Expenditures, continued Parks and recreation: Salaries $ 565,758 530,218 35,540 Employee benefits 333,219 279,732 53,487 Purchased services 573,125 613,592 (40,467) Supplies and maintenance 329,362 227,282 102,080 General and administrative 77,160 51,668 25,492 Capital outlay 83,097 28,679 54,418 Total parks and recreation 1,961,721 1,731,171 230,550 Library: Salaries 321,920 322,808 (888) Employee benefits 182,000 144,080 37,920 Purchased services 164,598 139,528 25,070 Supplies and maintenance 114,000 133,186 (19,186) General and administrative 15,075 18,657 (3,582) Total library 797,593 758,259 39,334 Debt service: Principal payments Interest and other costs 230,000 (230,000) 185,606 (185,606) Total debt service 415,606 (415,606) Total Expenditures 16,625,625 15,323,532 1,302,093 Excess of revenues over (under) expenditures (1,412,416) Other Financing Sources (Uses) Transfers in Transfers out 1,285,674 2,698,090 2,753,112 2,824,069 70,957 (1,641,000) (1,883,801) (242,801) Total Other Financing Sources (Uses) 1,112,112 940,268 (171,844) Change in fund balance $ (300,304) 2,225,942 2,526,246 Fund Balance, beginning of year 12,200,945 Fund Balance, end of year $ 14,426,887 81 Nonmajor Governmental Funds Nonmajor Special Revenue Funds Nonmajor Special Revenue Funds are used to account for expenditures associated with dedicated or restricted revenue sources. Teen Council - To account for the funds held by the City on behalf of the local teen council. Public Education Signage - To account for the costs of installing signage. SCHC - To account for the costs of running a community health center. Bus Transportation - To account for city bussing transportation. Beachfront Erosion - To account for the costs associated with the beachfront erosion. Healthy and Equitable Communities - To account for activities public health related activities. Nonmajor Capital Project Funds Nonmajor Capital Project Funds are established to account for the resources expended to acquire or construct assets of a relatively permanent nature. Capital Acquisition - To account for purchase of equipment not financed by the Motor Pool Fund and capital improvements and projects of at least $20,000. Animal Shelter - To account for all activities related to animal shelter capital costs. Streets and Sidewalks - to account for all activities related to street and sidewalk capital costs. Heat Loop - To account for a design grant for a tidal source geothermal heating and coiling system. Developer Reimbursement - to account for funds to help offset the cost of the development of a new subdivision in the city Energy Efficiency - To account for all activities related to energy efficiency capital costs. Flood Mitigation - To account for flood mitigation projects. ARPA - To account for American Rescue Plan Act funds that have been committed for capital projects. Exhibit 1-1 December 31, 2023 City of Seward, Alaska Other Governmental Funds Combining Balance Sheet Special Revenue Funds Capital Project Funds Public Healthy and Total Special Teen Education Bus Beachfront Equitable Revenue Capital Animal Council Signage Transportation Erosion Communities Funds Acquisition Shelter Assets Cash and investments $ 6,414 349 - 2,150 - 8,913 Receivables, net of allowance for doubtful accounts: Accounts - - - - - Grants - - - - 34,187 34,187 Prepaid items - - 206,820 - - 206,820 639,734 36,989 480,600 Total Assets $ 6,414 349 206,820 2,150 34,187 249,920 1,120,334 36,989 Liabilities and Fund Balances Liabilities Accounts payable $ 16,765 - - - 34,187 50,952 Unearned revenue - Due to other funds - Interfund loan payable - 868,467 Total Liabilities 16,765 - - - 34,187 50,952 - 868,467 Fund Balances Nonspendable: Prepaid items Assigned: Capital projects Public works Unassigned (deficit) (10,351) 349 206,820 - - 206,820 1,120,334 2,150 - 2,499 (10,351) - (831,478) Total Fund Balances (10,351) 349 206,820 2,150 198,968 1,120,334 (831,478) Total Liabilities and Fund Balances $ 6,414 349 206,820 2,150 34,187 249,920 1,120,334 36,989 (continued) 82 Exhibit 1-1, continued December 31, 2023 City of Seward, Alaska Other Governmental Funds Combining Balance Sheet, continued Capital Project Funds Street and Heat Developer Energy Sidewalks Loop Reimbursement Efficiency ARPA Total Capital Total Other Project Governmental Funds Funds Assets Cash and investments $ 74,554 1,797,203 93,785 987,911 3,630,176 3,639,089 Receivables, net of allowance for doubtful accounts: Accounts 480,600 480,600 Grants 16,556 16,556 50,743 Prepaid items 206,820 Total Assets $ 74,554 16,556 1,797,203 93,785 987,911 4,127,332 4,377,252 Liabilities and Fund Balances Liabilities Accounts payable Unearned revenue Due to other funds Interfund loans payable $ 11,220 38,592 5,336 59,948 927,963 109,760 160,712 927,963 927,963 5,336 5,336 868,467 868,467 Total Liabilities 16,556 38,592 987,911 1,911,526 1,962,478 Fund Balances Nonspendable: Prepaid items Assigned: Capital projects Public works Unassigned (deficit) 206,820 74,554 1,758,611 93,785 3,047,284 3,047,284 2,499 (831,478) (841,829) Total Fund Balances 74,554 1,758,611 93,785 2,215,806 2,414,774 Total Liabilities and Fund Balances $ 74,554 16,556 1,797,203 93,785 987,911 4,127,332 4,377,252 83 Exhibit 1-2 Year Ended December 31, 2023 City of Seward, Alaska Other Governmental Funds Combining Statement of Revenues, Expenditures and Changes in Fund Balances Special Revenue Funds Capital Project Funds Public Teen Education Council Signage SCHC Healthy and Total Special Bus Beachfront Equitable Revenue Capital Animal Transportation Erosion Communities Funds Acquisition Shelter Revenues Intergovernmental $ 146,256 34,187 180,443 Investment income 225 225 Other Total Revenues 225 146,256 34,187 180,668 Expenditures General government 244,421 34,187 278,608 Clinic 146,256 146,256 Capital outlay 63,750 44,634 Total Expenditures 146,256 244,421 34,187 424,864 63,750 44,634 Excess of revenues over (under) expenditures 225 (244,421) (244,196) (63,750) (44,634) Other Financing Sources (Uses) Proceeds from sale of assets Transfers in Transfers out 451,241 451,241 555,600 58,311 (1,485,000) Net Other Financing Sources (Uses) 451,241 451,241 (871,089) Change in fund balances 225 206,820 - 207,045 (934,839) (44,634) Fund Balances, beginning of year (10,576) 349 2,150 - (8,077) 2,055,173 (786,844) Fund Balances, end of year $ (10,351) 349 206,820 2,150 - 198,968 1,120,334 (831,478) (continued) 84 Exhibit 1-2, continued City of Seward, Alaska Other Governmental Funds Combining Statement of Revenues, Expenditures and Changes in Fund Balances, continued Year Ended December 31, 2023 Capital Project Funds Street and Heat Developer Energy Flood Sidewalks Loop Reimbursement Efficiency Mitigation ARPA Total Total Other Capital Project Governmental Funds Funds Revenues Intergovernmental Investment income Other 16,556 878,453 895,009 1,075,452 225 809 58,311 59,120 59,120 Total Revenues 17,365 58,311 878,453 954,129 1,134,797 Expenditures General government Clinic Capital outlay 17,365 590,204 657,292 1,373,245 278,608 146,256 1,373,245 Total Expenditures 17,365 590,204 657,292 1,373,245 1,798,109 Excess of revenues over (under) expenditures (590,204) 58,311 221,161 (419,116) (663,312) Other Financing Sources (Uses) Proceeds from sale of assets Transfers in Transfers out 1,425,000 (58,311) (221,161) 555,600 555,600 1,483,311 1,934,552 (1,764,472) (1,764,472) Net Other Financing Sources (Uses) 1,425,000 (58,311) (221,161) 274,439 725,680 Change in fund balances Fund Balances, beginning of year 74,554 834,796 923,815 93,785 (144,677) 62,368 2,360,483 2,352,406 Fund Balances, end of year $ 74,554 1,758,611 93,785 2,215,806 2,414,774 85 Nonmajor Enterprise Funds and Internal Service Funds Nonmajor Enterprise Funds Nonmajor Enterprise Funds are established to account for the financing and self-supporting activities of governmental units, which render services to the general public on a user -charge basis. Enterprise Funds are maintained on the accrual basis of accounting. Water - To account for the provision of water services to the residents of the City. Wastewater - To account for the provision of sewer services to the residents of the City. Parking - To account for the provision of public parking services. Internal Service Funds Motor Pool - The Motor Pool Internal Service Fund accounts for payments from departments for the use of vehicles, in order to accumulate cash to forward -fund replacement of vehicles. This funding mechanism spreads the cost of the vehicles over the expected life of the vehicle in each program's annual budget, rather than to show the cost of vehicles as a one-time expenditure to each fund in the year of purchase. Compensated Absences - The Compensated Absences Internal Service Fund was created in 2005 for the purpose of accumulated cash reserves to pay compensated absences cash -outs for governmental funds. Exhibit J-1 City of Seward, Alaska Nonmajor Enterprise Funds Combining Statement of Net Position December 31, 2023 Water Wastewater Parking Total Assets and Deferred Outflows of Resources Current Assets Cash and investments $ 4,054,847 4,054,644 913,627 9,023,118 Receivables Accounts 348,614 181,610 530,224 Accrued interest 4,906 4,906 Interfund loans - current portion - 68,076 68,076 Other 404 405 809 Less allowance for doubtful accounts (15,688) (8,172) (23,860) Inventory 69,079 69,079 Total Current Assets 4,457,256 4,228,082 987,014 9,672,352 Noncurrent Assets Interfund loans, net of current portion 526,644 526,644 Capital assets not being depreciated Capital assets being depreciated, net of depreciation Net OPEB assets 682,172 601,286 - 1,283,458 7,483,902 4,266,337 141,203 11,891,442 166,636 178,231 11,837 356,704 Total Assets 12,789,966 9,273,936 1,666,698 23,730,600 Deferred Outflows of Resources Related to pensions and OPEB 38,243 40,904 2,717 81,864 Total Assets and Deferred Outflows of Resources $ 12,828,209 9,314,840 1,669,415 23,812,464 Liabilities, Deferred Inflows of Resources, and Net Position Current Liabilities Accounts payable $ 150,774 100,691 4,653 256,118 Accrued payroll and related liabilities 12,608 11,667 883 25,158 Accrued interest 6,927 3,820 10,747 Unearned revenue 338,374 338,374 676,748 Current portion: Accrued compensated absences 6,556 6,006 860 13,422 Notes payable 147,776 60,784 208,560 Total Current Liabilities 663,015 521,342 6,396 1,190,753 Noncurrent liabilities, net of current portion Accrued compensated absences 21,250 21,250 974 43,474 Notes payable 456,762 729,112 - 1,185,874 Net pension liabilities 353,320 377,905 25,098 756,323 Total Noncurrent Liabilities 831,332 1,128,267 26,072 1,985,671 Total Liabilities 1,494,347 1,649,609 32,468 3,176,424 Deferred Inflows of Resources Related to pensions and OPEB 9,283 9,929 659 19,871 Total Liabilities and Deferred Inflows of Resources 1,503,630 1,659,538 33,127 3,196,295 Net Position Net investment in capital assets 7,561,536 4,077,727 141,203 11,780,466 Unrestricted 3,763,043 3,577,575 1,495,085 8,835,703 Total Net Position 11,324,579 7,655,302 1,636,288 20,616,169 Total Liabilities, Deferred Inflows of Resources, and Net Position $ 12,828,209 9,314,840 1,669,415 23,812,464 86 Exhibit J-2 City of Seward, Alaska Nonmajor Enterprise Funds Combining Statement of Revenues, Expenses and Changes in Net Position Year Ended December 31, 2023 Water Wastewater Parking Total Operating Revenues - charges for services $ 1,659,408 1,231,099 316,267 3,206,774 Operating Expenses Salaries and employee benefits 375,519 419,044 35,787 830,350 Purchased services 376,493 307,907 45,450 729,850 Supplies and maintenance 58,842 67,466 8,543 134,851 Administration 318,653 205,614 25,983 550,250 Depreciation 407,399 346,843 40,521 794,763 Total Operating Expenses 1,536,906 1,346,874 156,284 3,040,064 Earnings (loss) from operations 122,502 (115,775) 159,983 166,710 Nonoperating Revenues (Expenses) Intergovernmental - PERS on -behalf 4,019 4,298 286 8,603 Investment income 145,593 146,306 28,520 320,419 Interest income 15,980 15,980 Interest expense (9,584) (12,458) (22,042) Other revenue 9,772 653 10,425 Total Nonoperating Revenues 149,800 138,799 44,786 333,385 Income Before Transfers 272,302 23,024 204,769 500,095 Transfers in 16,000 16,000 Transfers out (154,941) (120,255) (25,293) (300,489) Change in net position 117,361 (81,231) 179,476 215,606 Net Position, beginning of year 11,207,218 7,736,533 1,456,812 20,400,563 Net Position, end of year $ 11,324,579 7,655,302 1,636,288 20,616,169 87 Exhibit J-3 City of Seward, Alaska Nonmajor Enterprise Funds Combining Statement of Cash Flows Year Ended December 31, 2023 Water Wastewater Parking Total Cash Flows from (for) Operating Activities Receipts from customers and users $ 1,808,972 1,534,208 315,862 3,659,042 Payments to suppliers (323,183) (313,533) (49,938) (686,654) Payments to employees (411,514) (427,315) (31,300) (870,129) Payments for interfund services used (290,743) (177,805) (25,385) (493,933) Net cash flows from operating activities 783,532 615,555 209,239 1,608,326 Cash Flows from (for) Noncapital Financing Activities Transfers in 16,000 16,000 Transfers out (154,941) (120,255) (25,293) (300,489) Net cash flows (for) noncapital financing activities (154,941) (104,255) (25,293) (284,489) Cash Flows (for) Capital Financing Activities Principal payments on notes payable (145,592) (59,885) (205,477) Interest payments on notes payable (11,252) (12,747) (23,999) Acquisition of property, plant and equipment (581,752) (544,713) (1,126,465) Net cash flows (for) capital financing activities (738,596) (617,345) - (1,355,941) Cash Flows from Investing Activities Interfund loan receipts - 66,415 66,415 Interfund interest received 16,528 16,528 Investment income (loss) 145,593 146,306 28,520 320,419 Net cash flows from investing activities 145,593 146,306 111,463 403,362 Net increase in cash and investments Cash and Investments, beginning of year 35,588 40,261 4,019,259 4,014,383 295,409 371,258 618,218 8,651,860 Cash and Investments, end of year $ 4,054,847 4,054,644 913,627 9,023,118 Reconciliation of earnings (loss) from operations to net cash flows from (for) operating activities: Earnings (loss) from operations $ 122,502 (115,775) 159,983 166,710 Adjustments to reconcile earnings (loss) from operations to net cash flows from operating activities: Other non -operating revenues 9,772 653 10,425 Depreciation 407,399 346,843 40,521 794,763 Noncash State PERS relief 4,019 4,298 286 8,603 Increase (decrease) in allowance for doubtful accounts 9,596 (653) 8,943 (Increase) decrease in assets and deferred outflows of resources: Receivables 130,196 303,109 (405) 432,900 Net pension and OPEB assets (25,279) (44,564) (6,700) (76,543) Deferred outflows of resources - pension and OPEB 207 (4,546) (1,320) (5,659) Increase (decrease) in liabilities and deferred inflows of resources: Accounts payable 140,062 89,649 4,653 234,364 Accrued payroll and related liabilities (10,818) (7,597) (783) (19,198) Accrued compensated absences (5,955) (2,552) 358 (8,149) Net pension and OPEB liabilities 5,893 49,380 12,472 67,745 Deferred inflows of resources - pension and OPEB (4,062) (2,690) 174 (6,578) Net cash flows from operating activities $ 783,532 615,555 209,239 1,608,326 88 Exhibit K-1 City of Seward, Alaska Internal Service Funds Combining Statement of Net Position December 31, 2023 Compensated Motor Annual Pool Leave Total Assets and Deferred Outflows of Resources Current Assets Cash and investments $ 2,407,598 526,985 2,934,583 Receivables Accrued interest 15,328 15,328 Interfund loans - current portion 115,566 115,566 Total Current Assets 2,538,492 526,985 3,065,477 Noncurrent Assets Interfund loans, net of current portion 1,020,096 1,020,096 Property, plant and equipment, net Equipment and vehicles Less accumulated depreciation 10,104, 270 (7,215, 365) 10,104,270 (7,215,365) Net property, plant and equipment in service 2,888,905 2,888,905 Total Noncurrent Assets 3,909,001 3,909,001 Total Assets $ 6,447,493 526,985 6,974,478 Liabilities and Net Position Current Liabilities Accrued compensated absences - current portion $ 107,621 107,621 Noncurrent Liabilities Accrued compensated absences, net of current portion 419,364 419,364 Total Liabilities 526,985 526,985 Net Position Net investment in capital assets 2,888,905 2,888,905 Unrestricted 3,558,588 3,558,588 Total Net Position 6,447,493 6,447,493 Total Liabilities and Net Position $ 6,447,493 526,985 6,974,478 89 Exhibit K-2 City of Seward, Alaska Internal Service Funds Combining Statement of Revenues, Expenses and Changes in Net Position Year Ended December 31, 2023 Compensated Motor Annual Pool Leave Total Operating Revenues Vehicle rental and interfund charges $ 484,000 526,985 1,010,985 Operating Expenses Salaries and employee benefits 526,985 526,985 Depreciation 501,647 501,647 Total Operating Expenses 501,647 526,985 1,028,632 Earnings from operations (17, 647) (17, 647) Nonoperating Revenues Interest income 14,028 14,028 Investment income 80,003 80,003 Other revenue 22,507 22,507 Total Nonoperating Revenues 116,538 116,538 Change in net position Net Position, beginning of year 98,891 98,891 6,348,602 6,348,602 Net Position, end of year $ 6,447,493 6,447,493 90 Exhibit K-3 City of Seward, Alaska Internal Service Funds Combining Statement of Cash Flows Year Ended December 31, 2023 Compensated Motor Annual Pool Leave Total Cash Flows from (for) Operating Activities Receipts from vehicle rentals and interfund charges $ 484,000 526,985 1,010,985 Receipts from other sources 22,507 22,507 Payments to suppliers (219,439) (219,439) Payments to employees (500,181) (500,181) Net cash flows from operating activities 287,068 26,804 313,872 Cash Flows (for) Capital Financing Activities Acquisition of equipment and vehicles (736,049) (736,049) Cash Flows from Investing Activities Investment income received 80,003 80,003 Interfund loan receipts 111,348 111,348 Interfund interest received 16,945 16,945 Net cash flows from investing activities 208,296 208,296 Net change in cash and investments (240,685) 26,804 (213,881) Cash and Investments, beginning of year 2,648,283 500,181 3,148,464 Cash and Investments, end of year $ 2,407,598 526,985 2,934,583 Reconciliation of earnings from operations to net cash flows from operating activities: Income (loss) from operations $ (17,647) (17,647) Adjustments to reconcile earnings (loss) from operations to net cash flows from operating activities: Depreciation 501,647 501,647 Other nonoperating revenues (expenses) 22,507 22,507 Increase (decrease) in liabilities: Accounts payable (219,439) (219,439) Accrued compensated absences 26,804 26,804 Net cash flows from operating activities $ 287,068 26,804 313,872 91 City of Seward, Alaska Statistical Section This part of the City of Seward's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City's overall financial health. Contents Page Financial Trends These schedules contain trend information to help the reader understand how the City's financial performance and well-being have changed over time. Table 1 Net Position by Component 92 Table 2 Changes in Net Position 93-94 Table 3 Fund Balances of Governmental Funds 95 Table 4 Changes in Fund Balances of Governmental Funds 96 Table 5 General Fund Revenues by Source 97 Table 6 General Fund Tax Revenues by Source 98 Revenue Capacity These schedules contain information to help the reader assess the City's most significant local revenue sources, sales and property tax. Table 7 Property Tax Rates 99 Table 8 Property Tax Levies and Collections 100 Table 9 Assessed and Estimated Actual Value of Taxable Property 101 Table 10 Principal Property Taxpayers Compared with Nine Years Ago 102 Table 11 Principal Taxable Sales by Line of Business 103 Debt Capacity These schedules present information to help the reader assess the affordability of the City's current level of outstanding debt and the City's ability to issue additional debt Table 12 Ratios of Outstanding Debt by Type 104 Table 13 Ratio of General Obligation Bonded Debt to Assessed Value and General Obligation Bonded Debt per Capita 105 Table 14 Computation of Direct and Overlapping Bonded Debt 106 Table 15 Legal Debt Margin 107 Table 16 Revenue Bond Coverage - Electric Enterprise Fund 108 Table 17 Revenue Bond Coverage - Harbor Enterprise Fund 109 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City's financial activities take place. Table 18 Demographic and Economic Statistics 110 Table 19 Full -Time Equivalent Employees by Fund 111 Table 20 Operating Indicators by Function 112 Table 21 Capital Asset Statistics by Function 113 Table 22 Property Value, Construction, and Bank Deposits 114 Table 23 Miscellaneous Statistics 115 Table 1 City of Seward, Alaska Net Position by Component Last Ten Fiscal Years (accrual basis of accounting) (amounts expressed in thousands) 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 Governmental Activities Net investment in capital assets $ 59,408 58,190 57,113 57,141 55,207 50,880 49,807 47,873 47,109 46,570 Restricted 2,442 Unrestricted 8,715 6,278 5,327 5,915 5,886 6,668 6,165 9,903 11,248 13,994 Total Governmental Activities Net Position $ 70,565 64,468 62,440 63,056 61,093 57,548 55,972 57,776 58,357 60,564 Business -type Activities Net investment in capital assets $ 82,209 91,783 108,513 111,762 113,424 117,621 110,856 108,062 112,122 111,666 Restricted 2,066 1,354 675 1,403 1,761 2,626 2,290 2,036 2,220 2,590 Unrestricted 15,516 17,582 10,576 12,969 16,213 20,572 28,860 38,271 41,136 43,220 Total Business -type Activities Net Position $ 99,791 110,719 119,764 126,134 131,398 140,819 142,006 148,369 155,478 157,476 Primary Government Net investment in capital assets $ 141,617 149,973 165,626 168,903 168,631 168,501 160,663 155,935 159,231 158,236 Restricted 4,508 1,354 675 1,403 1,761 2,626 2,290 2,036 2,220 2,590 Unrestricted 24,231 23,860 15,903 18,884 22,099 27,240 35,025 48,174 52,384 57,214 Total Primary Government Net Position $ 170,356 175,187 182,204 189,190 192,491 198,367 197,978 206,145 213,835 218,040 92 Table 2 City of Seward, Alaska Changes in Net Position Last Ten Fiscal Years (accrual basis of accounting) Expenses Governmental activities: General government Public safety Public works Parks and recreation Library Clinic Community support Sealife Center Unallocated interest 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 3,291,580 3,517,517 3,473,276 1,909,713 2,546,120 2,502,395 1,431,168 2,682,966 2,537,226 3,065,910 3,476,471 3,563,666 3,902,294 3,642,114 3,939,768 3,596,487 4,495,915 4,371,314 4,819,285 5,133,558 1,635,967 1,791,967 2,421,447 2,174,105 1,973,267 1,775,480 6,357,270 3,447,427 3,835,674 2,446,349 1,315,282 1,463,364 1,446,971 1,511,469 1,581,736 1,477,450 1,326,003 1,269,771 1,683,508 1,733,775 804,539 785,299 806,047 794,077 808,835 802,425 836,239 881,107 927,788 923,686 1,454,476 1,682,532 1,846,150 1,660,050 1,637,780 1,654,018 2,496,024 2,121,653 1,928,031 157,173 5,081,737 1,279,570 1,457,308 1,355,558 1,465,285 1,556,943 1,398,053 1,400,374 1,396,490 1,313,755 1,306,821 157,984 153,950 149,966 232,290 251,372 225,493 215,476 171,623 144,521 133,562 Total governmental activities expenses 13,415,869 14,415,603 15,401,709 13,389,103 14,295,821 13,431,801 23,640,206 16,342,351 17,189,788 14,900,834 Business -type activities: Electric 10,255,601 10,599,641 11,023,942 12,120,052 11,390,325 11,865,052 11,680,216 12,435,907 13,399,889 13,167,421 Water 1,175,129 1,241,671 1,189,786 1,373,707 1,499,502 1,474,729 1,334,374 1,398,746 1,536,791 1,545,468 Wastewater 1,117,152 1,097,494 1,211,625 1,086,821 1,078,091 1,071,306 1,112,963 1,305,684 1,315,450 1,358,310 Harbor 3,792,623 3,858,440 4,353,766 4,093,848 4,065,082 3,508,574 3,779,722 3,689,010 3,971,031 4,408,596 Seward Marine Industrial Center 1,013,658 1,260,159 1,342,506 1,161,489 1,389,912 1,336,436 1,411,205 2,212,217 2,477,022 2,364,526 Healthcare facilities 20,344,929 19,589,784 19,329,722 21,153,694 21,845,021 22,540,528 22,474,188 24,903,943 26,174,009 27,917,753 Parking 214,775 178,886 231,666 227,174 214,637 196,181 83,994 90,237 111,848 153,628 Total business -type activities expenses 37,913,867 37,826,075 38,683,013 41,216,785 41,482,570 41,992,806 41,876,662 46,035,744 48,986,040 50,915,702 Total Primary Government Expenses $ 51,329,736 52,241,678 54,084,722 54,605,888 55,778,391 55,424,607 65,516,868 62,378,095 66,175,828 65,816,536 Program Revenues Governmental activities: Charges for services: General government Public safety Public works Parks and recreation Library Clinic Operating grants and contributions Capital grants and contributions 282,318 294,499 233,945 217,317 411,980 418,449 374,760 637,177 536,378 599,669 937,659 817,995 614,253 576,829 589,388 477,448 479,062 490,060 496,511 629,540 20,383 22,278 27,985 32,359 25,814 27,373 27,373 27,571 29,638 28,699 663,298 778,350 913,970 914,318 960,186 1,032,968 676,618 1,500,354 1,484,294 1,416,045 39,707 33,762 25,200 25,094 28,644 27,639 4,695 15,000 29,187 20,757 62,306 75,085 69,134 60,000 60,000 1,148,124 1,156,755 1,402,137 1,100,497 1,418,770 1,415,242 9,443,898 3,166,769 1,840,221 270,756 819,241 621,712 1,278,997 3,101,498 584,688 594,420 3,512,787 1,763,029 1,147,823 954,129 Total governmental activities program revenues: 3,973,036 3,800,436 4,565,621 6,027,912 4,079,470 3,993,539 14,519,193 7,599,960 5,564,052 3,919,595 Business -type activities: Electric 11,433,004 11,482,077 11,550,772 12,892,924 11,054,343 12,272,714 12,330,867 13,319,862 14,448,657 13,807,889 Water 1,227,631 1,283,986 1,292,890 1,411,320 1,356,104 1,453,343 1,275,656 2,389,549 1,679,399 1,669,180 Wastewater 1,016,890 1,096,290 1,151,763 1,193,276 1,244,542 1,239,669 1,208,541 2,102,861 1,277,389 1,231,752 Harbor 3,212,432 3,359,455 3,302,689 3,437,043 3,495,592 3,485,047 3,021,807 3,730,319 3,782,483 3,815,729 Seward Marine Industrial Center 469,793 593,307 608,810 531,842 1,076,575 666,303 696,747 781,863 966,262 1,026,939 Healthcare facilities 18,004,351 18,330,000 17,729,000 19,384,000 21,736,000 24,587,000 24,320,000 28,537,000 30,034,000 29,786,000 Parking 293,379 318,223 328,347 330,625 352,617 355,565 246,467 431,065 392,369 332,247 Operating grants and contributions 472,944 113,439 91,380 85,831 297,410 (64,177) 741,425 1,673,325 264,035 24,900 Capital grants and contributions 14,713,420 13,559,150 12,059,662 7,254,741 5,935,187 2,754,505 - 388,239 4,750,241 1,075,302 Total business -type activities program revenues 50,843,844 50,135,927 48,115,313 46,521,602 46,548,370 46,749,969 43,841,510 53,354,083 57,594,835 52,769,938 Total Primary Government Revenues $ 54,816,880 53,936,363 52,680,934 52,549,514 50,627,840 50,743,508 58,360,703 60,954,043 63,158,887 56,689,533 Net (Expenses)/Revenue Governmental activities $ (9,442,833) (10,615,167) (10,836,088) (7,361,191) (10,216,351) (9,438,262) (9,121,013) (8,742,391) (11,625,736) (10,981,239) Business -type activities 12,929,977 12,309,852 9,432,300 5,304,817 5,065,800 4,757,163 1,964,848 7,318,339 8,608,795 1,854,236 Total Primary Government Net Expense 3,487,144 1,694,685 (1,403,788) (2,056,374) (5,150,551) (4,681,099) (7,156,165) (1,424,052) (3,016,941) (9,127,003) ** Community support expenses in 2020 solely related to CARES Act funds received due to COVID-19. No taxpayer dollars were used. 93 Table 2 continued City of Seward, Alaska Changes in Net Position, continued Last Ten Fiscal Years (accrual basis of accounting) 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 General Revenues and Other Changes in Net Position Governmental activities: Taxes: Sales tax $ 4,535,707 4,883,996 5,004,992 5,160,344 5,326,437 5,674,689 3,805,487 6,861,114 7,635,648 7,856,783 Property tax 989,910 1,013,370 1,152,116 1,208,090 1,473,199 1,556,874 1,564,692 1,636,727 1,705,639 1,738,875 Other tax 421,981 546,936 596,227 520,907 556,065 591,674 217,434 713,633 804,511 996,832 Grants and entitlements 1,766,622 850,297 608,651 880,255 768,250 570,325 342,227 533,617 534,985 441,937 Investment earnings 141,034 125,636 51,306 118,637 143,248 234,551 151,449 (49,837) (128,204) 487,853 Gain on disposal of assets - - - - - - - 663,500 555,600 Transfers 1,243,171 1,181,852 1,393,673 89,589 899,264 (2,710,077) 1,444,406 850,387 990,719 1,110,348 Total governmental activities 9,098,425 8,602,087 8,806,965 7,977,822 9,166,463 5,918,036 7,525,695 10,545,641 12,206,798 13,188,228 Business -type activities: Investment earnings 236,175 278,688 89,578 238,518 327,860 765,327 666,348 (104,961) (508,997) 1,254,418 Grants and entitlements 961,178 1,242,072 917,500 916,330 1,044,510 1,188,868 Other 5,520 522 - - - - Transfers (1,243,171) (1,181,852) (1,393,673) (89,589) (899,264) 2,710,077 (1,444,406) (850,387) (990,719) (1,110,348) Total business -type activities (40,298) 339,430 (386,595) 1,065,259 473,106 4,664,272 (778,058) (955,348) (1,499,716) 144,070 Total primary government 9,058,127 8,941,517 8,420,370 9,043,081 9,639,569 10,582,308 6,747,637 9,590,293 10,707,082 13,332,298 Changes in Net Position Governmental activities $ (344,408) (2,013,080) (2,029,123) 616,631 (1,049,888) (3,520,226) (1,595,318) 1,803,250 581,062 2,206,989 Business -type activities 12,889,679 12,649,282 9,045,705 6,370,076 5,538,906 9,421,435 1,186,790 6,362,991 7,109,079 1,998,306 Total Primary Government $ 12,545,271 10,636,202 7,016,582 6,986,707 4,489,018 5,901,209 (408,528) 8,166,241 7,690,141 4,205,295 Beginning Net Position Ending Net Position $ 157,810,991 170,356,262 175,187,361 182,203,943 188,002,717 192,466,735 198,387,470 197,978,942 206,145,183 213,835,324 170,356,262 182,578,327 182,203,943 189,190,650 192,491,735 198,367,944 197,978,942 206,145,183 213,835,324 218,040,619 Change in Net Position $ 12,545,271 10,636,202 7,016,582 6,986,707 4,489,018 5,901,209 (408,528) 8,166,241 7,690,141 4,205,295 94 Table 3 City of Seward, Alaska Fund Balances of Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting) 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 General Fund Nonspendable $ 351,045 600,308 622,337 394,161 392,169 439,653 442,217 545,560 814,310 858,515 Committed 2,126,418 2,126,418 2,126,418 2,126,418 2,126,418 2,000,000 2,000,000 2,000,000 2,000,000 2,000,000 Assigned 271,966 324,465 335,280 335,280 407,976 574,777 612,487 575,000 597,995 597,995 Unassigned 4,698,970 4,718,517 4,873,463 4,621,429 5,638,726 7,017,278 7,169,606 8,462,934 8,788,640 10,970,377 Total General Fund $ 7,448,399 7,769,708 7,957,498 7,477,288 8,565,289 10,031,708 10,224,310 11,583,494 12,200,945 14,426,887 All Other Governmental Funds Nonspendable $ 16,746 9,676 5,858 206,820 Restricted 26,080 - - - Assigned 864,471 2,752,119 2,507,741 2,797,134 2,845,888 2,896,785 2,963,035 1,429,315 3,149,826 3,049,783 Unassigned (deficit) - - - - (8,383) (40,531) - (10,639) (797,420) (841,829) Total All Other Governmental Funds $ 890,551 2,768,865 2,517,417 2,802,992 2,837,505 2,856,254 2,963,035 1,418,676 2,352,406 2,414,774 Total All Governmental Funds $ 9,567,645 10,217,264 10,287,125 10,280,280 11,402,794 12,887,962 13,187,345 13,002,170 14,553,351 16,841,661 95 Table 4 City of Seward, Alaska Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 Revenues Taxes $ 6,027,632 6,438,604 6,755,941 7,003,205 7,421,769 7,906,241 5,636,427 9,326,027 10,160,723 10,596,294 Licenses and permits 185,925 206,365 158,174 125,690 144,462 226,052 136,475 116,886 205,996 219,131 Intergovernmental 3,921,858 3,401,334 3,188,211 5,278,081 3,083,426 3,177,394 13,798,350 4,419,943 4,356,690 2,277,024 Charges for Services 2,650,995 2,775,824 2,931,087 2,950,159 3,124,918 3,127,545 2,809,873 3,639,583 3,849,457 3,756,247 Fines and bails 14,073 17,993 18,365 17,006 14,317 9,496 11,075 22,308 28,759 19,203 Investment earnings 80,658 78,716 10,354 65,059 87,248 234,551 151,449 (49,837) (128,204) 487,853 Other revenues 693,177 208,397 247,101 183,793 330,898 177,893 129,829 1,666,277 214,261 388,251 Total Revenues 13,560,245 13,109,240 13,309,233 15,622,993 14,207,038 14,849,676 22,662,403 19,141,187 18,687,682 17,744,003 Expenditures General government 3,229,754 3,279,972 3,433,174 3,318,178 3,601,390 3,868,104 3,651,213 4,564,586 5,008,644 5,590,743 Public safety 3,480,308 3,366,320 3,373,133 3,489,111 3,677,579 4,005,450 4,737,696 4,486,732 5,219,660 5,145,275 Public works 1,659,642 1,523,557 2,047,067 1,901,390 1,400,688 1,181,051 1,546,116 1,693,377 3,324,110 1,961,086 Parks and Recreation 1,363,572 1,374,393 1,301,314 1,440,658 1,488,698 1,506,635 1,341,589 1,516,689 1,707,417 1,731,171 Library 572,512 553,272 543,123 573,535 573,595 627,727 649,865 616,045 766,273 758,259 Clinic 1,454,476 1,682,532 1,846,150 1,660,050 1,637,780 1,637,563 2,481,413 2,107,042 1,917,114 146,256 Community Support - - - - - 5,081,737 Retirement benefits 1,373,271 1,401,165 591,859 616,846 576,741 - - - - Capital outlay 775,862 647,858 756,498 5,844,519 575,008 803,385 5,533,882 1,970,121 1,654,915 1,373,245 Debt service: Principal 85,000 90,000 95,000 100,000 200,000 210,000 220,000 230,000 215,000 230,000 Interest and other costs 159,400 155,150 151,550 204,993 253,756 244,106 234,581 262,976 196,481 185,606 Total Expenditures 14,153,797 14,074,219 14,138,868 19,149,280 13,985,235 14,084,021 25,478,092 17,447,568 20,009,614 17,121,641 Excess of Revenues Over (Under) Expenditures (593,552) (964,979) (829,635) (3,526,287) # 221,803 765,655 (2,815,689) 1,693,619 (1,321,932) 622,362 Other Financing Sources (Uses) Proceeds from debt issuance: Par value 2,790,000 2,180,000 Premium 199,733 574,273 Payment to bond escrow agent - (2,720,201) Proceeds from sale of assets 663,500 555,600 Transfers in 5,003,400 3,421,759 3,593,615 3,293,372 3,147,358 3,083,277 2,810,006 3,800,372 4,008,979 4,758,621 Transfers out (3,760,229) (2,386,919) (2,272,250) (3,185,509) (2,248,094) (2,250,732) (1,365,600) (2,949,985) (3,018,260) (3,648,273) Total Other Financing Sources (Uses) 1,243,171 1,034,840 1,321,365 3,097,596 # 899,264 832,545 1,444,406 884,459 1,654,219 1,665,948 Net Change in Fund Balance $ 649,619 69,861 491,730 (428,691) # 1,121,067 1,598,200 (1,371,283) 2,578,078 332,287 2,288,310 Fund Balances, beginning $ 9,567,645 10,217,264 10,287,125 10,760,490 10,314,793 11,396,543 13,014,269 11,642,986 14,221,064 14,553,351 Fund Balances, ending 10,217,264 10,287,125 10,778,855 10,331,799 11,435,860 12,994,743 11,642,986 14,221,064 14,553,351 16,841,661 Net Change in Fund Balances $ 649,619 69,861 491,730 (428,691) 1,121,067 1,598,200 (1,371,283) 2,578,078 332,287 2,288,310 Debt service as a percentage of noncapital expenditures (a a b) 1.83% 1.83% 1.84% 2.29% 3.38% 3.42% 2.28% 3.19% 2.24% 2.64% Total non -capital expenditures $ 13,377,935 $ 13,426,361 $ 13,382,370 $ 13,304,761 $ 13,410,227 $ 13,280,636 $ 19,944,210 $ 15,477,447 $ 18,354,699 $ 15,748,396 Computed as follows: (Principal + Interest) / (Total non -capital expenditures) 96 Table 5 City of Seward, Alaska General Fund Revenues by Source Last Ten Fiscal Years Licenses and Inter- Charges for Fines and Investment Fiscal Year Taxes Permits governmental Services Bails income Other Total 2014 6,027,632 185,925 2,611,218 2,650,995 14,073 80,658 124,873 11,695,374 2015 6,438,604 206,365 2,280,061 2,757,831 17,993 78,716 125,812 11,905,382 2016 6,755,941 158,174 1,092,998 2,912,722 18,365 10,354 90,735 11,039,289 2017 7,003,205 125,690 1,229,617 2,950,159 17,006 65,059 81,718 11,472,454 2018 7,421,769 144,462 1,374,253 3,124,918 14,317 87,248 215,581 12,382,548 2019 7,906,241 226,052 1,213,515 3,127,545 9,496 234,551 97,293 12,814,693 2020 5,636,427 136,475 1,078,448 2,809,873 11,075 150,417 118,427 9,941,142 2021 9,326,027 116,886 1,239,768 3,639,583 22,308 (49,808) 917,436 15,212,200 2022 10,160,723 205,996 1,298,852 3,849,457 28,759 (128,106) 199,613 15,615,294 2023 10,596,294 219,131 1,201,572 3,756,247 19,203 487,628 329,131 16,609,206 97 Table 6 City of Seward, Alaska General Fund Tax Revenues by Source Last Ten Fiscal Years Payments -in- Hotel/Motel Fiscal Year Property Tax Sales Tax (1) Lieu -of -Tax Tax (2) Other (3) Total 2014 986,449 4,535,707 82,490 421,981 1,005 6,027,632 2015 1,003,665 4,883,996 88,331 458,605 4,007 6,438,604 2016 1,152,216 5,004,992 90,382 505,845 2,506 6,755,941 2017 1,213,627 5,160,344 107,157 520,907 1,170 7,003,205 2018 1,464,361 5,326,437 73,207 556,065 1,699 7,421,769 2019 1,556,874 5,674,689 76,694 591,674 6,310 7,906,241 2020 1,564,692 3,805,487 46,312 217,434 2,502 5,636,427 2021 1,655,216 6,861,114 89,061 713,633 7,003 9,326,027 2022 1,705,639 7,635,648 11,027 804,511 3,898 10,160,723 2023 1,738,875 7,856,783 156,404 840,428 3,804 10,596,294 1) Sales tax rate has been 4% since July 1, 2003 and one -quarter (1/4) of all sales tax revenue is transferred out of the General Fund to the Hospital Enterprise Fund to pay healthcare -related debt, capital, and operating costs. 2) The hotel/motel tax rate is 4%. 3) Represents tax -related penalties and interest. 98 Table 7 City of Seward, Alaska Property Tax Rates Direct and Overlapping Governments Last Ten Fiscal Years (Per $1,000 of Assessed Value) Flood Fiscal Year City Borough (1) KPCC (2) Service (3) Total 2014 3.12 4.50 0.00 0.50 8.12 2015 3.12 4.50 0.00 0.75 8.37 2016 3.12 4.50 0.00 0.75 8.37 2017 3.12 4.50 0.00 0.75 8.37 2018 3.84 4.70 0.00 0.75 9.29 2019 3.84 4.70 0.00 0.75 9.29 2020 3.84 4.70 0.00 0.75 9.29 2021 3.84 4.70 0.00 0.75 9.29 2022 3.84 4.70 0.00 0.75 9.29 2023 3.84 4.50 0.00 0.75 9.09 1) Includes Kenai Peninsula Borough only. 2) Kenai Peninsula Community College. 3) Seward/Bear Creek Flood Service Area created effective 2004. 99 Table 8 City of Seward, Alaska Property Tax Levies and Collections Last Ten Fiscal Years Collected in the Fiscal Year of the Levy Total Collections to Date Collections in Fiscal Total Tax Levy Percentage Subsequent Year for Fiscal Year Amount of Levy Years Amount Percentage of Levy 2014 968,272 942,952 97.385% 21,572 964,523 99.613% 2015 1,006,912 978,629 97.191% 21,119 978,629 97.191% 2016 1,101,723 1,074,987 97.573% 22,950 1,097,937 99.656% 2017 1,189,014 1,172,169 98.583% 28,556 1,200,725 100.985% 2018 1,458,073 1,419,345 97.344% 13,990 1,433,335 98.303% 2019 1,552,098 1,486,245 95.757% 56,760 1,543,005 99.414% 2020 1,563,721 1,489,328 95.243% 41,880 1,531,208 97.921% 2021 1,627,613 1,539,140 94.564% 68,778 1,607,918 98.790% 2022 1,733,341 1,639,939 94.611% 86,612 1,726,551 99.608% 2023 1,754,387 1,706,045 97.245% 32,762 1,738,807 99.112% Source: Kenai Peninsula Borough 100 Table 9 City of Seward, Alaska Assessed and Estimated Actual Value of Taxable Property Last Ten Fiscal Years Real Property Personal Property Total Property Tax Rates Ratio of Assessed Overlapping Value to Total Fiscal Assessed Value Estimated Actual Assessed Value Estimated Actual Assessed Value Estimated Actual Direct (City (KPB, KPCC a Combined Tax Est. Actual Year (2) Value (1) (2) Value (1) (2) Value (1) of Seward) BCFSA)" Rate Value 2014 212,690,900 249,826,500 79,542,045 110,605,000 2015 239,873,088 251,015,800 80,345,819 109,149,800 2016 247,469,769 267,717,900 100,668,606 129,667,600 2017 265,631,189 274,511,700 102,282,822 139,869,000 2018 272,890,000 282,031,815 94,933,968 129,822,201 2019 285,579,453 305,984,502 107,419,854 145,391,590 2020 293,699,390 309,253,199 113,771,003 153,171,921 2021 303,134,117 319,187,573 120,245,572 161,888,749 2022 313,981,161 331,020,645 89,376,541 120,113,801 2023 344,143,068 360,891,339 113,097,076 153,376,842 292,232,945 320,218,907 348,138,375 381,263,951 367,823,968 392,999,307 407,470,393 423,379,689 403,357,702 457,240,144 360,431,500 360,165,600 397,385,500 414,380,700 411,854,016 451,376,092 462,425,120 481,076,322 451,134,446 514,268,182 3.12 3.12 3.12 3.12 3.84 3.84 3.84 3.84 3.84 3.84 5.00 5.00 5.25 5.25 5.45 5.45 5.45 5.45 5.45 5.25 8.12 8.12 8.37 8.37 9.29 9.29 9.29 9.29 9.29 9.09 81.08% 88.91% 87.61% 92.01% 89.31% 87.07% 88.12% 88.01% 89.41% 88.91% ^ Includes Kenai Peninsula Borough, Kenai Peninsula Community College and Bear Creek Flood Service Area. Source: State of Alaska "Alaska Taxable 2021" (1) and Kenai Peninsula Borough Certified Tax Roll (2). ** 2017 values include one-time oil rig "Spartan" 101 Table 10 City of Seward, Alaska Principal Property Taxpayers Compared with Nine Years Ago December 31, 2023 Taxpayer (2) Leirer Enterprises LLC Four Seasons Marine Services Corp CATC / VIAD Corp Carr Gottstein Crowley Fuels LLC Gateway 82 LLC Harbor 360 LLC Icicle / Seward Fisheries GCI Mindenbergs Juris dba Breeze Inn Noble Discoverer / Shell Oil Ring Ciri Alaska Tourism Tourism Breeze Inn Motel Hotel Seward Hospitality LLC Hotel Shoreside Petroleum, Inc Petroleum Products Y C Seward Hotel Group LLC Hotel/Retail Crowley Marine Services Marine Total Type of Business 2023 Value (1) Percentage of Total Taxable Assessed Rank Value (2) Real Estate/Leasing $ 14,847,500 1 3.2% Marine/Ship Repair 11,389,013 2 2.5% Hote &t Tourism 10,220,933 3 2.2% Grocery 9,143,754 4 2.0% Petroleum Products 9,126,345 5 2.0% Hotel 8,319, 571 6 1.8% Hotel 6,271,100 7 1.4% Seafood Procesing 6,061,792 8 1.3% Communications 5,720,862 9 1.3% Hotel 5,526,000 10 1.2% $ 86,626,870 18.9% Percentage of 2014 Total Taxable Assessed Assessed Value (1) Rank Value (2) 0.0% $ 3,207,406 10 1.1% 0.0% 7,022,000 3 2.4% 0.0% 0.0% 0.0% 9,003,915 2 3.1% 5,095,355 6 1.7% 0.0% 0.0% 13,578,671 1 4.6% 6,748,500 4 2.3% 6,711,400 5 2.3% 4,728,472 7 1.6% 4,032,500 8 1.4% 3,995,507 1.4% $ 64,123,726 21.9% 1) Includes real, personal and oil taxes based on 2023 tax rolls. Source: Kenai Peninsula Borough Assessors Department Above assessed values are a best effort to identify ten largest property taxpayers, although values reflect aggregation of multiple tax accounts. It is possible that some tax accounts may have different names, making it difficult to identify as being owned by the same entity. Therefore, some valuations may have been inadvertently omitted above. 2) Based on total assessed value of $292,232,945 in 2014 and $457,240,144 in 2023. 102 Table 11 City of Seward, Alaska Principal Taxable Sales by Line of Business December 31, 2023 Type of Business FY2023 Percent of FY2014 Percent of Taxable Sales Total Taxable Taxable Sales Total Taxable (1) Sales (2) Sales Retail Trade $ 70,397,236 37.3% $ 45,384,945 39.2% Guiding 41,771,880 22.1% 20,198,262 17.5% Hotel/Motel/B & B 23,623,567 12.5% 12,789,342 11.1% Restaurant/Bar 21,943,909 11.6% 13,799,798 11.9% Public Administration 10,366,901 5.5% 7,207,211 6.2% Wholesale Trade 6,439,999 3.4% 5,205,213 4.5% Rental Residental Propert 3,057,555 1.6% 1,907,146 1.6% Services 2,803,821 1.5% 2,041,289 1.8% Information 1,292,869 0.7% 2,575,822 2.2% Manufacturing 1,216,496 0.6% 0.0% Rental Commercial Property 995,738 0.5% 0.0% Other 4,707,302 2.5% 2,670,112 2.3% Transportation, Communication, Public Utilities - 0.0% 1,857,858 1.6% $ 188,617,272 100% $ 115,636,998 100% 1) Source: Kenai Peninsula Borough, Finance Dept., Sales Tax Division 2) Note: Information regarding the ten principal revenue payers, and the amount collected from each, is not available. The Kenai Peninsula Borough collects sales tax on behalf of the City of Seward as required by State law. The Borough does not disclose sales tax data by individual business, even to the cities within the Borough. Rather than to provide information on the ten principal revenue payers, we are providing information on taxable sales by Line of Business. 103 Table 12 City of Seward, Alaska Ratios of Outstanding Debt by Type Last Ten Fiscal Years (1) Governmental Activities (6) Debt as a % of Total Business -Type Activities (6) Personal Income (3) Debt per Capita (4) Debt as a % of Estimated Total Total Actual Fiscal G.O. Bonds Capital G.O. Bonds (2) Revenue Capital Total Primary Govern- Primary Govern- Primary Taxable Value Year (2) * Revenue Bonds Leases Bonds Leases Loans Government mental Gov't mental Gov't of Property (5) 2014 3,622,373 - 35,531,424 1,840,021 40,993,818 2.7% 29.4% 1,299 14,810 11.37% 2015 3,521,546 - 34,210,046 4,275,945 42,007,537 2.6% 29.2% 1,285 15,331 11.66% 2016 3,210,000 28,370,000 4,085,777 35,665,781 2.4% 26.7% 1,205 13,017 8.98% 2017 6,299,126 29,075,650 2,629,364 38,004,144 5.0% 29.2% 2,502 14,271 9.17% 2018 6,082,813 27,314,418 - ** 2,391,901 35,789,132 4.7% 27.8% 2,354 13,850 8.69% 2019 5,636,500 24,073,187 2,198,294 31,907,981 4.4% 24.9% 2,215 12,538 7.07% 2020 5,620,187 23,906,955 2,001,801 31,528,943 4.1% 21.6% 2,159 12,113 6.82% 2021 5,316,563 22,090,724 1,802,352 29,209,639 3.9% 20.0% 2,042 11,222 6.07% 2022 5,057,792 30,541,789 1,599,911 37,199,492 3.5% 25.4% 2,038 14,988 8.25% 2023 4,215,000 28,778,735 1,394,434 34,388,169 2.9% 21.7% 1,632 13,318 6.69% 1) Excludes other than debt instruments (i.e. compensated absences, net pension obligation, inter -fund loans) 2) G.O. Bonds represent general obligation bonds pledging the full faith and credit of the City. 3) Source: U.S. Dept. of Commerce, Bureau of Economic Analysis. Personal income is estimated by multiplying Kenai Peninsula Borough per -capita personal income by Seward population, as Seward - specific data unavailable (http://www.bea.gov/iTable/index_regional.cfm) 4) Source: Alaska Department of Commerce, Community 8 Economic Development Certified Municipal Population. 5) Estimated Actual Taxable Value data can be found in State of Alaska "Alaska Taxable 2023" (https://www.commerce.alaska.gov/web/portals/4/pub/osa/14taxable.pdf) 6) Source: City of Seward finance department ** Resolution 2017-088 authorized final payment in full of the Harbor USACE breakwater loan Note: Details regarding the City's outstanding debt can be found in the notes to the financial statements. 104 Table 13 City of Seward, Alaska Ratio of General Bonded Debt to Assessed Value and General Bonded Debt per Capita Last Ten Fiscal Years General Bonded Debt # Ratio of General General Fiscal Assessed Bonded Debt to Bonded Debt Year Population (1) Value (2) Governmental Business -Type Total Assessed Value per Capita 2014 2768 292,233 3,622 3,622 1.13% 1,309 2015 2740 320,219 3,522 3,522 1.10% 1,285 2016 2663 348,138 3,210 3,210 0.92% 1,205 2017 2518 381,264 6,299 6,299 1.65% 2,502 2018 2584 367,824 6,082 6,082 1.65% 2,354 2019 2545 392,999 5,636 5,636 1.43% 2,215 2020 2509 407,470 5,370 5,370 1.32% 2,140 2021 2603 423,380 4,660 4,660 1.10% 1,790 2022 2482 403,358 4,445 4,445 1.10% 1,791 2023 2582 457,240 4,215 4,215 0.92% 1,632 # Amounts expressed in thousands. Excludes revenue bonds of Business -Type entities. 1) Source: Alaska Department of Commerce, Community Et Economic Development Certified Municipal Population. 2) Source: Kenai Peninsula Borough (expressed in thousands). 105 Table 14 City of Seward, Alaska Computation of Direct and Overlapping Bonded Debt December 31, 2023 Jurisdiction Net General Obligation Percentage Bonded Debt Applicable to Outstanding Seward Amount Applicable to City of Seward Direct: City of Seward $ 4,215,000 (1) 100% 4,215,000 Overlapping: Kenai Peninsula Borough (KPB) 50,094,481 (2) 4.7% (3) 2,351,041 $ 54,309,481 6,566,041 1) Excluding general obligation bonds reported in the Enterprise Funds. Includes governmental activities' general obligation bonds, revenue bonds, and capital leases. 2) Source: KPB finance department. 3) Based on ratio of City of Seward assessed value (real and personal property = $457,240,144) to total assessed value of the Kenai Peninsula Borough ( $9,742,580,131) Source: "2023 Alaska Taxable" State of Alaska, and KPB main and supplemental tax rolls. Note: Excludes State assessed values which are exempt from taxation at City and Borough level. 106 Table 15 City of Seward, Alaska Legal Debt Margin December 31, 2022 No debt limit mandated by law. 107 Table 16 City of Seward, Alaska Revenue Bond Coverage Electric Enterprise Fund Last Ten Fiscal Years Debt Service Requirements (3) Net Revenue Fiscal Gross Operating Available for Year Revenues (1) Expenses (2) Debt Service Principal Interest Total Coverage (4) 2014 11,236,195 8,073,997 3,162,198 380,000 290,053 670,053 4.72 2015 11,674,228 8,887,162 2,787,066 400,000 273,261 673,261 4.14 2016 11,607,631 9,421,854 2,185,777 240,000 109,739 349,739 6.25 2017 13,010,358 10,267,321 2,743,037 150,000 193,118 343,118 7.99 2018 11,168,299 9,730,414 1,437,885 160,000 185,400 345,400 4.16 2019 12,544,308 9,801,084 2,743,224 165,000 180,199 345,199 7.95 2020 12,516,634 10,057,074 2,459,560 170,000 171,949 341,949 7.19 2021 13,295,324 10,783,920 2,511,404 180,000 163,451 343,451 7.31 2022 14,289,520 11,371,397 2,918,123 190,000 432,998 622,998 4.68 2023 14,137,893 11,634,197 2,503,696 200,000 586,700 786,700 3.18 1) Total revenues, including interest, exclusive of grants. 2) Total operating expenses exclusive of depreciation and payments in lieu of taxes. 3) Includes principal and interest of revenue bonds only. 4) Revenue bond agreements require Net Revenue Available for Debt Service be at least 1.30 times the amount of 108 Table 17 City of Seward, Alaska Revenue Bond Coverage Harbor Enterprise Fund Last Ten Fiscal Years Debt Service Requirements (3) Net Revenue Fiscal Gross Revenues Operating Available for Year (1) Expenses (2) Debt Service Principal Interest Total Coverage (4) 2014 3,257,122 2,358,618 898,504 294,885 179,484 474,369 1.89 2015 3,396,213 2,289,480 1,106,733 460,000 223,262 683,262 1.62 2016 3,323,340 2,500,625 822,715 470,000 200,380 670,380 1.23 2017 3,480,176 2,132,971 1,347,205 480,000 193,100 673,100 2.00 2018 3,564,884 2,268,324 1,296,560 490,000 177,900 667,900 1.94 2019 3,616,290 1,961,095 1,655,195 510,000 158,301 668,301 2.48 2020 3,126,459 2,189,254 937,205 530,000 134,899 664,899 1.41 2021 3,716,628 2,119,662 1,596,966 560,000 110,549 670,549 2.38 2022 3,704,733 2,382,033 1,322,700 350,000 84,850 434,850 3.04 2023 3,911,478 2,650,955 1,260,523 370,000 67,350 437,350 2.88 1) Total revenues, including interest, exclusive of grants. 2) Total operating expenses exclusive of depreciation and payments in lieu of taxes. 3) Includes principal and interest of revenue bonds only. 4) Revenue bond agreements require Net Revenue Available for Debt Service be at least 1.20 times the amount of the total annual debt service requirement. 109 Table 18 City of Seward, Alaska Demographic and Economic Statistics Last Ten Fiscal Years City of Seward For the Kenai Peninsula Borough (A) Per Capita School Personal Personal Median Fiscal Year Population Enrollment Income (3) Income (2) Age (4) 2012 2,754 593 122,039,039 47,121 40.6 2013 2,768 574 117,189,666 48,485 41.4 2014 2,768 588 134,207,628 48,728 40.0 2015 2,740 605 133,515,899 50,760 41.1 2016 2,663 634 139,082,614 52,639 40.8 2017 2,518 582 128,621,617 51,081 41.4 2018 2,584 585 128,682,204 49,800 41.5 2019 2,545 599 128,166,698 52,015 41.8 2020 2,509 474 137,668,062 54,870 37.3 2021 2,603 474 146,129,817 56,139 42.1 2022 2,482 508 146,539,762 59,041 42.3 2023 2,582 494 158,179,429 61,262 42.9 School Unemployment Population (1) Enrollment Rate (4) (A) Age and Unemployment data for City of Seward is not available, but is considered comparable to data for (1) Alaska Department of Labor estimates as of July 1 of each fiscal year (2) Source: U.S. Dept. of Commerce, Bureau of Economic Analysis for Kenai Peninsula Borough; specific data (http://www.bea.gov/iTable/index_regional.cfm) (3) Uses Kenai Peninsula Borough Per Capita Personal Income multiplied by Seward population. Source: U.S. of Economic Analysis, using annual midyear population estimates. (4) Borough; assumed to be representative of Seward, as specific Seward data unavailable (http: / / live. laborstats.alaska.gov/ labforce/ labdata.cfm?s=14&a=0) 56,369 56,756 56,862 57,763 58,060 58,024 58,471 58,367 58,708 59,414 59,767 60,690 9,083 8,892 8,832 9,132 9,141 9,027 9,005 8,881 8,085 8,495 8,423 8,626 the Kenai Peninsula Borough not available for Seward Dept. of Commerce, Bureau 8.60% 7.90% 7.80% 7.80% 8.20% 8.50% 7.70% 7.00% 9.10% 7.30% 7.30% 4.70% 110 Table 19 City of Seward, Alaska Full -Time Equivalent Employees by Fund Last Ten Fiscal Years 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 General Fund: City Clerk 3.00 3.00 3.11 3.23 3.53 3.00 3.05 2.70 3.70 2.88 City Manager and Legislative 4.00 4.00 3.00 3.00 4.15 3.44 3.41 3.25 3.20 4.40 M.I.S. 2.50 2.50 2.76 2.72 2.73 2.63 3.02 3.00 3.00 3.01 Finance 7.00 7.00 9.29 8.04 7.45 8.35 6.07 7.55 5.50 5.58 Police, Jail, Animal Control 25.50 25.50 24.34 23.73 23.15 23.20 24.24 22.65 15.40 18.32 Fire 2.75 2.75 2.93 2.74 2.75 2.97 2.81 2.90 4.30 4.33 Building Inspection 1.25 1.25 1.00 1.00 1.00 1.00 2.01 2.40 2.00 3.55 Public Works 5.94 5.94 6.45 7.11 5.83 4.46 7.12 7.65 11.70 7.71 Community Development 2.00 2.00 2.01 2.40 1.96 1.88 2.63 2.40 2.90 2.33 Maintenance 2.03 2.03 2.02 2.01 1.37 1.00 1.01 2.00 11.70 1.09 Parks a Recreation 15.24 14.10 13.74 14.46 14.26 13.53 9.66 7.20 8.90 10.95 Library 4.59 4.59 4.98 5.16 5.06 4.65 4.22 5.45 6.70 5.85 General Fund Total 75.80 74.66 75.63 75.60 73.24 70.12 69.25 69.15 79.00 70.00 Parking 3.29 3.09 1.04 1.67 1.62 0.96 0.10 0.00 0.00 0.34 Harbor and SMIC 11.65 11.65 11.72 12.12 11.77 12.25 11.70 11.60 12.40 13.28 Electric 11.00 11.00 10.82 11.89 11.46 10.63 10.69 10.60 11.10 10.24 Water 3.53 3.53 2.52 2.86 3.36 3.37 2.19 2.00 2.00 3.47 Wastewater 2.53 2.53 2.18 1.74 2.37 2.30 2.27 2.00 2.00 1.49 Total All Funds 107.80 106.46 103.91 105.88 103.82 99.63 96.20 96.20 106.50 98.82 Source: City of Seward finance department 111 Table 20 City of Seward, Alaska Operating Indicators by Function Last Ten Fiscal Years 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 Function Public Safety Police Services: Physical arrests 289 270 322 244 242 97 231 160 125 137 Traffic violations/warnings 1,225 2,042 785 944 1149 1180 641 976 967 895 Parking violations 29 63 74 79 249 336 254 196 307 228 Fire and Emergency Services: Number of calls answered 349 376 359 361 264 300 230 292 268 507 Harbor Registered vessels 4,928 4,860 5,193 5,053 5,565 5,813 5,159 5,520 6,062 6,467 Number on waiting list for slips 183 184 161 171 147 161 166 179 208 194 Number of boat lifts 590 602 509 553 576 526 485 570 589 483 General cargo tonnage 140 112 2,044 45 23,005 811 6,332 Fish product tonnage 10,862 21,632 10,085 8,702 15,670 13,410 8,225 9,270 7,604 15,239 Petroleum (gallons) 2,536,738 3,450,054 3,637,401 2,853,828 2,786,987 2,423,856 1,855,312 2,944,847 2,830,738 2,890,084 Water and Wastewater Systems: Water service connections 958 973 976 982 980 981 996 1,007 950 1,036 Daily average consumption (gallons) 1,144,677 1,130,528 1,484,754 1,109,546 1,059,115 971,670 841,561 1,147,272 1,118,983 1,249,212 Sewer service connections 934 948 950 954 952 955 970 975 898 1,000 Daily average treatment (gallons) 519,132 519,132 652,321 609,545 653,872 591,175 450,000 399,071 463,000 426,959 Electric System: Number of service connections 2,735 2,759 2796 2,818 2,821 2,855 2,897 2,910 2,981 2,821 Total kilowatt hour sales 55,190,496 54,842,755 53,103,072 53,263,395 51,784,110 51,672,753 52,268,253 54,495,232 54,911,338 55,246,836 Source: City of Seward police, fire, harbor, water, wastewater, and finance departments 112 Table 21 City of Seward, Alaska Capital Asset Statistics by Function Last Ten Fiscal Years Lane miles of street Number of street lights 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 54.40 54.80 54.8 54.8 55 55 55 55 55 55 265 265 265 265 265 265 265 265 265 265 Public Safety Number of fire stations 2 2 2 2 2 2 2 2 2 2 Fire rating (ISO) 4/9 4/9 4/9 4/9 4/4x 3/3y * 3/3y * 3/3y 3/3y 3/3y Number of fire hydrants 220 220 220 220 220 220 232 232 232 236 Number of police stations 1 1 1 1 1 1 1 1 1 1 Number of Facilities Parks and playgrounds 20 20 20 20 20 20 21 21 21 21 Libraries 1 1 1 1 1 1 1 1 1 1 Sewer treatment plants 2 2 2 2 2 2 2 2 2 2 Electric distribution line (miles) 69 69 69 69 69 69 69 69 69 120 Electric substations 3 3 3 3 3 3 3 3 3 3 Source: City of Seward fire, public works and finance departments *New ISO rating system beginning in 2018 113 Table 22 City of Seward, Alaska Property Value, Construction, and Bank Deposits Last Ten Fiscal Years Fiscal Year 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 Total Real Property Value (1) 249,826,500 251,015,800 267,717,900 274,511,700 282,031,815 305,984,502 462,425,120 331,020,645 313,981,161 360,891,339 Commercial Construction Number of Value of Permits Permits 25 30 27 14 20 19 24 24 33 27 8,072,217 16,808,765 2,661,974 2,324,733 3,993,376 10,577,917 3,590,628 3,605,605 6,815,974 25,728,605 Residential Construction Number of Value of Permits Permits 26 11 26 21 23 20 21 26 31 26 1,070,400 759,860 1,603,866 1,070,477 1,391,200 1,406,850 2,984,130 2,831,337 3,982,685 1,420,190 Bank Deposits (2) 79,852,000 75,514,000 87,091,000 86,329,000 81,076,000 80,659,000 95,961,000 126,126,000 141,807,000 127,346,000 1) "Estimated Actual Value" from Table 9. 2) Bank deposit data as of 12/31 through 2014. Beginning 2015, data as of June 30. Source: https://www5.fdic.gov/sod/sodMarketRpt.asp?barltem=&sState=all&sZipCode=99664 3) Source: Construction Data - City of Seward Building Department 114 Table 23 City of Seward, Alaska Miscellaneous Statistics December 31, 2023 Date of Incorporation June 1, 1912 Class Home Rule City Form of Government Council / Manager Area, Square Miles 22 Miscellaneous Operational Statistics: Library - number of volumes 28,078 Fire Department - Number of volunteers 25 Sewer System - Maximum daily capacity (gallons) 426,959 Water System - Maximum daily capacity (gallons) 1,249,212 Electric System: Miles of distribution lines 120 Miles of transmission lines 50 Harbor - Number of permanent slips 556 City Employees: Regular Employees - Full-time equivalent 92 Temporary Employees - Full-time equivalent 7 Demographics: School Enrollment, City of Seward (3) 494 Unemployment Rate - Borough -Wide (1) 4.7% Population (2) 2,582 Per -capita Personal Income (4) 61,262 Qualified Voters 1,796 Facilities and Services not included in the reporting entity: Education: Elementary School Number of students enrolled 235 Number of teachers 21 Middle School Number of students enrolled 115 Number of teachers 12 High School Number of students enrolled 144 Number of teachers 20 Alaska Vocational Technical Center Number of students served annually 202 Number of teachers (includes Instructional Aides) 23 Healthcare Facilities - a component unit of the reporting entity: Providence Seward Medical Et Care Center Number of patient beds (6) combination of inpatient care Et swing beds 6 Number of long-term care beds 40 Number of employees: 207 Exempt 23 Non -Exempt (includes non -staff rotating physicians) 184 Borough; assumed to be representative of Seward, as specific Seward data unavailable (http: / /live.laborstats.alaska.gov/labforce/labdata.cfm?s=14&ta=0) 2) Source: Alaska Department of Commerce, Community Et Economic Development Certified Municipal Population. 3) State of Alaska Department of Education &t Early Development - https://education.alaska.gov/stats/ 4) Source: U.S. Dept. of Commerce, Bureau of Economic Analysis. (http://www.bea.gov/iTable/index_regional.cfm) KPB per -capita personal income used, as Seward specific data not available (2022 - last updated November 16, 2023) 115